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Document And Entity Information Document - shares	3 Months Ended
Document And Entity Information Document - shares	Mar. 31, 2013	Apr. 30, 2013
Entity Information [Line Items]
Entity Registrant Name	GREEN DOT CORP
Trading Symbol	GDOT
Entity Central Index Key	0001386278
Current Fiscal Year End Date	--12-31
Entity Filer Category	Large Accelerated Filer
Document Type	10-Q
Document Period End Date	Mar. 31, 2013
Document Fiscal Year Focus	2013
Document Fiscal Period Focus	Q1
Amendment Flag	false
Entity Well-known Seasoned Issuer	Yes
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Common Class A [Member]
Entity Information [Line Items]
Entity Common Stock, Shares Outstanding		32,221,202
Common Class B [Member]
Entity Information [Line Items]
Entity Common Stock, Shares Outstanding		3,917,906

Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2013	Dec. 31, 2012
Current assets:
Unrestricted cash and cash equivalents	$ 370,159	$ 293,590
Federal funds sold	3,001	3,001
Investment securities available-for-sale, at fair-value	100,742	115,244
Settlement assets	48,459	36,127
Accounts receivable, net	50,561	40,441
Prepaid expenses and other assets	25,204	31,952
Income Taxes Receivable	0	7,386
Net deferred tax assets	2,338	2,478
Total current assets	600,464	530,219
Restricted cash	634	634
Investment securities available-for-sale, at fair value	62,443	68,543
Accounts receivable, net	10,913	10,931
Loans to bank customers, net of allowance for loan losses of $450 and $475 as of March 31, 2013 and December 31, 2012, respectively	7,228	7,552
Prepaid expenses and other assets	2,053	1,530
Property and equipment, net	58,098	58,376
Deferred expenses	9,784	12,510
Net Deferred Tax Assets, Noncurrent	4,579	4,629
Goodwill and Intangible Assets	30,772	30,804
Total assets	786,968	725,728
Current liabilities:
Accounts payable	18,933	31,411
Deposits, Carrying Value	222,022	198,451
Obligations to customers	61,204	46,156
Settlement obligations	16,940	3,639
Amounts due to card issuing banks for overdrawn accounts	53,178	50,724
Other accrued liabilities	29,089	29,469
Deferred revenue	14,852	19,557
Income taxes payable	446	0
Total current liabilities	416,664	379,407
Other accrued liabilities	21,818	18,557
Total liabilities	438,482	397,964
Stockholders’ equity:
Additional paid-in capital	163,783	158,656
Retained Earnings	184,556	168,960
Accumulated other comprehensive income	104	106
Total Stockholders' Equity	348,486	327,764
Total liabilities and stockholders’ equity	786,968	725,728
Convertible Series A preferred stock [Member]
Stockholders’ equity:
Convertible Series A preferred stock, $0.001 par value: 10 shares authorized and 7 shares issued and outstanding as of March 31, 2013 and December 31, 2012, respectively	7	7
Class A common stock, $0.001 par value; 100,000 shares authorized as of March 31, 2013 and December 31, 2012, respectively; 32,157 and 31,798 shares issued and outstanding as of March 31, 2013 and December 31, 2012, respectively
Stockholders’ equity:
Common Stock, Value, Issued	32	31
Class B convertible common stock, $0.001 par value, 100,000 shares authorized as of March 31, 2013 and December 31, 2012, respectively; 3,918 and 4,197 shares issued and outstanding as of March 31, 2013 and December 31, 2012, respectively
Stockholders’ equity:
Common Stock, Value, Issued	$ 4	$ 4

Consolidated Balance Sheets (Parenthetical) - USD ($) shares in Thousands, $ in Thousands	Mar. 31, 2013	Dec. 31, 2012
Allowance For Loan Losses	$ 450	$ 475
Convertible Series A preferred stock [Member]
Convertible Series A Preferred Stock, par value	$ 0.001	$ 0.001
Convertible Series A Preferred Stock, shares authorized	10	10
Convertible Series A Preferred Stock, Shares Issued	7	7
Convertible Series A Preferred Stock, Shares Outstanding	7	7
Common Class A [Member]
Common stock, par value	$ 0.001	$ 0.001
Common stock, shares authorized	100,000	100,000
Common Stock, Shares, Issued	32,157	31,798
Common stock, shares outstanding	32,157	31,798
Common Class B [Member]
Common stock, par value	$ 0.001	$ 0.001
Common stock, shares authorized	100,000	100,000
Common Stock, Shares, Issued	3,918	4,197
Common stock, shares outstanding	3,918	4,197

Consolidated Statements of Operations - USD ($) shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Operating revenues
Card revenues and other fees	$ 64,667	$ 61,222
Cash transfer revenues	44,335	39,643
Interchange revenues	46,756	43,506
Stock-based retailer incentive compensation	(1,609)	(3,190)
Total operating revenues	154,149	141,181
Operating expenses
Sales and marketing expenses	56,177	52,572
Compensation and benefits expenses	31,754	26,153
Processing expenses	21,999	20,850
Other General and Administrative Expense	20,880	15,968
Total operating expenses	130,810	115,543
Operating Income (Loss)	23,339	25,638
Interest income	819	959
Interest expense	(17)	(24)
Income before income taxes	24,141	26,573
Income Tax Expense (Benefit)	8,555	10,205
Net Income	15,586	16,368
Income attributable to preferred stock	(2,493)	(2,650)
Net income allocated to common stockholders	$ 13,093	$ 13,718
Common Class A [Member]
Earnings per common share
Earnings Per Share, Basic, Undistributed	$ 0.36	$ 0.39
Diluted Earnings Per Share	$ 0.35	$ 0.37
Weighted-average common shares issued and outstanding
Basic	30,951	28,839
Diluted	36,293	35,867
Common Class B [Member]
Earnings per common share
Earnings Per Share, Basic, Undistributed	$ 0.36	$ 0.39
Diluted Earnings Per Share	$ 0.35	$ 0.37
Weighted-average common shares issued and outstanding
Basic	4,096	5,230
Diluted	5,190	7,012

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Statement of Other Comprehensive Income [Abstract]
Net Income	$ 15,586	$ 16,368
Other comprehensive gain, net of tax [Abstract]
Unrealized holding losses arising during period, net of reclassification adjustments for amounts included in net income	(2)	(21)
Comprehensive income	$ 15,584	$ 16,347

- Definition

The change in equity [net assets] of a business enterprise during a period from transactions and other events and circumstances from non-owner sources which are attributable to the reporting entity. It includes all changes in equity during a period except those resulting from investments by owners and distributions to owners, but excludes any and all transactions which are directly or indirectly attributable to that ownership interest in subsidiary equity which is not attributable to the parent.

+ References + Details

- Definition

The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.

+ References

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+ Details

- Definition

Net of tax amount of unrealized holding gain (loss) before reclassification adjustments and transfers on available-for-sale securities.

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+ Details

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Operating activities [Abstract]
Net Income	$ 15,586	$ 16,368
Adjustments to reconcile net income to net cash provided by operating activities [Abstract]
Depreciation and Amortization	6,354	3,651
Provision for uncollectible overdrawn accounts	15,470	14,450
Employee Stock-based Compensation	2,890	3,489
Stock-based retailer incentive compensation	1,609	3,190
Amortization of premium on available-for-sale investment securities	173	264
Realized gains (losses) on investment securities	6	(8)
Recovery for uncollectible trade receivables	(41)	(429)
Impairment of capitalized software	936	43
Deferred Income Tax Expense	193	0
Excess tax benefits from exercise of options	(229)	(1,268)
Changes in operating assets and liabilities
Accounts receivable, net	(26,529)	(20,328)
Prepaid expenses and other assets	6,225	(4,364)
Deferred expenses	2,726	2,833
Accounts payable and other accrued liabilities	(7,681)	18,802
Amounts due issuing bank for overdrawn accounts	3,452	3,445
Deferred revenue	(4,705)	(5,452)
Income tax receivable	8,067	2,577
Net cash provided by operating activities	24,502	37,263
Investing activities [Abstract]
Purchases of available-for-sale investment securities	(46,841)	(122,077)
Proceeds from maturities of available-for-sale securities	54,227	8,053
Proceeds from sales of available-for-sale securities	13,026	7,700
Decrease In Restricted Cash	0	(115)
Payments for acquisition of property and equipment	(8,886)	(7,833)
Net principal collections on loans	324	877
Acquisitions, net of cash acquired	0	(32,052)
Net cash provided by (used in) investing activities	11,850	(145,447)
Financing activities [Abstract]
Proceeds from exercise of options	400	588
Excess tax benefits from exercise of options	229	1,268
Net increase in deposits	23,571	515
Net Increase In Obligations To Customers	16,017	0
Net cash provided by financing activities	40,217	2,371
Net Increase (Decrease) In Unrestricted Cash, Cash Equivalents, and Federal Funds Sold	76,569	(105,813)
Unrestricted cash, cash equivalents, and federal funds sold, beginning of year	296,591	225,433
Unrestricted cash, cash equivalents, and federal funds sold, end of period	373,160	119,620
Cash paid for interest	30	28
Cash paid for income taxes	$ 302	$ 9,827

Organization	3 Months Ended
Organization	Mar. 31, 2013
Organization [Abstract]
Organization	Note 1—Organization Green Dot Corporation (“we,” “us” and “our” refer to Green Dot Corporation and its wholly-owned subsidiaries, Next Estate Communications, Inc.; Green Dot Bank; and Loopt, LLC) is a leading financial services company providing simple, low-cost and convenient money management solutions to a broad base of U.S. consumers. Our products and services include: Green Dot MasterCard and Visa-branded prepaid debit cards and several co-branded reloadable prepaid card programs, collectively referred to as our GPR cards; Visa-branded gift cards; our MoneyPak and swipe reload proprietary products, collectively referred to as our cash transfer products, which enable cash loading and transfer services through our Green Dot Network; and GoBank, an innovative checking account developed for distribution and use via mobile phones, which is expected to be available to U.S. consumers generally during the second or third quarter of 2013. The Green Dot Network enables consumers to use cash to reload our prepaid debit cards or to transfer cash to any of our Green Dot Network acceptance members, including competing prepaid card programs and other online accounts. We market our products and services to banked, underbanked and unbanked consumers in the United States using distribution channels other than traditional bank branches, such as third-party retailer locations nationwide and the Internet. Our prepaid debit cards are issued by Green Dot Bank and third-party issuing banks including GE Capital Retail Bank, The Bancorp Bank, University National Bank, and prior to November 2012, Columbus Bank and Trust Company, a division of Synovus Bank. We also have multi-year distribution arrangements with many large and medium-sized retailers, such as Walmart, Walgreens, CVS, Rite Aid, 7-Eleven, Kroger, Kmart, and Radio Shack, and with various industry resellers, such as Blackhawk Network, Inc. and Incomm. We refer to participating retailers collectively as our “retail distributors.” Acquisitions In March 2012, we acquired Loopt, Inc., or Loopt, for approximately $33.6 million in cash in exchange for all of its outstanding shares. Loopt's results of operations are included in our consolidated results of operations following the acquisition date. We committed to pay $9.8 million in retention-based incentives for employees we hired in connection with the acquisition of Loopt. In December 2012, we converted Loopt from a corporation to a limited liability company.

- Definition

The entire disclosure for organization, consolidation and basis of presentation of financial statements disclosure.

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+ Details

Summary of Significant Accounting Policies	3 Months Ended
Summary of Significant Accounting Policies	Mar. 31, 2013
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Basis of Presentation We have prepared the accompanying unaudited consolidated financial statements in accordance with generally accepted accounting principles in the United States of America, or GAAP. We consolidated our wholly-owned subsidiaries and eliminated all significant intercompany balances and transactions. We have also prepared the accompanying unaudited consolidated financial statements in conformity with the instructions to Form 10-Q and Article 10 of Regulation S-X and, consequently, they do not include all of the annual disclosures required by GAAP. Reference is made to our Annual Report on Form 10-K for the year ended December 31, 2012, for additional disclosures, including a summary of our significant accounting policies. There have been no changes to our significant accounting policies during the three months ended March 31, 2013. In our opinion, the accompanying unaudited consolidated financial statements contain all adjustments, consisting of normal and recurring items, except as otherwise noted, necessary for the fair presentation of our financial position, results of operations and cash flows for the interim periods presented. The results of operations and cash flows for the three months ended March 31, 2013 are not necessarily indicative of future results. Recent Accounting Pronouncements In February 2013, the Financial Accounting Standards Board, or FASB, issued Accounting Standards Update, or ASU, 2013-02, Comprehensive Income: Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income, which requires companies to report, in one place, information about significant reclassifications out of accumulated other comprehensive income, or AOCI, and disclose more information about changes in AOCI balances. We adopted this ASU in the first quarter of 2013. The adoption of this standard did not have a significant impact on our consolidated financial statements.

Investment Securities

3 Months Ended

Mar. 31, 2013

Investment Securities [Abstract]

Investment Securities

Note 3 — Investment Securities

Our available-for-sale investment securities were as follows:



	Amortized cost		Gross unrealized gains		Gross unrealized losses			Fair value
March 31, 2013	(In thousands)
Corporate bonds	$	33,647	$	38	$	(2	)	$	33,683
Commercial paper	45,118		26		—			45,144
Negotiable certificate of deposit	4,400		11		—			4,411
U.S. treasury notes	17,483		11		—			17,494
Agency securities	25,529		17		(1		)	25,545
Municipal bonds	12,704		43		—			12,747
Asset-backed securities	24,145		16		—			24,161
Total fixed income securities	$	163,026	$	162	$	(3	)	$	163,185

December 31, 2012
Corporate bonds	$	37,320	$	39	$	(2	)	$	37,357
Commercial paper	55,733		17		(2		)	55,748
Negotiable certificate of deposit	4,400		14		—			4,414
U.S. treasury notes	22,258		9		—			22,267
Agency securities	25,845		23		(1		)	25,867
Municipal bonds	11,528		43		(3		)	11,568
Asset-backed securities	26,533		33		—			26,566
Total fixed income securities	$	183,617	$	178	$	(8	)	$	183,787

As of March 31, 2013 and December 31, 2012, the gross unrealized losses and fair values of available-for-sale investment securities that were in unrealized loss positions were as follows:



	Less than 12 months					12 months or more				Total fair value		Total unrealized loss
	Fair value		Unrealized loss			Fair value		Unrealized loss		Total fair value		Total unrealized loss
March 31, 2013	(In thousands)
Fixed income securities
Corporate bonds	$	9,975	$	(2	)	$	—	$	—	$	9,975	$	(2	)
Agency securities	5,999		(1		)	—		—		5,999		(1		)
Total fixed income securities	$	15,974	$	(3	)	$	—	$	—	$	15,974	$	(3	)

December 31, 2012
Fixed income securities
Corporate bonds	$	6,138	$	(2	)	$	—	$	—	$	6,138	$	(2	)
Commercial paper	6,390		(2		)	—		—		6,390		(2		)
Agency securities	6,302		(1		)	—		—		6,302		(1		)
Municipal bonds	1,602		(3		)	—		—		1,602		(3		)
Total fixed income securities	$	20,432	$	(8	)	$	—	$	—	$	20,432	$	(8	)

We did not record any other-than-temporary impairment losses during the three-month periods ended March 31, 2013 or 2012 on our available-for-sale investment securities. We do not intend to sell these investments or we have determined that it is more likely than not that we will not be required to sell these investments before recovery of their amortized cost bases, which may be at maturity.

Note 3 — Investment Securities (continued)

As of March 31, 2013, the contractual maturities of our available-for-sale investment securities were as follows:



	Amortized cost		Fair value
	(In thousands)
Due in one year or less	$	100,667	$	100,742
Due after one year through five years	37,162		37,206
Due after five years through ten years	1,052		1,076
Due after ten years	—		—
Asset-backed securities	24,145		24,161
Total fixed income securities	$	163,026	$	163,185

Accounts Receivable

3 Months Ended

Mar. 31, 2013

Accounts Receivable, Net, Current [Abstract]

Accounts Receivable

The following table presents total outstanding loans, gross of the related allowance for loan losses, and a summary of the related payment status:



	30-59 Days Past Due			60-89 Days Past Due			90 Days or More Past Due			Total Past Due			Total Current or Less Than 30 Days Past Due			Total Outstanding
March 31, 2013	(In thousands)
Real estate	$	3		$	6		$	—		$	9		$	1,355		$	1,364
Commercial	—			8			—			8			3,559			3,567
Installment	2			—			5			7			2,740			2,747
Total loans	$	5		$	14		$	5		$	24		$	7,654		$	7,678

Percentage of outstanding	0.07		%	0.18		%	0.07		%	0.31		%	99.69		%	100.00		%

December 31, 2012
Real estate	$	91		$	—		$	—		$	91		$	3,465		$	3,556
Commercial	77			—			—			77			1,102			1,179
Installment	22			3			—			25			3,267			3,292
Total loans	$	190		$	3		$	—		$	193		$	7,834		$	8,027

Percentage of outstanding	2.37		%	0.04		%	—		%	2.40		%	97.60		%	100.00		%

Nonperforming Loans

The following table presents our nonperforming loans, including impaired loans. See Note 2–Summary of Significant Accounting Policies to the Consolidated Financial Statements of our Annual Report on Form 10-K for the year ended December 31, 2012 for further information on the criteria for classification as nonperforming.



	March 31, 2013		December 31, 2012
	(In thousands)
Real estate	$	29	$	8
Commercial	93		244
Installment	187		135
Total loans	$	309	$	387

Credit Quality Indicators

We closely monitor and assess the credit quality and credit risk of our loan portfolio on an ongoing basis. We continuously review and update loan risk classifications. We evaluate our loans using non-classified or classified as the primary credit quality indicator. Classified loans are those loans that have demonstrated credit weakness where we believe there is a heightened risk of principal loss, including all impaired loans. Classified loans are generally internally categorized as substandard, doubtful or loss consistent with regulatory guidelines.

The table below presents our primary credit quality indicators related to our loan portfolio:



	March 31, 2013				December 31, 2012
	Non-Classified		Classified		Non-Classified		Classified
	(In thousands)
Real estate	$	1,056	$	308	$	3,360	$	196
Commercial	3,543		24		930		249
Installment	2,571		176		3,000		292
Total loans	$	7,170	$	508	$	7,290	$	737

Note 5—Loans to Bank Customers (continued)

Impaired Loans and Troubled Debt Restructurings

When, for economic or legal reasons related to a borrower’s financial difficulties, we grant a concession for other than an insignificant period of time to a borrower that we would not otherwise consider, the related loan is classified as a Troubled Debt Restructuring, or TDR. The following table presents key information regarding loans that we modified in TDRs as of March 31, 2013 and December 31, 2012. Our TDR modifications related to extensions of the maturity dates at a stated interest rate lower than the current market rate for new debt with similar risk:



	March 31, 2013				December 31, 2012
	Unpaid Principal Balance		Carrying Value		Unpaid Principal Balance		Carrying Value
	(In thousands)
Real estate	$	32	$	29	$	194	$	96
Commercial	360		107		280		136
Installment	439		205		403		173

Allowance for Loan Losses

Activity in the allowance for loan losses consisted of the following:



	Three Months Ended March 31,
	2013			2012
	(In thousands)
Balance, beginning of period	$	475		$	—
Provision for loans	—			—
Loans charged off	(25		)	—
Balance, end of period	$	450		$	—

- Definition

The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 3
-URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5066-111524

Reference 2: http://www.xbrl.org/2003/role/presentationRef
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-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.3,4)
-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

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-Paragraph 11
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-Name Accounting Standards Codification
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-Section S99
-Paragraph 1
-Subparagraph (SX 210.4-08.(k))
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-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 4
-URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5074-111524

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher AICPA
-Name Statement of Position (SOP)
-Number 01-6
-Paragraph 13
-Subparagraph d
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 02
-Paragraph 3, 4
-Article 5

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 03
-Paragraph 7
-Article 9

Reference 9: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 08
-Paragraph k
-Article 4

+ Details

Loans to Bank Customers

3 Months Ended

Mar. 31, 2013

Loans and Leases Receivable Disclosure [Abstract]

Loans to Bank Customers

The following table presents total outstanding loans, gross of the related allowance for loan losses, and a summary of the related payment status:



	30-59 Days Past Due			60-89 Days Past Due			90 Days or More Past Due			Total Past Due			Total Current or Less Than 30 Days Past Due			Total Outstanding
March 31, 2013	(In thousands)
Real estate	$	3		$	6		$	—		$	9		$	1,355		$	1,364
Commercial	—			8			—			8			3,559			3,567
Installment	2			—			5			7			2,740			2,747
Total loans	$	5		$	14		$	5		$	24		$	7,654		$	7,678

Percentage of outstanding	0.07		%	0.18		%	0.07		%	0.31		%	99.69		%	100.00		%

December 31, 2012
Real estate	$	91		$	—		$	—		$	91		$	3,465		$	3,556
Commercial	77			—			—			77			1,102			1,179
Installment	22			3			—			25			3,267			3,292
Total loans	$	190		$	3		$	—		$	193		$	7,834		$	8,027

Percentage of outstanding	2.37		%	0.04		%	—		%	2.40		%	97.60		%	100.00		%

Nonperforming Loans



	March 31, 2013		December 31, 2012
	(In thousands)
Real estate	$	29	$	8
Commercial	93		244
Installment	187		135
Total loans	$	309	$	387

Credit Quality Indicators

The table below presents our primary credit quality indicators related to our loan portfolio:



	March 31, 2013				December 31, 2012
	Non-Classified		Classified		Non-Classified		Classified
	(In thousands)
Real estate	$	1,056	$	308	$	3,360	$	196
Commercial	3,543		24		930		249
Installment	2,571		176		3,000		292
Total loans	$	7,170	$	508	$	7,290	$	737

Note 5—Loans to Bank Customers (continued)

Impaired Loans and Troubled Debt Restructurings



	March 31, 2013				December 31, 2012
	Unpaid Principal Balance		Carrying Value		Unpaid Principal Balance		Carrying Value
	(In thousands)
Real estate	$	32	$	29	$	194	$	96
Commercial	360		107		280		136
Installment	439		205		403		173

Allowance for Loan Losses

Activity in the allowance for loan losses consisted of the following:



	Three Months Ended March 31,
	2013			2012
	(In thousands)
Balance, beginning of period	$	475		$	—
Provision for loans	—			—
Loans charged off	(25		)	—
Balance, end of period	$	450		$	—

- Definition

+ References

+ Details

Employee Stock-Based Compensation

3 Months Ended

Mar. 31, 2013

Share-based Compensation [Abstract]

Employee Stock-Based Compensation

The following table summarizes stock options and restricted stock units granted under our 2010 Equity Incentive Plan:



	Three Months Ended March 31,
	2013		2012
	(In thousands, except per share data)
Stock options granted	217		506
Weighted-average exercise price	$	13.18	$	29.62
Weighted-average grant-date fair value	$	5.68	$	13.86

Restricted stock units granted	—		40
Weighted-average grant-date fair value	$	—	$	30.74

We estimated the fair value of each stock option grant on the date of grant using the following weighted-average assumptions:



	Three Months Ended March 31,
	2013		2012
Risk-free interest rate	1.04	%	1.05	%
Expected term (life) of options (in years)	6.08		6.08
Expected dividends	—		—
Expected volatility	43.98	%	48.5	%

Note 6—Employee Stock-Based Compensation (continued)

The total stock-based compensation expense recognized was $2.9 million and $3.5 million for the three-month periods ended March 31, 2013 and 2012, respectively. Total stock-based compensation expense includes amounts related to awards of stock options and restricted stock units and purchases under our 2010 Employee Stock Purchase Plan.

- Definition

The entire disclosure for compensation-related costs for equity-based compensation, which may include disclosure of policies, compensation plan details, allocation of equity compensation, incentive distributions, equity-based arrangements to obtain goods and services, deferred compensation arrangements, employee stock ownership plan details and employee stock purchase plan details.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 505
-SubTopic 50
-Section 50
-Paragraph 1
-URI http://asc.fasb.org/extlink&oid=6406099&loc=d3e25284-112666

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-Name Accounting Standards Codification
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-Section 50
-Paragraph 1
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Reference 3: http://www.xbrl.org/2003/role/presentationRef
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Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Staff Accounting Bulletin (SAB)
-Number Topic 14

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 123R
-Paragraph 64, 65, A240
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher AICPA
-Name Statement of Position (SOP)
-Number 93-6
-Paragraph 53
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Income Taxes

3 Months Ended

Mar. 31, 2013

Income Tax Disclosure [Abstract]

Income Taxes

Note 7—Income Taxes

Income tax expense for the three-month periods ended March 31, 2013 and 2012 varied from the amount computed by applying the federal statutory income tax rate to income before income taxes. A reconciliation between the expected federal income tax expense using the federal statutory tax rate and our actual income tax expense is shown in the following:



	Three Months Ended March 31,
	2013		2012
U.S. federal statutory tax rate	35.0	%	35.0	%
State income taxes, net of federal benefit	1.9		1.6
General business credits	(3.4	)	—
Employee stock-based compensation	1.8		1.6
Other	0.1		0.2
Effective tax rate	35.4	%	38.4	%

The effective tax rates for the periods above differ from the expected federal statutory tax rate of 35% primarily due to state income taxes, net of the federal tax benefit, and non-deductible employee stock based compensation. The effective tax rate for three months ended March 31, 2013 was favorably impacted by the reinstatement of 2012 general business credits. In January 2013, the American Taxpayer Relief Act of 2012 was signed into law, which retroactively extended general business credits from January 1, 2012 through December 31, 2013. As a result, we recognized the retroactive benefit of the 2012 general business credit of approximately $0.5 million as a discrete item in the first quarter of 2013, the period in which the legislation was enacted. Excluding the impact of this discrete item, our effective tax rate in the three months ended March 31, 2013 would have been 37.5%.

We are subject to examination by the Internal Revenue Service, or IRS, and various state tax authorities. Our consolidated federal income tax return for the year ended July 31, 2008 has been examined by the IRS, and there were no material changes in our tax liabilities for that year. Our consolidated federal income tax returns for the year ended July 31, 2009, the five-months ended December 31, 2009 and the year ended December 31, 2010 are currently under examination by the IRS. We remain subject to examination of our federal income tax returns for the years ended December 31, 2012 and 2011. We generally remain subject to examination of our various state income tax returns for a period of four to five years from the respective dates the returns were filed.

We continuously evaluate income tax positions that we have taken or anticipate taking in a tax return. We recognize and measure the related income tax benefit in accordance with the guidance related to uncertainty in income taxes. The reconciliation of the beginning unrecognized tax benefits balance to the ending balance is as follows:



	Three Months Ended March 31,
	2013		2012
	(In thousands)
Beginning balance	$	1,481	$	—
Increases related to positions taken during prior years	500		—
Increases related to positions taken during the current year	316		—
Ending balance	$	2,297	$	—

The total amount of unrecognized tax benefits that, if recognized, would affect the effective tax rate	$	2,297	$	—

- Definition

The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 235
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.4-08.(h))
-URI http://asc.fasb.org/extlink&oid=6881521&loc=d3e23780-122690

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 740
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-Section 50
-Paragraph 3
-URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32559-109319

Reference 3: http://www.xbrl.org/2003/role/presentationRef
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Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 109
-Paragraph 136, 172
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 08
-Paragraph h
-Article 4

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 109
-Paragraph 43, 44, 45, 46, 47, 48, 49
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Earnings per Common Share

3 Months Ended

Mar. 31, 2013

Earnings Per Share [Abstract]

Earnings per Common Share



	Three Months Ended March 31,
	2013			2012
	(In thousands, except per share data)
Basic earnings per Class A common share
Net income	$	15,586		$	16,368
Income attributable to preferred stock	(2,493		)	(2,650		)
Income attributable to other classes of common stock	(1,846		)	(2,573		)
Net income allocated to Class A common stockholders	11,247			11,145
Weighted-average Class A shares issued and outstanding	30,951			28,839
Basic earnings per Class A common share	$	0.36		$	0.39

Diluted earnings per Class A common share
Net income allocated to Class A common stockholders	$	11,247		$	11,145
Re-allocated earnings	1,567			2,152
Diluted net income allocated to Class A common stockholders	12,814			13,297
Weighted-average Class A shares issued and outstanding	30,951			28,839
Dilutive potential common shares:
Class B common stock	5,190			7,012
Stock options	—			—
Restricted stock units	119			7
Employee stock purchase plan	33			9
Diluted weighted-average Class A shares issued and outstanding	36,293			35,867
Diluted earnings per Class A common share	$	0.35		$	0.37



Basic earnings per Class B common share
Net income	$	15,586		$	16,368
Income attributable to preferred stock	(2,493		)	(2,650		)
Income attributable to other classes of common stock	(11,606		)	(11,696		)
Net income allocated to Class B common stockholders	1,487			2,022
Weighted-average Class B shares issued and outstanding	4,096			5,230
Basic earnings per Class B common share	$	0.36		$	0.39

Diluted earnings per Class B common share
Net income allocated to Class B common stockholders	$	1,487		$	2,022
Re-allocated earnings	344			578
Diluted net income allocated to Class B common stockholders	1,831			2,600
Weighted-average Class B shares issued and outstanding	4,096			5,230
Dilutive potential common shares:
Stock options	1,094			1,782
Diluted weighted-average Class B shares issued and outstanding	5,190			7,012
Diluted earnings per Class B common share	$	0.35		$	0.37

As of March 31, 2013, 920,202 shares of Class A common stock issued to Walmart were subject to our repurchase right. Basic and diluted EPS for these shares were the same as basic and diluted EPS for our Class A common stock for the three month periods ended March 31, 2013 and March 31, 2012.

We excluded from the computation of basic EPS all shares issuable under an unvested warrant to purchase 4,283,456 shares of our Class B common stock, as the related performance conditions had not been satisfied.

Note 8—Earnings per Common Share (continued)

For the periods presented, we excluded all shares of convertible preferred stock and certain stock options outstanding, which could potentially dilute basic EPS in the future, from the computation of diluted EPS as their effect was anti-dilutive. The following table shows the weighted-average number of anti-dilutive shares excluded from the diluted EPS calculation:



	Three Months Ended March 31,
	2013	2012
Class A common stock	(In thousands)
Options to purchase Class A common stock	1,952	596
Restricted stock units	41	4
Conversion of convertible preferred stock	6,859	6,859
Total options, restricted stock units and convertible preferred stock	8,852	7,459
Class B common stock
Options to purchase Class B common stock	323	19
Total options	323	19

Fair Value Measurements

3 Months Ended

Mar. 31, 2013

Fair Value Disclosures [Abstract]

Fair Value Measurements

Under applicable accounting guidance, fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date.

We determine the fair values of our financial instruments based on the fair value hierarchy established under applicable accounting guidance which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. There are three levels of inputs used to measure fair value. For more information regarding the fair value hierarchy and how we measure fair value, see Note 2–Summary of Significant Accounting Policies to the Consolidated Financial Statements of our Annual Report on Form 10-K for the year ended December 31, 2012.

As of March 31, 2013 and December 31, 2012, our assets carried at fair value on a recurring basis were as follows:



	Level 1		Level 2		Level 3		Total Fair Value
March 31, 2013	(In thousands)
Corporate bonds	$	—	$	33,683	$	—	$	33,683
Commercial paper	—		45,144		—		45,144
Negotiable certificate of deposit	—		4,411		—		4,411
U.S. treasury notes	—		17,494		—		17,494
Agency securities	—		25,545		—		25,545
Municipal bonds	—		12,747		—		12,747
Asset-backed securities	—		24,161		—		24,161
Total	$	—	$	163,185	$	—	$	163,185

December 31, 2012
Corporate bonds	$	—	$	37,357	$	—	$	37,357
Commercial paper	—		55,748		—		55,748
Negotiable certificate of deposit	—		4,414		—		4,414
U.S. treasury notes	—		22,267		—		22,267
Agency securities	—		25,867		—		25,867
Municipal bonds	—		11,568		—		11,568
Asset-backed securities	—		26,566		—		26,566
Total	$	—	$	183,787	$	—	$	183,787

Note 9—Fair Value Measurements (continued)

We based the fair value of our fixed income securities held as of March 31, 2013 and December 31, 2012 on quoted prices in active markets for similar assets. We had no transfers between Level 1, Level 2 or Level 3 assets during the three-month periods ended March 31, 2013 and 2012.

- Definition

The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 820
-SubTopic 10
-Section 50
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=7578670&loc=d3e19207-110258

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Reference 6: http://www.xbrl.org/2003/role/presentationRef
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-Paragraph 10
-URI http://asc.fasb.org/extlink&oid=7491637&loc=d3e13433-108611

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 107
-Paragraph 15B
-Subparagraph a, b
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 133
-Paragraph 44A, 44B
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 9: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 159
-Paragraph 17-22, 27, 28
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 10: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 107
-Paragraph 15A
-Subparagraph a-d
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 11: http://www.xbrl.org/2003/role/presentationRef
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-Number 107
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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 12: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 157
-Paragraph 32, 33, 34
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 13: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 107
-Paragraph 3, 10, 14, 15
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Fair Value of Financial Instruments

3 Months Ended

Mar. 31, 2013

Fair Value Disclosures [Abstract]

Fair Value of Financial Instruments

The following describes the valuation technique for determining the fair value of financial instruments, whether or not such instruments are carried on our consolidated balance sheets.

Short-term Financial Instruments

Our short-term financial instruments consist principally of unrestricted and restricted cash and cash equivalents, federal funds sold, settlement assets and obligations, and obligations to customers. These financial instruments are short-term in nature, and, accordingly, we believe their carrying amounts approximate their fair values. Under the fair value hierarchy, these instruments are classified as Level 1.

Investment Securities

The fair values of investment securities have been derived using methodologies referenced in Note 2–Summary of Significant Accounting Policies to the Consolidated Financial Statements of our Annual Report on Form 10-K for the year ended December 31, 2012. Under the fair value hierarchy, our investment securities are classified as Level 2.

Loans

We determined the fair values of loans by discounting both principal and interest cash flows expected to be collected using a discount rate commensurate with the risk that we believe a market participant would consider in determining fair value. Under the fair value hierarchy, our loans are classified as Level 3.

Deposits

The fair value of demand and interest checking deposits and savings deposits is the amount payable on demand at the reporting date. We determined the fair value of time deposits by discounting expected future cash flows using market-derived rates based on our market yields on certificates of deposit, by maturity, at the measurement date. Under the fair value hierarchy, our deposits are classified as Level 2.

Fair Value of Financial Instruments

The carrying values and fair values of certain financial instruments that were not carried at fair value, excluding short-term financial instruments for which the carrying value approximates fair value, at March 31, 2013 and December 31, 2012 are presented in the table below.



	March 31, 2013				December 31, 2012
	Carrying Value		Fair Value		Carrying Value		Fair Value
Financial Assets	(In thousands)
Loans to bank customers	$	7,228	$	6,592	$	7,552	$	5,719

Financial Liabilities
Deposits	$	222,022	$	221,950	$	198,451	$	198,369

Commitments and Contingencies	3 Months Ended
Commitments and Contingencies	Mar. 31, 2013
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	We monitor the laws of all 50 states to identify state laws or regulations that apply to prepaid debit cards and other stored value products. Many state laws do not specifically address stored value products and what, if any, legal or regulatory requirements (including licensing) apply to the sale of these products. We have obtained money transmitter licenses (or similar such licenses) where applicable, based on advice of counsel or when we have been requested to do so. If we were found to be in violation of any laws and regulations governing banking, money transmitters, electronic fund transfers, or money laundering in the United States or abroad, we could be subject to penalties or could be forced to change our business practices. Note 11—Commitments and Contingencies (continued) In the ordinary course of business, we are a party to various legal proceedings. We review these actions on an ongoing basis to determine whether it is probable that a loss has occurred and use that information when making accrual and disclosure decisions. We have not established reserves or possible ranges of losses related to these proceedings because, at this time in the proceedings, the matters do not relate to a probable loss and/or the amounts are not reasonably estimable. From time to time we enter into contracts containing provisions that contingently require us to indemnify various parties against claims from third parties. These contracts primarily relate to: (i) contracts with our card issuing banks, under which we are responsible to them for any unrecovered overdrafts on cardholders’ accounts; (ii) certain real estate leases, under which we may be required to indemnify property owners for environmental and other liabilities, and other claims arising from our use of the premises; (iii) certain agreements with our officers, directors, and employees, under which we may be required to indemnify these persons for liabilities arising out of their relationship with us; and (iv) contracts under which we may be required to indemnify our retail distributors, suppliers, vendors and other parties with whom we have contracts against third-party claims that our products infringe a patent, copyright, or other intellectual property right claims arising from our acts, omissions, or violation of law. Generally, a maximum obligation under these contracts is not explicitly stated. Because the obligated amounts associated with these types of agreements are not explicitly stated, the overall maximum amount of the obligation cannot be reasonably estimated. With the exception of overdrafts on cardholders’ accounts, historically, we have not been required to make payments under these and similar contingent obligations, and no liabilities have been recorded for these obligations in our consolidated balance sheets. For additional information regarding overdrafts on cardholders’ accounts, refer to Note 4 — Accounts Receivable.

- Definition

The entire disclosure for commitments and contingencies.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
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-SubTopic 20
-Section 50
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Reference 4: http://www.xbrl.org/2003/role/presentationRef
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-Name Accounting Standards Codification
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-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.25)
-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

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Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name FASB Interpretation (FIN)
-Number 14
-Paragraph 3
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 5
-Paragraph 9, 10, 11, 12
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Significant Customer Concentrations

3 Months Ended

Mar. 31, 2013

Significant Customer Concentrations [Abstract]

Significant Customer Concentrations

A credit concentration may exist if customers are involved in similar industries, economic sectors, and geographic regions. Our retail distributors operate in similar economic sectors but diverse domestic geographic regions. The loss of a significant retail distributor could have a material adverse effect upon our card sales, profitability, and revenue growth.

Revenues derived from our products sold at our four largest retail distributors represented the following percentages of our total operating revenues:



	Three Months Ended March 31,
	2013		2012
Walmart	67	%	64	%
Three other largest retail distributors, as a group	21	%	20	%

Excluding stock-based retailer incentive compensation of $1.6 million and $3.2 million for the three-month periods ended March 31, 2013 and 2012, respectively, revenues derived from our products sold at our four largest retail distributors represented the following percentages of our total operating revenues:



	Three Months Ended March 31,
	2013		2012
Walmart	67	%	65	%
Three other largest retail distributors, as a group	21	%	20	%

The concentration of GPR cards activated (in units) and the concentration of sales of cash transfer products (in units) derived from our products sold at our four largest retail distributors was as follows:



	Three Months Ended March 31,
	2013		2012
Concentration of GPR cards activated (in units)	85	%	89	%
Concentration of sales of cash transfer products (in units)	88	%	90	%

Note 12—Significant Customer Concentration (continued)

Settlement assets derived from our products sold at our four largest retail distributors comprised the following percentages of the settlement assets recorded on our consolidated balance sheet:



	March 31, 2013		December 31, 2012
Walmart	26	%	34	%
Three other largest retail distributors, as a group	28	%	36	%

At March 31, 2013 and December 31, 2012, the customer funds underlying the Walmart co-branded GPR cards were held by GE Capital Retail Bank. These funds are held in trust for the benefit of the customers, and we have no legal rights to the customer funds. Additionally, we have receivables due from GE Capital Retail Bank that are included in accounts receivable, net, on our consolidated balance sheets. The failure of this entity could result in significant business disruption, a potential material adverse effect on our ability to service our customers, potential contingent obligations by us to customers and material write-offs of uncollectible receivables.

- Definition

The entire disclosure for any concentrations existing at the date of the financial statements that make an entity vulnerable to a reasonably possible, near-term, severe impact. This disclosure informs financial statement users about the general nature of the risk associated with the concentration, and may indicate the percentage of concentration risk as of the balance sheet date.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 275
-SubTopic 10
-Section 50
-Paragraph 16
-URI http://asc.fasb.org/extlink&oid=6927468&loc=d3e6327-108592

Reference 2: http://www.xbrl.org/2003/role/presentationRef
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-Name Accounting Standards Codification
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Reference 3: http://www.xbrl.org/2003/role/presentationRef
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Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher AICPA
-Name Statement of Position (SOP)
-Number 94-6
-Paragraph 21, 22, 24
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 107
-Paragraph 15A
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Subsequent Events Level 1 (Notes)	3 Months Ended
Subsequent Events Level 1 (Notes)	Mar. 31, 2013
Subsequent Events [Abstract]
Subsequent Events	Note 13—Subsequent Event In April 2013, we initiated an offer to exchange certain outstanding stock options for new options. This exchange offer provided our employees the opportunity to voluntarily exchange stock options with an exercise price at or greater than $20.00 for new, at-the-money options under our 2010 Equity Incentive Plan based on pre-established exchange ratios. Our executive officers and directors were not eligible to participate. The exchange offer expired on May 7, 2013. We accepted for exchange, options to purchase an aggregate of 463,305 shares of our Class A common stock or Class B common stock representing 44% of the shares subject to eligible options in the exchange offer. Subject to the terms and conditions set forth in the exchange offer, we issued new options to purchase an aggregate of 251,427 shares of our common stock at an exercise price of $18.56 in exchange for the options surrendered in the exchange offer. The new options will vest over four years and have a seven-year term.

Summary of Significant Accounting Policies (Policies)	3 Months Ended
Summary of Significant Accounting Policies (Policies)	Mar. 31, 2013
Accounting Policies [Abstract]
Basis of Presentation and Significant Accounting Policies	We have prepared the accompanying unaudited consolidated financial statements in accordance with generally accepted accounting principles in the United States of America, or GAAP. We consolidated our wholly-owned subsidiaries and eliminated all significant intercompany balances and transactions. We have also prepared the accompanying unaudited consolidated financial statements in conformity with the instructions to Form 10-Q and Article 10 of Regulation S-X and, consequently, they do not include all of the annual disclosures required by GAAP. Reference is made to our Annual Report on Form 10-K for the year ended December 31, 2012, for additional disclosures, including a summary of our significant accounting policies. There have been no changes to our significant accounting policies during the three months ended March 31, 2013. In our opinion, the accompanying unaudited consolidated financial statements contain all adjustments, consisting of normal and recurring items, except as otherwise noted, necessary for the fair presentation of our financial position, results of operations and cash flows for the interim periods presented. The results of operations and cash flows for the three months ended March 31, 2013 are not necessarily indicative of future results.
Recent Accounting Pronouncements, Policy	In February 2013, the Financial Accounting Standards Board, or FASB, issued Accounting Standards Update, or ASU, 2013-02, Comprehensive Income: Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income, which requires companies to report, in one place, information about significant reclassifications out of accumulated other comprehensive income, or AOCI, and disclose more information about changes in AOCI balances. We adopted this ASU in the first quarter of 2013. The adoption of this standard did not have a significant impact on our consolidated financial statements.

Investment Securities (Tables)

3 Months Ended

Mar. 31, 2013

Investment Securities [Abstract]

Investment securities, available-for-sale

As of March 31, 2013 and December 31, 2012, the gross unrealized losses and fair values of available-for-sale investment securities that were in unrealized loss positions were as follows:



	Less than 12 months					12 months or more				Total fair value		Total unrealized loss
	Fair value		Unrealized loss			Fair value		Unrealized loss		Total fair value		Total unrealized loss
March 31, 2013	(In thousands)
Fixed income securities
Corporate bonds	$	9,975	$	(2	)	$	—	$	—	$	9,975	$	(2	)
Agency securities	5,999		(1		)	—		—		5,999		(1		)
Total fixed income securities	$	15,974	$	(3	)	$	—	$	—	$	15,974	$	(3	)

December 31, 2012
Fixed income securities
Corporate bonds	$	6,138	$	(2	)	$	—	$	—	$	6,138	$	(2	)
Commercial paper	6,390		(2		)	—		—		6,390		(2		)
Agency securities	6,302		(1		)	—		—		6,302		(1		)
Municipal bonds	1,602		(3		)	—		—		1,602		(3		)
Total fixed income securities	$	20,432	$	(8	)	$	—	$	—	$	20,432	$	(8	)

Our available-for-sale investment securities were as follows:



	Amortized cost		Gross unrealized gains		Gross unrealized losses			Fair value
March 31, 2013	(In thousands)
Corporate bonds	$	33,647	$	38	$	(2	)	$	33,683
Commercial paper	45,118		26		—			45,144
Negotiable certificate of deposit	4,400		11		—			4,411
U.S. treasury notes	17,483		11		—			17,494
Agency securities	25,529		17		(1		)	25,545
Municipal bonds	12,704		43		—			12,747
Asset-backed securities	24,145		16		—			24,161
Total fixed income securities	$	163,026	$	162	$	(3	)	$	163,185

December 31, 2012
Corporate bonds	$	37,320	$	39	$	(2	)	$	37,357
Commercial paper	55,733		17		(2		)	55,748
Negotiable certificate of deposit	4,400		14		—			4,414
U.S. treasury notes	22,258		9		—			22,267
Agency securities	25,845		23		(1		)	25,867
Municipal bonds	11,528		43		(3		)	11,568
Asset-backed securities	26,533		33		—			26,566
Total fixed income securities	$	183,617	$	178	$	(8	)	$	183,787

Investments Classified by Contractual Maturity Date

As of March 31, 2013, the contractual maturities of our available-for-sale investment securities were as follows:



	Amortized cost		Fair value
	(In thousands)
Due in one year or less	$	100,667	$	100,742
Due after one year through five years	37,162		37,206
Due after five years through ten years	1,052		1,076
Due after ten years	—		—
Asset-backed securities	24,145		24,161
Total fixed income securities	$	163,026	$	163,185

- Definition

Tabular disclosure of available-for-sale securities which includes, but is not limited to, changes in the cost basis and fair value, fair value and gross unrealized gain (loss), fair values by type of security, contractual maturity and classification, amortized cost basis, contracts to acquire securities to be accounted for as available-for-sale, debt maturities, transfers to trading, change in net unrealized holding gain (loss) net of tax, continuous unrealized loss position fair value, aggregate losses qualitative disclosures, other than temporary impairment (OTTI) losses or other disclosures related to available for sale securities.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 320
-Section 50
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=6957658&loc=d3e62557-112803

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Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 115
-Paragraph 19, 20, 21
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 9: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name FASB Staff Position (FSP)
-Number FAS115-1/124-1
-Paragraph 17
-Subparagraph a, b
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 10: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Emerging Issues Task Force (EITF)
-Number 03-1
-Paragraph 21
-Subparagraph a, b
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Accounts Receivable (Tables)

3 Months Ended

Mar. 31, 2013

Accounts, Notes, Loans and Financing Receivable, Net, Current [Abstract]

Accounts Receivable

Accounts receivable, net consisted of the following:



	March 31, 2013			December 31, 2012
	(In thousands)
Overdrawn account balances due from cardholders	$	23,168		$	24,328
Reserve for uncollectible overdrawn accounts	(15,424		)	(15,677		)
Net overdrawn account balances due from cardholders	7,744			8,651

Trade receivables	6,213			5,686
Reserve for uncollectible trade receivables	(28		)	(69		)
Net trade receivables	6,185			5,617

Receivables due from card issuing banks	44,535			33,729
Other receivables	3,010			3,375
Accounts receivable, net	$	61,474		$	51,372

Activity in the reserve for uncollectible overdrawn accounts consisted of the following:



	Three Months Ended March 31,
	2013			2012
	(In thousands)
Balance, beginning of period	$	15,677		$	15,309
Provision for uncollectible overdrawn accounts:
Fees	14,667			13,641
Purchase transactions	803			809
Charge-offs	(15,723		)	(14,037		)
Balance, end of period	$	15,424		$	15,722

Loans to Bank Customers (Tables)

3 Months Ended

Mar. 31, 2013

Loans and Leases Receivable Disclosure [Abstract]

Past Due Financing Receivables

The following table presents total outstanding loans, gross of the related allowance for loan losses, and a summary of the related payment status:



	30-59 Days Past Due			60-89 Days Past Due			90 Days or More Past Due			Total Past Due			Total Current or Less Than 30 Days Past Due			Total Outstanding
March 31, 2013	(In thousands)
Real estate	$	3		$	6		$	—		$	9		$	1,355		$	1,364
Commercial	—			8			—			8			3,559			3,567
Installment	2			—			5			7			2,740			2,747
Total loans	$	5		$	14		$	5		$	24		$	7,654		$	7,678

Percentage of outstanding	0.07		%	0.18		%	0.07		%	0.31		%	99.69		%	100.00		%

December 31, 2012
Real estate	$	91		$	—		$	—		$	91		$	3,465		$	3,556
Commercial	77			—			—			77			1,102			1,179
Installment	22			3			—			25			3,267			3,292
Total loans	$	190		$	3		$	—		$	193		$	7,834		$	8,027

Percentage of outstanding	2.37		%	0.04		%	—		%	2.40		%	97.60		%	100.00		%

Nonperforming Loans



	March 31, 2013		December 31, 2012
	(In thousands)
Real estate	$	29	$	8
Commercial	93		244
Installment	187		135
Total loans	$	309	$	387

Financing Receivable Credit Quality Indicators

The table below presents our primary credit quality indicators related to our loan portfolio:



	March 31, 2013				December 31, 2012
	Non-Classified		Classified		Non-Classified		Classified
	(In thousands)
Real estate	$	1,056	$	308	$	3,360	$	196
Commercial	3,543		24		930		249
Installment	2,571		176		3,000		292
Total loans	$	7,170	$	508	$	7,290	$	737

Troubled Debt Restructurings

Our TDR modifications related to extensions of the maturity dates at a stated interest rate lower than the current market rate for new debt with similar risk:



	March 31, 2013				December 31, 2012
	Unpaid Principal Balance		Carrying Value		Unpaid Principal Balance		Carrying Value
	(In thousands)
Real estate	$	32	$	29	$	194	$	96
Commercial	360		107		280		136
Installment	439		205		403		173

Allowance for Loan Losses

Activity in the allowance for loan losses consisted of the following:



	Three Months Ended March 31,
	2013			2012
	(In thousands)
Balance, beginning of period	$	475		$	—
Provision for loans	—			—
Loans charged off	(25		)	—
Balance, end of period	$	450		$	—

Employee Stock-Based Compensation (Tables)

3 Months Ended

Mar. 31, 2013

Share-based Compensation [Abstract]

Grant Summary

The following table summarizes stock options and restricted stock units granted under our 2010 Equity Incentive Plan:



	Three Months Ended March 31,
	2013		2012
	(In thousands, except per share data)
Stock options granted	217		506
Weighted-average exercise price	$	13.18	$	29.62
Weighted-average grant-date fair value	$	5.68	$	13.86

Restricted stock units granted	—		40
Weighted-average grant-date fair value	$	—	$	30.74

We estimated the fair value of each stock option grant on the date of grant using the following weighted-average assumptions:



	Three Months Ended March 31,
	2013		2012
Risk-free interest rate	1.04	%	1.05	%
Expected term (life) of options (in years)	6.08		6.08
Expected dividends	—		—
Expected volatility	43.98	%	48.5	%

- Definition

Tabular disclosure of components of a stock option or other award plan under which equity-based compensation is awarded to employees, typically comprised of the amount of unearned compensation (deferred compensation cost), compensation expense, and changes in the quantity and fair value of the shares (or other type of equity) granted, exercised, forfeited, and issued and outstanding pertaining to that plan. Disclosure may also include nature and general terms of such arrangements that existed during the period and potential effects of those arrangements on shareholders, effect of compensation cost arising from equity-based payment arrangements on the income statement, method of estimating the fair value of the goods or services received, or the fair value of the equity instruments granted, during the period, cash flow effects resulting from equity-based payment arrangements and, for registrants that accelerate vesting of out of the money share options, reasons for the decision to accelerate.

+ References + Details

Income Taxes (Tables)

3 Months Ended

Mar. 31, 2013

Income Tax Disclosure [Abstract]

Recon of fed tax rate and actual income tax expense

A reconciliation between the expected federal income tax expense using the federal statutory tax rate and our actual income tax expense is shown in the following:



	Three Months Ended March 31,
	2013		2012
U.S. federal statutory tax rate	35.0	%	35.0	%
State income taxes, net of federal benefit	1.9		1.6
General business credits	(3.4	)	—
Employee stock-based compensation	1.8		1.6
Other	0.1		0.2
Effective tax rate	35.4	%	38.4	%

Summary of Income Tax Contingencies

The reconciliation of the beginning unrecognized tax benefits balance to the ending balance is as follows:



	Three Months Ended March 31,
	2013		2012
	(In thousands)
Beginning balance	$	1,481	$	—
Increases related to positions taken during prior years	500		—
Increases related to positions taken during the current year	316		—
Ending balance	$	2,297	$	—

The total amount of unrecognized tax benefits that, if recognized, would affect the effective tax rate	$	2,297	$	—

- Definition

Tabular disclosure of tax positions taken in the tax returns filed or to be filed for which it is more likely than not that the tax position will not be sustained upon examination by taxing authorities (i.e., uncertain tax positions) and other types of income tax contingencies, including: (1) the policy on classification of interest and penalties; (2) a tabular reconciliation of the total amounts of unrecognized tax benefits at the beginning and end of the period; the total amount(s) of: (3) unrecognized tax benefits that, if recognized, would affect the effective tax rate, and (4) interest and penalties recognized in each of the income statement and balance sheet; (5) for positions for which it is reasonably possible that the total amounts unrecognized will significantly change within 12 months of the reporting date the: (i) nature of the uncertainty, (ii) nature of the event that could occur that would cause the change, and (iii) an estimate of the range of the reasonably possible change or a statement that an estimate of the range cannot be made; and (6) a description of tax years that remain subject to examination by major tax jurisdictions.

+ References + Details

Earnings per Common Share (Tables)

3 Months Ended

Mar. 31, 2013

Earnings Per Share [Abstract]

Earnings Per Common Share



	Three Months Ended March 31,
	2013			2012
	(In thousands, except per share data)
Basic earnings per Class A common share
Net income	$	15,586		$	16,368
Income attributable to preferred stock	(2,493		)	(2,650		)
Income attributable to other classes of common stock	(1,846		)	(2,573		)
Net income allocated to Class A common stockholders	11,247			11,145
Weighted-average Class A shares issued and outstanding	30,951			28,839
Basic earnings per Class A common share	$	0.36		$	0.39

Diluted earnings per Class A common share
Net income allocated to Class A common stockholders	$	11,247		$	11,145
Re-allocated earnings	1,567			2,152
Diluted net income allocated to Class A common stockholders	12,814			13,297
Weighted-average Class A shares issued and outstanding	30,951			28,839
Dilutive potential common shares:
Class B common stock	5,190			7,012
Stock options	—			—
Restricted stock units	119			7
Employee stock purchase plan	33			9
Diluted weighted-average Class A shares issued and outstanding	36,293			35,867
Diluted earnings per Class A common share	$	0.35		$	0.37



Basic earnings per Class B common share
Net income	$	15,586		$	16,368
Income attributable to preferred stock	(2,493		)	(2,650		)
Income attributable to other classes of common stock	(11,606		)	(11,696		)
Net income allocated to Class B common stockholders	1,487			2,022
Weighted-average Class B shares issued and outstanding	4,096			5,230
Basic earnings per Class B common share	$	0.36		$	0.39

Diluted earnings per Class B common share
Net income allocated to Class B common stockholders	$	1,487		$	2,022
Re-allocated earnings	344			578
Diluted net income allocated to Class B common stockholders	1,831			2,600
Weighted-average Class B shares issued and outstanding	4,096			5,230
Dilutive potential common shares:
Stock options	1,094			1,782
Diluted weighted-average Class B shares issued and outstanding	5,190			7,012
Diluted earnings per Class B common share	$	0.35		$	0.37

Antidilutive Shares

The following table shows the weighted-average number of anti-dilutive shares excluded from the diluted EPS calculation:



	Three Months Ended March 31,
	2013	2012
Class A common stock	(In thousands)
Options to purchase Class A common stock	1,952	596
Restricted stock units	41	4
Conversion of convertible preferred stock	6,859	6,859
Total options, restricted stock units and convertible preferred stock	8,852	7,459
Class B common stock
Options to purchase Class B common stock	323	19
Total options	323	19

Fair Value Measurements (Tables)

3 Months Ended

Mar. 31, 2013

Fair Value Disclosures [Abstract]

Assets Carried at Fair Value on a Recurring Basis

As of March 31, 2013 and December 31, 2012, our assets carried at fair value on a recurring basis were as follows:



	Level 1		Level 2		Level 3		Total Fair Value
March 31, 2013	(In thousands)
Corporate bonds	$	—	$	33,683	$	—	$	33,683
Commercial paper	—		45,144		—		45,144
Negotiable certificate of deposit	—		4,411		—		4,411
U.S. treasury notes	—		17,494		—		17,494
Agency securities	—		25,545		—		25,545
Municipal bonds	—		12,747		—		12,747
Asset-backed securities	—		24,161		—		24,161
Total	$	—	$	163,185	$	—	$	163,185

December 31, 2012
Corporate bonds	$	—	$	37,357	$	—	$	37,357
Commercial paper	—		55,748		—		55,748
Negotiable certificate of deposit	—		4,414		—		4,414
U.S. treasury notes	—		22,267		—		22,267
Agency securities	—		25,867		—		25,867
Municipal bonds	—		11,568		—		11,568
Asset-backed securities	—		26,566		—		26,566
Total	$	—	$	183,787	$	—	$	183,787

- Definition

Tabular disclosure of assets, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, by class that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).

+ References + Details

Fair Value of Financial Instruments (Tables)

3 Months Ended

Mar. 31, 2013

Fair Value Disclosures [Abstract]

Fair Value of Assets Not Carried at Fair Value



	March 31, 2013				December 31, 2012
	Carrying Value		Fair Value		Carrying Value		Fair Value
Financial Assets	(In thousands)
Loans to bank customers	$	7,228	$	6,592	$	7,552	$	5,719

Financial Liabilities
Deposits	$	222,022	$	221,950	$	198,451	$	198,369

- Definition

Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments, assets, and liabilities. Such certain disclosures about the financial instruments, assets, and liabilities include: (1) the fair value of the required items together with their carrying amounts (as appropriate) and (2) the methodology and assumptions used in developing such estimates of fair value.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 825
-SubTopic 10
-Section 50
-Paragraph 12
-URI http://asc.fasb.org/extlink&oid=7491637&loc=d3e13476-108611

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 820
-SubTopic 10
-Section 50
-Paragraph 2
-Subparagraph (a)
-URI http://asc.fasb.org/extlink&oid=7578670&loc=d3e19207-110258

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 825
-SubTopic 10
-Section 50
-Paragraph 11
-URI http://asc.fasb.org/extlink&oid=7491637&loc=d3e13467-108611

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 825
-SubTopic 10
-Section 45
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=6447952&loc=d3e13220-108610

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 825
-SubTopic 10
-Section 50
-Paragraph 30
-Subparagraph (a)
-URI http://asc.fasb.org/extlink&oid=6957238&loc=d3e14172-108612

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 825
-SubTopic 10
-Section 50
-Paragraph 10
-Subparagraph (a)
-URI http://asc.fasb.org/extlink&oid=7491637&loc=d3e13433-108611

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 159
-Paragraph 19
-Subparagraph a, b, c(1), d(1)
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 107
-Paragraph 14
-Subparagraph a
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 9: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 107
-Paragraph 15
-Subparagraph b-d
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 10: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 159
-Paragraph 18
-Subparagraph c(2), d, e, f
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 11: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 157
-Paragraph 32
-Subparagraph a, c(1), c(2), c(3), d
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 12: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 107
-Paragraph 10
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Significant Customer Concentrations (Tables)

3 Months Ended

Mar. 31, 2013

Significant Customer Concentrations [Abstract]

Customer Concentrations

Revenues derived from our products sold at our four largest retail distributors represented the following percentages of our total operating revenues:



	Three Months Ended March 31,
	2013		2012
Walmart	67	%	64	%
Three other largest retail distributors, as a group	21	%	20	%



	Three Months Ended March 31,
	2013		2012
Walmart	67	%	65	%
Three other largest retail distributors, as a group	21	%	20	%



	Three Months Ended March 31,
	2013		2012
Concentration of GPR cards activated (in units)	85	%	89	%
Concentration of sales of cash transfer products (in units)	88	%	90	%

Note 12—Significant Customer Concentration (continued)

Settlement assets derived from our products sold at our four largest retail distributors comprised the following percentages of the settlement assets recorded on our consolidated balance sheet:



	March 31, 2013		December 31, 2012
Walmart	26	%	34	%
Three other largest retail distributors, as a group	28	%	36	%

- Definition

Tabular disclosure of the nature of a concentration, a benchmark to which it is compared, and the percentage that the risk is to the benchmark.

+ References + Details

Organization Acquisitions (Details) - Loopt, Inc. [Member] $ in Millions	Mar. 31, 2012 USD ($)
Business Acquisition [Line Items]
Cash paid for acquisitions	$ 33.6
Retention-based incentives	$ 9.8

Investment Securities Gross Gains and Losses (Details) - USD ($) $ in Thousands	Mar. 31, 2013	Dec. 31, 2012
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost Basis	$ 163,026	$ 183,617
Gross Unrealized Gains	162	178
Gross unrealized losses	(3)	(8)
Total Fixed Income Secutities, Fair Value	163,185	183,787
Corporate Bonds
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost Basis	33,647	37,320
Gross Unrealized Gains	38	39
Gross unrealized losses	(2)	(2)
Total Fixed Income Secutities, Fair Value	33,683	37,357
Commercial Paper
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost Basis	45,118	55,733
Gross Unrealized Gains	26	17
Gross unrealized losses	0	(2)
Total Fixed Income Secutities, Fair Value	45,144	55,748
Negotiable Certificates of Deposit
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost Basis	4,400	4,400
Gross Unrealized Gains	11	14
Gross unrealized losses	0	0
Total Fixed Income Secutities, Fair Value	4,411	4,414
US Treasury Notes
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost Basis	17,483	22,258
Gross Unrealized Gains	11	9
Gross unrealized losses	0	0
Total Fixed Income Secutities, Fair Value	17,494	22,267
Agencies Securities
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost Basis	25,529	25,845
Gross Unrealized Gains	17	23
Gross unrealized losses	(1)	(1)
Total Fixed Income Secutities, Fair Value	25,545	25,867
Municipal Bonds
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost Basis	12,704	11,528
Gross Unrealized Gains	43	43
Gross unrealized losses	0	(3)
Total Fixed Income Secutities, Fair Value	12,747	11,568
Asset-backed Securities
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost Basis	24,145	26,533
Gross Unrealized Gains	16	33
Gross unrealized losses	0	0
Total Fixed Income Secutities, Fair Value	$ 24,161	$ 26,566

Investment Securities Continuous Unrealized Loss (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012	Dec. 31, 2012
Schedule of Available-for-sale Securities [Line Items]
Other than Temporary Impairment Losses, Investments	$ 0	$ 0
Corporate Bonds
Schedule of Available-for-sale Securities [Line Items]
Fair value, less than 12 months	9,975		$ 6,138
Unrealized losses, less than 12 months	(2)		(2)
Fair value, 12 months or more	0		0
Unrealized losses, 12 months or more	0		0
Total fair value	9,975		6,138
Total unrealized losses	(2)		(2)
Commercial Paper
Schedule of Available-for-sale Securities [Line Items]
Fair value, less than 12 months			6,390
Unrealized losses, less than 12 months			(2)
Fair value, 12 months or more			0
Unrealized losses, 12 months or more			0
Total fair value			6,390
Total unrealized losses			(2)
Agencies Securities
Schedule of Available-for-sale Securities [Line Items]
Fair value, less than 12 months	5,999		6,302
Unrealized losses, less than 12 months	(1)		(1)
Fair value, 12 months or more	0		0
Unrealized losses, 12 months or more	0		0
Total fair value	5,999		6,302
Total unrealized losses	(1)		(1)
Municipal Bonds
Schedule of Available-for-sale Securities [Line Items]
Fair value, less than 12 months			1,602
Unrealized losses, less than 12 months			(3)
Fair value, 12 months or more			0
Unrealized losses, 12 months or more			0
Total fair value			1,602
Total unrealized losses			(3)
Total fixed income securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair value, less than 12 months	15,974		20,432
Unrealized losses, less than 12 months	(3)		(8)
Fair value, 12 months or more	0		0
Unrealized losses, 12 months or more	0		0
Total fair value	15,974		20,432
Total unrealized losses	$ (3)		$ (8)

Investment Securities Maturities (Details) - USD ($) $ in Thousands	Mar. 31, 2013	Dec. 31, 2012
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Due in One Year or Less, Amortized Cost Basis	$ 100,667
Due After One Year Through Five, Amortized Cost Basis	37,162
Due After Five Years Through Ten Years, Amortized Cost Basis	1,052
Due After Ten Years, Amortized Cost Basis	0
Asset-backed Securities, Amortized Cost Basis	24,145
Total Fixed Income Secutities, Amortized Cost Basis	163,026
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Due in One Year or Less, Fair Value	100,742
Due After One Year Through Five, Fair Value	37,206
Due After One Year Through Five, Fair Value	1,076
Due After Ten Years, Fair Value	0
Asset-backed Securities, Fair Value	24,161
Total Fixed Income Secutities, Fair Value	$ 163,185	$ 183,787

Accounts Receivable Accounts receivable (Details) - USD ($) $ in Thousands	Mar. 31, 2013	Dec. 31, 2012	Mar. 31, 2012	Dec. 31, 2011
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accounts Receivable, Net	$ 61,474	$ 51,372
Overdrawn Account Balances due from Cardholders [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accounts Receivable, Gross	23,168	24,328
Allowance for Doubtful Accounts Receivable	(15,424)	(15,677)	$ (15,722)	$ (15,309)
Accounts Receivable, Net	7,744	8,651
Trade receivables [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accounts Receivable, Gross	6,213	5,686
Allowance for Doubtful Accounts Receivable	(28)	(69)
Accounts Receivable, Net	6,185	5,617
Other receivables [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accounts Receivable, Gross	3,010	3,375
Receivables due from card issuing banks [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accounts Receivable, Gross	$ 44,535	$ 33,729

Accounts Receivable Reserve for uncollectible overdrawn accounts activity (Details) - Reserve for uncollectible overdrawn accounts [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Uncollectible Overdrawn Accounts [Roll Forward]
Balance, beginning of period	$ 15,677	$ 15,309
Fees	14,667	13,641
Purchase transactions	803	809
Charge-offs	15,723	14,037
Balance, end of period	$ 15,424	$ 15,722

Loans to Bank Customers Loan Summary (Details) - USD ($) $ in Thousands	Mar. 31, 2013	Dec. 31, 2012
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans, Percentage Outstanding, Total Past Due 30 Days or More	0.31%	2.40%
Total Outstanding Loans to Bank Customers	$ 7,228	$ 7,552
Percentage outstanding, 30-59 days past due	0.07%	2.37%
Percentage outstanding, 60-89 days past due	0.18%	0.04%
Percentage outstanding, 90 days or more past due	0.07%	0.00%
Percentage outstanding, current or less than 30 days past due	99.69%	97.60%
Percentage outstanding	100.00%	100.00%
Loans and Leases Receivable, Allowance	$ 450	$ 475
Real Estate Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 days past due	3	91
60-89 days past due	6	0
90 days or more past due	0	0
Past due 30 days or more	9	91
Total Current or Less Than 30 Days Past Due	1,355	3,465
Total Outstanding Loans to Bank Customers	1,364	3,556
Commercial Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 days past due	0	77
60-89 days past due	8	0
90 days or more past due	0	0
Past due 30 days or more	8	77
Total Current or Less Than 30 Days Past Due	3,559	1,102
Total Outstanding Loans to Bank Customers	3,567	1,179
Installment Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 days past due	2	22
60-89 days past due	0	3
90 days or more past due	5	0
Past due 30 days or more	7	25
Total Current or Less Than 30 Days Past Due	2,740	3,267
Total Outstanding Loans to Bank Customers	2,747	3,292
Loans Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 days past due	5	190
60-89 days past due	14	3
90 days or more past due	5	0
Past due 30 days or more	24	193
Total Current or Less Than 30 Days Past Due	7,654	7,834
Total Outstanding Loans to Bank Customers	$ 7,678	$ 8,027

Loans to Bank Customers Nonperforming Loans (Details) - USD ($) $ in Thousands	Mar. 31, 2013	Dec. 31, 2012
Nonperforming Loans [Line Items]
Loans to Bank Customers, Carrying Amount	$ 7,228	$ 7,552
Nonperforming loans	309	387
Non-Classified [Member]
Nonperforming Loans [Line Items]
Loans to Bank Customers, Carrying Amount	7,170	7,290
Real Estate Loans
Nonperforming Loans [Line Items]
Nonperforming loans	29	8
Real Estate Loans \| Non-Classified [Member]
Nonperforming Loans [Line Items]
Loans to Bank Customers, Carrying Amount	1,056	3,360
Commercial Loans
Nonperforming Loans [Line Items]
Nonperforming loans	93	244
Commercial Loans \| Non-Classified [Member]
Nonperforming Loans [Line Items]
Loans to Bank Customers, Carrying Amount	3,543	930
Installment Loans
Nonperforming Loans [Line Items]
Nonperforming loans	187	135
Installment Loans \| Non-Classified [Member]
Nonperforming Loans [Line Items]
Loans to Bank Customers, Carrying Amount	$ 2,571	$ 3,000

Loans to Bank Customers Loans with Credit Impairment (Details) - USD ($) $ in Thousands	Mar. 31, 2013	Dec. 31, 2012
Outstanding Loans [Line Items]
Loans to Bank Customers, Carrying Amount	$ 7,228	$ 7,552
Non-Classified [Member]
Outstanding Loans [Line Items]
Loans to Bank Customers, Carrying Amount	7,170	7,290
Nonperforming Financing Receivable [Member]
Outstanding Loans [Line Items]
Loans to Bank Customers, Carrying Amount	508	737
Real Estate Loans \| Non-Classified [Member]
Outstanding Loans [Line Items]
Loans to Bank Customers, Carrying Amount	1,056	3,360
Real Estate Loans \| Nonperforming Financing Receivable [Member]
Outstanding Loans [Line Items]
Loans to Bank Customers, Carrying Amount	308	196
Commercial Loans \| Non-Classified [Member]
Outstanding Loans [Line Items]
Loans to Bank Customers, Carrying Amount	3,543	930
Commercial Loans \| Nonperforming Financing Receivable [Member]
Outstanding Loans [Line Items]
Loans to Bank Customers, Carrying Amount	24	249
Installment Loans \| Non-Classified [Member]
Outstanding Loans [Line Items]
Loans to Bank Customers, Carrying Amount	2,571	3,000
Installment Loans \| Nonperforming Financing Receivable [Member]
Outstanding Loans [Line Items]
Loans to Bank Customers, Carrying Amount	$ 176	$ 292

Loans to Bank Customers Troubled Debt Restructurings (Details) - USD ($) $ in Thousands	Mar. 31, 2013	Dec. 31, 2012
Real Estate Loans
Loan Modifications [Line Items]
Unpaid principal balance	$ 32	$ 194
Carrying value	29	96
Commercial Loans
Loan Modifications [Line Items]
Unpaid principal balance	360	280
Carrying value	107	136
Installment Loans
Loan Modifications [Line Items]
Unpaid principal balance	439	403
Carrying value	$ 205	$ 173

Loans to Bank Customers Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012	Dec. 31, 2012
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Allowance	$ 450		$ 475
Allowance for Loan Losses [Roll Forward]
Allowance for loan losses, beginning of period	475	$ 0
Provision for loans	0	0
Allowance for loan losses, end of period	450	0
Financing Receivable, Allowance for Credit Losses, Write-downs	$ (25)	$ 0

- Definition

Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 210
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-03.7(d))
-URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 30
-Section 50
-Paragraph 2
-Subparagraph (b)(1)(ii)
-URI http://asc.fasb.org/extlink&oid=6379141&loc=d3e15032-111544

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher OTS
-Name Federal Regulation (FR)
-Number Title 12
-Section 563c.102
-Paragraph 8
-Subparagraph a(ii)
-Chapter V
-Subsection I
-LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy. It will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 5
-Paragraph 8, 9
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 03
-Paragraph 7
-Subparagraph d
-Article 9

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 114
-Paragraph 20
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Staff Accounting Bulletin (SAB)
-Number Topic 6
-Section L
-Subsection 1

+ Details

- Definition

The sum of the periodic provision charged to earnings, based on an assessment of uncollectibility from the counterparty on account of loan, lease or other credit losses, to reduce these accounts to the amount that approximates their net realizable value.

+ References + Details

Employee Stock-Based Compensation Grant Summary (Details) - $ / shares shares in Thousands	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Restricted Stock Units (RSUs) [Member]
Grants [Abstract]
Restricted Stock Units Granted	0	40
Weighted-Average Grant-Date Fair Value	$ 0.00	$ 30.74
Stock Options [Member]
Grants [Abstract]
Stock Options Granted	217	506
Weighted-Average Exercise Price	$ 13.18	$ 29.62
Weighted-Average Grant-Date Fair Value	$ 5.68	$ 13.86
Fair value assumptions [Abstract]
Risk-free interest rate	1.04%	1.05%
Expected term (life) of options (in years)	6 years 28 days	6 years 28 days
Expected dividends	0.00%	0.00%
Expected volatility	43.98%	48.50%

Income Taxes Effective Tax Rate Reconciliation (Details)	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Effective Income Tax Rate, Continuing Operations, Tax Rate Reconciliation [Abstract]
U.S. Federal Statutory Tax Rate	35.00%	35.00%
State Income Taxes, Net of Federal Benefit	1.90%	1.60%
Effective Income Tax Rate Reconciliation, General Business Credits	(3.40%)	0.00%
Employee Stock-based Compensation	1.80%	1.60%
Effective Income Tax Rate Reconciliation, Other Adjustments	0.10%	0.20%
Effective Income Tax Rate	35.40%	38.40%
Effective Tax Rate Excluding Certain Discrete Items	37.50%

Income Taxes Rollforward of Unrecognized Tax Benefits (Details) - Domestic Tax Authority [Member] - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012	Dec. 31, 2012	Dec. 31, 2011
Income Tax Contingency [Line Items]
Unrecognized Tax Benefits	$ 2,297	$ 0	$ 1,481	$ 0
Increases Related to Positions Taken During Prior Years	500	0
Increases Related to Positions Taken During the Current Year	$ 316	$ 0
Total Unrecognized Tax Benefits that Would Impact Effective Tax Rate			$ 2,297	$ 0

Earnings per Common Share Basic Earnings Per Share (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Basic earnings per common share [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Number	4,283,456
Net Income	$ 15,586	$ 16,368
Basic net income [Abstract]
Income attributable to preferred stock	$ (2,493)	$ (2,650)

- Definition

The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.

+ References

+ Details

Earnings per Common Share Diluted Earnings Per Share (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Diluted earnings per common share [Line Items]
Net Income	$ 15,586	$ 16,368
Diluted earnings per common share [Abstract]
Income attributable to preferred stock	$ (2,493)	$ (2,650)

- Definition

The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.

+ References

+ Details

Earnings per Common Share Antidilutive Shares (Details) - shares shares in Thousands	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Common Class A [Member]
Antidilutive Shares [Line Items]
Antidilutive shares	8,852	7,459
Common Class A [Member] \| Stock Options [Member]
Antidilutive Shares [Line Items]
Antidilutive shares	1,952	596
Common Class A [Member] \| Restricted Stock Units (RSUs) [Member]
Antidilutive Shares [Line Items]
Antidilutive shares	41	4
Common Class A [Member] \| Convertible preferred stock [Member]
Antidilutive Shares [Line Items]
Antidilutive shares	6,859	6,859
Common Class B [Member]
Antidilutive Shares [Line Items]
Antidilutive shares	323	19
Common Class B [Member] \| Stock Options [Member]
Antidilutive Shares [Line Items]
Antidilutive shares	323	19

- Definition

Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Glossary Antidilution
-URI http://asc.fasb.org/extlink&oid=6505113

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Glossary Diluted Earnings Per Share
-URI http://asc.fasb.org/extlink&oid=6510752

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Glossary Contingent Stock Agreement
-URI http://asc.fasb.org/extlink&oid=6508534

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 260
-SubTopic 10
-Section 50
-Paragraph 1
-Subparagraph (c)
-URI http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 128
-Paragraph 40
-Subparagraph c
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 128
-Paragraph 13, 14
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Emerging Issues Task Force (EITF)
-Number 07-4
-Paragraph 4
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 128
-Paragraph 171
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Earnings per Common Share Other (Details)	Mar. 31, 2013 shares
Walmart [Member] \| Stock Options [Member] \| Common Class A [Member]
Diluted earnings per common share [Line Items]
Unvested Walmart Shares	920,202

Fair Value Measurements Fair Value Heirarchy (Details) $ in Thousands	3 Months Ended
	Mar. 31, 2013 USD ($)	Dec. 31, 2012 USD ($)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Equity Level Transfer	0
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	$ 0	$ 0
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	163,185	183,787
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Fair value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	163,185	183,787
Corporate Bonds \| Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Corporate Bonds \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	33,683	37,357
Corporate Bonds \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Corporate Bonds \| Fair value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	33,683	37,357
Commercial Paper \| Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Commercial Paper \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	45,144	55,748
Commercial Paper \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Commercial Paper \| Fair value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	45,144	55,748
Negotiable Certificates of Deposit \| Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Negotiable Certificates of Deposit \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	4,411	4,414
Negotiable Certificates of Deposit \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Negotiable Certificates of Deposit \| Fair value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	4,411	4,414
US Treasury Notes \| Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
US Treasury Notes \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	17,494	22,267
US Treasury Notes \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
US Treasury Notes \| Fair value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	17,494	22,267
Agencies Securities \| Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Agencies Securities \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	25,545	25,867
Agencies Securities \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Agencies Securities \| Fair value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	25,545	25,867
Municipal Bonds \| Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Municipal Bonds \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	12,747	11,568
Municipal Bonds \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Municipal Bonds \| Fair value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	12,747	11,568
Asset-backed Securities \| Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Asset-backed Securities \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	24,161	26,566
Asset-backed Securities \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Asset-backed Securities \| Fair value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	$ 24,161	$ 26,566

Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Mar. 31, 2013	Dec. 31, 2012
Fair Value Disclosures [Abstract]
Loans to Bank Customers, Carrying Amount	$ 7,228	$ 7,552
Loans to Bank Customers, Fair Value	6,592	5,719
Deposits, Carrying Value	222,022	198,451
Deposits, Fair Value	$ 221,950	$ 198,369

Significant Customer Concentrations Significant Customer Concentrations (Details) - Customer Concentration Risk [Member]	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Total Operating Revenues [Member] \| Walmart [Member]
Concentration Risk [Line Items]
Concentration risk, percentage	67.00%	64.00%
Total Operating Revenues [Member] \| Three Other Largest Retailer Distributors, as a Group [Member]
Concentration Risk [Line Items]
Concentration risk, percentage	21.00%	20.00%
Total Operating Revenues, Excluding Stock-Based Retailer Incentive Compensation [Member] \| Walmart [Member]
Concentration Risk [Line Items]
Concentration risk, percentage	67.00%	65.00%
Total Operating Revenues, Excluding Stock-Based Retailer Incentive Compensation [Member] \| Three Other Largest Retailer Distributors, as a Group [Member]
Concentration Risk [Line Items]
Concentration risk, percentage	21.00%	20.00%
GPR Cards Activated (in units) [Member] \| Four Largest Retailers Distributors [Member]
Concentration Risk [Line Items]
Concentration risk, percentage	85.00%	89.00%
Sales of Cash Transfer Products (in units) [Member] \| Four Largest Retailers Distributors [Member]
Concentration Risk [Line Items]
Concentration risk, percentage	88.00%	90.00%
Settlement Assets [Member] \| Walmart [Member]
Concentration Risk [Line Items]
Concentration risk, percentage	26.00%	34.00%
Settlement Assets [Member] \| Three Other Largest Retailer Distributors, as a Group [Member]
Concentration Risk [Line Items]
Concentration risk, percentage	28.00%	36.00%

Significant Customer Concentrations Stock-Based Retailer Incentive Compensation (Details) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Concentration Risk [Line Items]
Stock-based retailer incentive compensation	$ 1,609	$ 3,190

Label	Element	Value
Common Class A [Member]
Undistributed Earnings, Basic	us-gaap_UndistributedEarnings	$ 11,145,000
Undistributed Earnings, Basic	us-gaap_UndistributedEarnings	11,247,000
Undistributed Earnings, Diluted	us-gaap_UndistributedEarningsDiluted	13,297,000
Undistributed Earnings, Diluted	us-gaap_UndistributedEarningsDiluted	12,814,000
Re-Allocated Earnings	gdot_ReAllocatedEarnings	2,152,000
Re-Allocated Earnings	gdot_ReAllocatedEarnings	$ 1,567,000
Incremental Common Shares Attributable to Conversions of Other Classes of Common Stock	gdot_IncrementalCommonSharesAttributableToConversionsOfOtherClassesOfCommonStock	5,190,000
Incremental Common Shares Attributable to Conversions of Other Classes of Common Stock	gdot_IncrementalCommonSharesAttributableToConversionsOfOtherClassesOfCommonStock	7,012,000
Common Class B [Member]
Undistributed Earnings, Basic	us-gaap_UndistributedEarnings	$ 2,022,000
Undistributed Earnings, Basic	us-gaap_UndistributedEarnings	1,487,000
Undistributed Earnings, Diluted	us-gaap_UndistributedEarningsDiluted	2,600,000
Undistributed Earnings, Diluted	us-gaap_UndistributedEarningsDiluted	1,831,000
Re-Allocated Earnings	gdot_ReAllocatedEarnings	578,000
Re-Allocated Earnings	gdot_ReAllocatedEarnings	$ 344,000
Restricted Stock Units (RSUs) [Member] \| Common Class A [Member]
Incremental Common Shares Attributable to Share-based Payment Arrangements	us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements	7,000
Incremental Common Shares Attributable to Share-based Payment Arrangements	us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements	119,000
Employee Stock [Member] \| Common Class A [Member]
Incremental Common Shares Attributable to Share-based Payment Arrangements	us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements	9,000
Incremental Common Shares Attributable to Share-based Payment Arrangements	us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements	33,000
Employee Stock Option [Member] \| Common Class A [Member]
Incremental Common Shares Attributable to Share-based Payment Arrangements	us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements	0
Incremental Common Shares Attributable to Share-based Payment Arrangements	us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements	0
Employee Stock Option [Member] \| Common Class B [Member]
Incremental Common Shares Attributable to Share-based Payment Arrangements	us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements	1,094,000
Incremental Common Shares Attributable to Share-based Payment Arrangements	us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements	1,782,000
Common Class A [Member] \| Common Class B [Member]
Undistributed Earnings Allocated to Participating Securities	us-gaap_UndistributedEarningsAllocatedToParticipatingSecurities	$ (11,696,000)
Undistributed Earnings Allocated to Participating Securities	us-gaap_UndistributedEarningsAllocatedToParticipatingSecurities	(11,606,000)
Common Class B [Member] \| Common Class A [Member]
Undistributed Earnings Allocated to Participating Securities	us-gaap_UndistributedEarningsAllocatedToParticipatingSecurities	(2,573,000)
Undistributed Earnings Allocated to Participating Securities	us-gaap_UndistributedEarningsAllocatedToParticipatingSecurities	$ (1,846,000)