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Document And Entity Information Document - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2013	Jan. 31, 2014	Jun. 30, 2013
Entity Information [Line Items]
Entity Registrant Name	GREEN DOT CORP
Trading Symbol	GDOT
Entity Central Index Key	0001386278
Current Fiscal Year End Date	--12-31
Entity Filer Category	Large Accelerated Filer
Document Type	10-K
Document Period End Date	Dec. 31, 2013
Document Fiscal Year Focus	2013
Document Fiscal Period Focus	Q4
Amendment Flag	false
Entity Well-known Seasoned Issuer	Yes
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Public Float			$ 635.1
Common Class A [Member]
Entity Information [Line Items]
Entity Common Stock, Shares Outstanding		37,797,987
Common Class B [Member]
Entity Information [Line Items]
Entity Common Stock, Shares Outstanding		0

Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2013	Dec. 31, 2012
Current assets:
Unrestricted cash and cash equivalents	$ 423,498	$ 293,590
Federal funds sold	123	3,001
Investment securities available-for-sale, at fair-value	116,159	115,244
Settlement assets	37,004	36,127
Accounts receivable, net	46,384	40,441
Prepaid expenses and other assets	27,332	31,952
Income Taxes Receivable	15,573	7,386
Net deferred tax assets, current	0	2,478
Total current assets	666,073	530,219
Restricted cash	2,970	634
Investment securities available-for-sale, at fair value, noncurrent	82,585	68,543
Accounts receivable, net, noncurrent	5,913	10,931
Loans to bank customers, net of allowance for loan losses of $464 and $475 as of December 31, 2013 and December 31, 2012, respectively	6,902	7,552
Prepaid expenses and other assets	1,081	1,530
Property and equipment, net	60,473	58,376
Deferred expenses	15,439	12,510
Net deferred tax assets, noncurrent	3,362	4,629
Goodwill and intangible assets	30,676	30,804
Total assets	875,474	725,728
Current liabilities:
Accounts payable	34,940	31,411
Deposits	219,580	198,451
Obligations to customers	65,449	46,156
Settlement obligations	4,839	3,639
Amounts due to card issuing banks for overdrawn accounts	49,930	50,724
Other accrued liabilities	35,878	29,469
Deferred revenue	24,517	19,557
Deferred tax liabilities, current	3,716	0
Total current liabilities	438,849	379,407
Other accrued liabilities	34,076	18,557
Deferred revenue, noncurrent	300	0
Total liabilities	473,225	397,964
Stockholders equity:
Additional paid-in capital	199,251	158,656
Retained earnings	203,000	168,960
Accumulated other comprehensive income	(47)	106
Total stockholders' equity	402,249	327,764
Total liabilities and stockholders’ equity	875,474	725,728
Convertible Series A preferred stock [Member]
Stockholders equity:
Convertible Series A preferred stock, $0.001 par value: 10 shares authorized and 0 shares issued and outstanding as of December 31, 2013 and December 31, 2012, respectively	7	7
Class A common stock, $0.001 par value; 100,000 shares authorized as of June 30, 2013 and December 31, 2012, respectively; 32,513 and 31,798 shares issued and outstanding as of June 30, 2013 and December 31, 2012, respectively
Stockholders equity:
Common Stock, Value, Issued	38	31
Class B convertible common stock, $0.001 par value, 100,000 shares authorized as of June 30, 2013 and December 31, 2012, respectively; 3,909 and 4,197 shares issued and outstanding as of June 30, 2013 and December 31, 2012, respectively
Stockholders equity:
Common Stock, Value, Issued	$ 0	$ 4

Consolidated Balance Sheets (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2013	Dec. 31, 2012
Allowance For Loan Losses	$ 464	$ 475
Convertible Series A preferred stock [Member]
Convertible Series A Preferred Stock, par value	$ 0.001	$ 0.001
Convertible Series A Preferred Stock, shares authorized	10,000	10,000
Convertible Series A Preferred Stock, Shares Issued	7,000	7,000
Convertible Series A Preferred Stock, Shares Outstanding	7,000	7,000
Common Class A [Member]
Common stock, par value	$ 0.001	$ 0.001
Common stock, shares authorized	100,000,000	100,000,000
Common Stock, Shares, Issued	37,729,000	31,798,000
Common stock, shares outstanding	37,729,000	31,798,000
Common Class B [Member]
Common stock, par value	$ 0.001	$ 0.001
Common stock, shares authorized	0	100,000,000
Common Stock, Shares, Issued	0	4,197,000
Common stock, shares outstanding	0	4,197,000

Consolidated Statements of Operations - USD ($) shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Operating revenues
Card revenues and other fees	$ 227,227	$ 224,745	$ 209,489
Cash transfer revenues	183,359	165,232	134,143
Interchange revenues	171,757	164,559	141,103
Stock-based retailer incentive compensation (Amount)	(8,722)	(8,251)	(17,337)
Total operating revenues	573,621	546,285	467,398
Operating expenses
Sales and marketing expenses	218,370	209,870	168,747
Compensation and benefits expenses	127,287	114,930	87,671
Processing expenses	89,856	77,445	70,953
Other General and Administrative Expense	88,976	71,900	56,578
Total operating expenses	524,489	474,145	383,949
Operating Income (Loss)	49,132	72,140	83,449
Interest income	3,440	4,074	910
Interest expense	(72)	(76)	(346)
Income before income taxes	52,500	76,138	84,013
Income Tax Expense (Benefit)	18,460	28,919	31,930
Net Income	34,040	47,219	52,083
Income attributable to preferred stock	(5,360)	(7,599)	(558)
Net income allocated to common stockholders	$ 28,680	$ 39,620	$ 51,525
Common Class A [Member]
Earnings per common share
Basic earnings per common share	$ 0.78	$ 1.11	$ 1.24
Diluted Earnings Per Share	$ 0.76	$ 1.07	$ 1.19
Weighted-average common shares issued and outstanding
Basic	33,272	29,698	22,238
Diluted	37,156	35,933	42,065
Common Class B [Member]
Earnings per common share
Basic earnings per common share	$ 0.78	$ 1.11	$ 1.24
Diluted Earnings Per Share	$ 0.76	$ 1.07	$ 1.19
Weighted-average common shares issued and outstanding
Basic	2,603	4,801	17,718
Diluted	2,603	6,150	19,822

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Net Income	$ 34,040	$ 47,219	$ 52,083
Other comprehensive income (loss) [Abstract]
Unrealized holding (losses) gains, net of tax	(153)	76	30
Comprehensive income	$ 33,887	$ 47,295	$ 52,113

- Definition

The change in equity [net assets] of a business enterprise during a period from transactions and other events and circumstances from non-owner sources which are attributable to the reporting entity. It includes all changes in equity during a period except those resulting from investments by owners and distributions to owners, but excludes any and all transactions which are directly or indirectly attributable to that ownership interest in subsidiary equity which is not attributable to the parent.

+ References + Details

- Definition

The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.

+ References

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+ Details

- Definition

Net of tax amount of unrealized holding gain (loss) before reclassification adjustments and transfers on available-for-sale securities.

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+ Details

Consolidated Statements of Changes in Stockholders' Equity Statement - USD ($) shares in Thousands, $ in Thousands	Total	Convertible Preferred Stock [Member]	Common Stock [Member] Common Class A [Member]	Common Stock [Member] Common Class B [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]
Shares, Outstanding		0	14,762	27,091
Total stockholders' equity	$ 165,131	$ 0	$ 13	$ 27	$ 95,433	$ 69,658	$ 0
Common stock issued under stock plans and related tax effects (Shares)		0	104	344
Common stock issued under stock plans and related tax effects (Amount)	9,091	$ 0	$ 2	$ 0	9,089	0	0
Stock-based compensation (Shares)		0	0	0
Stock-based compensation (Amount)	9,524	$ 0	$ 0	$ 0	9,524	0	0
Stock-based retailer incentive compensation (Shares)		0	0	0
Stock-based retailer incentive compensation (Amount)	17,337	$ 0	$ 0	$ 0	17,337	0	0
Conversion of Class B common stock by stockholders (Shares)		(7)	(15,296)	(22,155)
Conversion of Class B common stock by stockholders (Amount)	0	$ (7)	$ (15)	$ (22)	0	0	0
Net Income	52,083					52,083
Other Comprehensive Income (Loss), Net of Tax	30	$ 0	$ 0	$ 0	0	0	30
Shares, Outstanding			30,162	5,280
Total stockholders' equity	253,196	$ 7	$ 30	$ 5	131,383	121,741	30
Common stock issued under stock plans and related tax effects (Shares)		0	141	412
Common stock issued under stock plans and related tax effects (Amount)	6,288	$ 0	$ 0	$ 0	6,288	0	0
Stock-based compensation (Shares)		0	0	0
Stock-based compensation (Amount)	12,734	$ 0	$ 0	$ 0	12,734	0	0
Stock-based retailer incentive compensation (Shares)		0	0	0
Stock-based retailer incentive compensation (Amount)	8,251	$ 0	$ 0	$ 0	8,251	0	0
Conversion of Class B common stock by stockholders (Shares)		0	(1,495)	(1,495)
Conversion of Class B common stock by stockholders (Amount)	0	$ 0	$ (1)	$ (1)	0	0	0
Net Income	47,219					47,219
Other Comprehensive Income (Loss), Net of Tax	76	$ 0	$ 0	$ 0	0	0	76
Shares, Outstanding		0	31,798	4,197
Total stockholders' equity	$ 327,764	$ 7	$ 31	$ 4	158,656	168,960	106
Common stock issued under stock plans and related tax effects (Shares)	1,428	0	620	1,114
Common stock issued under stock plans and related tax effects (Amount)	$ 17,173	$ 0	$ 1	$ 2	17,170
Stock-based compensation (Shares)		0	0	0
Stock-based compensation (Amount)	14,703	$ 0	$ 0	$ 0	14,703
Stock-based retailer incentive compensation (Shares)		0	0	0
Stock-based retailer incentive compensation (Amount)	8,722	$ 0	$ 0	$ 0	8,722
Conversion of Class B common stock by stockholders (Shares)		0	(5,311)	(5,311)
Conversion of Class B common stock by stockholders (Amount)	0	$ 0	$ (6)	$ (6)	0	0
Net Income	34,040
Other Comprehensive Income (Loss), Net of Tax	(153)	$ 0	$ 0	$ 0	0	0	(153)
Shares, Outstanding		0	37,729	0
Total stockholders' equity	$ 402,249	$ 7	$ 38	$ 0	$ 199,251	$ 203,000	$ (47)

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Operating activities [Abstract]
Net Income	$ 34,040	$ 47,219	$ 52,083
Adjustments to reconcile net income to net cash provided by operating activities [Abstract]
Depreciation and Amortization	27,099	18,131	12,330
Provision for uncollectible overdrawn accounts	47,273	62,345	60,562
Stock-based compensation (Amount)	14,703	12,734	9,524
Stock-based retailer incentive compensation (Amount)	8,722	8,251	17,337
Amortization of premium on available-for-sale investment securities	778	1,188	251
Realized gains on investment securities	(13)	(11)	0
(Recovery) provision for uncollectible trade receivables	(23)	(359)	455
Impairment of capitalized software	5,216	1,029	397
Deferred income tax expense	5,464	5,792	251
Excess tax benefits from exercise of options	(2,748)	(2,738)	(2,951)
Changes in operating assets and liabilities
Accounts receivable, net	(48,175)	(66,099)	(70,510)
Prepaid expenses and other assets	5,069	(21,325)	(2,838)
Deferred expenses	(2,929)	94	(3,100)
Accounts payable and other accrued liabilities	26,915	31,475	(4,489)
Amounts due issuing bank for overdrawn accounts	(794)	7,571	7,085
Deferred revenue	5,260	(1,962)	4,261
Income tax receivable	(3,349)	(1,307)	13,403
Net cash provided by operating activities	122,508	102,028	94,051
Investing activities [Abstract]
Purchases of available-for-sale investment securities	(274,072)	(271,869)	(45,056)
Proceeds from maturities of available-for-sale securities	173,135	37,563	20,152
Proceeds from sales of available-for-sale securities	84,969	81,474	0
(Increase) decrease in restricted cash	(2,336)	12,292	(7,791)
Payments for acquisition of property and equipment	(35,742)	(40,441)	(23,076)
Net principal collections on loans	650	2,484	245
Acquisitions, net of cash acquired	0	(31,823)
Cash Acquired from Acquisition			5,085
Net cash used in investing activities	(53,396)	(210,320)	(50,441)
Financing activities [Abstract]
Proceeds from exercise of options	14,425	3,550	6,138
Excess tax benefits from exercise of options	2,748	2,738	2,951
Net increase in deposits	21,129	159,494	5,231
Net increase in obligations to customers	19,616	13,668	0
Net cash provided by financing activities	57,918	179,450	14,320
Net increase in unrestricted cash, cash equivalents, and federal funds sold	127,030	71,158	57,930
Unrestricted cash, cash equivalents, and federal funds sold, beginning of year	296,591	225,433	167,503
Unrestricted cash, cash equivalents, and federal funds sold, end of period	423,621	296,591	225,433
Cash paid for interest	73	98	108
Cash paid for income taxes	$ 16,351	$ 28,203	$ 18,291

Organization	12 Months Ended
Organization	Dec. 31, 2013
Organization [Abstract]
Organization	Organization Green Dot Corporation (“we,” “us” and “our” refer to Green Dot Corporation and its wholly-owned subsidiaries, Next Estate Communications, Inc.; Green Dot Bank; and Loopt, LLC) is a bank holding company with a mission to reinvent personal banking for the masses. Our prepaid products and services are available in more than 90,000 retail stores nationwide and online at Greendot.com. Our products include: Green Dot MasterCard and Visa-branded prepaid debit cards and several co-branded reloadable prepaid card programs, collectively referred to as our GPR cards; Visa-branded gift cards; our MoneyPak and swipe reload proprietary products, collectively referred to as our cash transfer products, which enable cash loading and transfer services through our Green Dot Network; and GoBank, an innovative checking account developed for distribution and use via mobile phones. GoBank is available online at GoBank.com and via the Apple App Store and Google Play. The Green Dot Network enables consumers to use cash to reload our prepaid debit cards or to transfer cash to any of our Green Dot Network acceptance members, including competing prepaid card programs and other online accounts. We market our products and services to banked, underbanked and unbanked consumers in the United States using distribution channels other than traditional bank branches, such as third-party retailer locations nationwide and the Internet. Our prepaid debit cards are issued by Green Dot Bank and third-party issuing banks including GE Capital Retail Bank, The Bancorp Bank, Sunrise Banks, N.A., and prior to November 2012, Columbus Bank and Trust Company, a division of Synovus Bank. We also have multi-year distribution arrangements with many large and medium-sized retailers, such as Walmart, Walgreens, CVS, Rite Aid, 7-Eleven, Kroger, Kmart, and Dollar Tree, and with various industry resellers, such as Blackhawk Network and Incomm. We refer to participating retailers collectively as our “retail distributors.” Acquisitions In March 2012, we acquired Loopt, Inc., or Loopt, for approximately $33.6 million in cash in exchange for all of its outstanding shares. Loopt's results of operations are included in our consolidated results of operations following the acquisition date. We paid $9.8 million in retention-based incentives for employees we hired in connection with the acquisition of Loopt. In December 2012, we converted Loopt from a corporation to a limited liability company.

- Definition

The entire disclosure for organization, consolidation and basis of presentation of financial statements disclosure.

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+ Details

Summary of Significant Accounting Policies

12 Months Ended

Dec. 31, 2013

Accounting Policies [Abstract]

Summary of Significant Accounting Policies

Principles of Consolidation and Basis of Presentation

Our consolidated financial statements include the results of entities that we control through a 50% or more ownership interest. We have prepared the accompanying consolidated financial statements in accordance with generally accepted accounting principles in the United States of America, or GAAP. We have eliminated all significant intercompany balances and transactions in consolidation. We include the results of operations of acquired companies from the date of acquisition.

Use of Estimates and Assumptions

The preparation of financial statements in conformity with GAAP requires us to make estimates and assumptions that affect the amounts reported in the consolidated financial statements, including the accompanying notes. We base our estimates and assumptions on historical factors, current circumstances, and the experience and judgment of management. We evaluate our estimates and assumptions on an ongoing basis. Actual results could differ from those estimates.

Unrestricted Cash and Cash Equivalents and Federal Funds Sold

We consider all unrestricted highly liquid investments with an original maturity of three months or less to be unrestricted cash and cash equivalents. Federal funds sold consist of unsecured overnight advances of excess balances in our bank reserve account and are included in unrestricted cash and cash equivalents on our statements of cash flows.

Investment Securities

Our investment portfolio is primarily comprised of fixed income securities. We classify these securities as available-for-sale and report them at fair value with the related unrealized gains and losses, net of tax, included in accumulated other comprehensive income, a component of stockholders’ equity. We classify investment securities with original maturities greater than 90 days, but less than or equal to 365 days as current assets.

Note 2—Summary of Significant Accounting Policies (continued)

We regularly evaluate each fixed income security where the value has declined below amortized cost to assess whether the decline in fair value is other-than-temporary. In determining whether an impairment is other-than-temporary, we consider the severity and duration of the decline in fair value, the length of time expected for recovery, the financial condition of the issuer, and other qualitative factors, as well as whether we either plan to sell the security or it is more-likely-than-not that we will be required to sell the security before recovery of its amortized cost. If the impairment of the investment security is credit-related, an other-than-temporary impairment is recorded in earnings. We recognize non-credit-related impairment in accumulated other comprehensive income. If we intend to sell an investment security or believe we will more-likely-than-not be required to sell a security, we record the full amount of the impairment as an other-than-temporary impairment.

Interest on fixed income securities, including amortization of premiums and accretion of discounts, is included in interest income.

Obligations to Customers and Settlement Assets and Obligations

Our retail distributors collect customer funds for purchases of new cards and reloads at the point of sale and then remit these funds directly to bank accounts established for the benefit of these customers by the banks that issue our cards. During the third quarter of 2012, our retail distributors began remitting these funds to our subsidiary bank as we transitioned our card issuing program with Synovus Bank to our subsidiary bank. Our retail distributors’ remittance of these funds takes an average of two business days.

Settlement assets represent the amounts due from our retail distributors for customer funds collected at the point of sale that have not yet been received by our subsidiary bank. Obligations to customers represent customer funds collected from or to be remitted by our retail distributors for which the underlying products have not been activated. Settlement obligations represent the customer funds received by our subsidiary bank that are due to third-party card issuing banks upon activation.

Accounts Receivable, Net

Accounts receivable is comprised principally of receivables due from card issuing banks, overdrawn account balances due from cardholders, trade accounts receivable and other receivables. We record accounts receivable net of reserves for estimated uncollectible accounts. Receivables due from card issuing banks primarily represent revenue-related funds collected by the third-party card issuing banks from our retail distributors, merchant banks and cardholders that have yet to be remitted to us. These receivables are generally collected within a short period of time based on the remittance terms in our agreements with the third-party card issuing banks.

Overdrawn Account Balances Due from Cardholders and Reserve for Uncollectible Overdrawn Accounts

Cardholder account overdrafts may arise from maintenance fee assessments on our GPR cards or from purchase transactions that we honor on GPR or gift cards, in each case in excess of the funds in a cardholder’s account. We are exposed to losses from unrecovered cardholder account overdrafts. We establish a reserve for uncollectible overdrawn accounts. We classify overdrawn accounts into age groups based on the number of days that have elapsed since an account has had activity, such as a purchase, ATM transaction or maintenance fee assessment. We calculate a reserve factor for each age group based on the average recovery rate for the most recent six months. These factors are applied to these age groups to estimate our overall reserve. When more than 90 days have passed without activity in an account, we consider recovery to be remote and write off the full amount of the overdrawn account balance. We include our provision for uncollectible overdrawn accounts related to maintenance fees and purchase transactions as an offset to card revenues and other fees and in other general and administrative expenses, respectively, in the accompanying consolidated statements of operations.

Restricted Cash

We maintain restricted deposits in bank accounts to collateralize a standby letter of credit that guarantees our full performance of our obligations under our ten-year office lease in Pasadena, California.

Loans to Bank Customers

We report loans measured at historical cost at their outstanding principal balances, net of any charge-offs, and for purchased loans, net of any unaccreted discounts. We recognize interest income as it is earned.

Note 2—Summary of Significant Accounting Policies (continued)

Purchased Credit-Impaired Loans

In connection with our acquisition of Green Dot Bank, we acquired loans and recorded them at fair value on the acquisition date. Some of our purchased loans had evidence of credit quality deterioration since origination. We consider purchased loans to be impaired if we do not expect to receive all contractually required cash flows due to concerns about credit quality. The excess of the cash flows expected to be collected measured as of the acquisition date, over the estimated fair value is referred to as the accretable yield and is recognized in interest income over the remaining life of the loan using a level yield methodology. The difference between contractually-required payments as of the acquisition date and the cash flows expected to be collected is referred to as the nonaccretable difference.

We determine the initial fair values of purchased credit-impaired loans, or PCI loans, using a discounted cash flow model based on assumptions about the amount and timing of principal and interest payments, estimates of principal losses and current market rates. If there are subsequent decreases in expected principal cash flows, we record a charge to the provision for credit losses and a corresponding increase to the allowance for loan losses. If there are subsequent increases in expected principal cash flows, we record a recovery of any previously recorded allowance for loan losses, to the extent applicable, and a reclassification from nonaccretable difference to accretable yield for any remaining increase.

Since PCI loans are recorded at fair value at the acquisition date, we do not classify these loans as nonperforming as the loans were written down to fair value at the acquisition date and the accretable yield is recognized in interest income over the remaining life of the loan.

Nonperforming Loans

Nonperforming loans generally include loans, other than PCI loans, that have been placed on nonaccrual status. We generally place loans on nonaccrual status when they are past due 90 days or more. We reverse the related accrued interest receivable and apply interest collections on nonaccruing loans as principal reductions; otherwise, we credit such collections to interest income when received. These loans may be restored to accrual status when all principal and interest is current and full repayment of the remaining contractual principal and interest is expected.

We consider a loan to be impaired when it is probable that we will be unable to collect all amounts due according to the contractual terms of the loan agreement. Once we determine a loan to be impaired, we measure the impairment based on the present value of the expected future cash flows discounted at the loan's effective interest rate. We may also measure impairment based on observable market prices, or for loans that are solely dependent on the collateral for repayment, the estimated fair value of the collateral less estimated costs to sell. If the recorded investment in impaired loans exceeds this amount, we establish a specific allowance as a component of the allowance for loan losses or by adjusting an existing valuation allowance for the impaired loan.

Allowance for Loan Losses

We establish an allowance for loan losses to account for estimated credit losses inherent in our loan portfolio. For the portfolio of loans excluding impaired and PCI loans, our estimate of inherent losses is separately calculated on an aggregate basis for groups of loans that are considered to have similar credit characteristics and risk of loss. We analyze historical loss rates for these groups and then adjust the rates for qualitative factors which in our judgment affect the expected inherent losses. Qualitative considerations include, but are not limited to, prevailing economic or market conditions, changes in the loan grading and underwriting process, changes in the estimated value of the underlying collateral for collateral dependent loans, delinquency and nonaccrual status, problem loan trends, and geographic concentrations. We separately establish specific allowances for impaired and PCI loans based on the present value of changes in cash flows expected to be collected, or for impaired loans that are considered collateral dependent, the estimated fair value of the collateral.

Property and Equipment

We carry our property and equipment at cost less accumulated depreciation and amortization. We generally compute depreciation on property and equipment using the straight-line method over the estimated useful lives of the assets, except for internal-use software in development and land, which are not depreciated. We generally compute amortization on tenant improvements using the straight-line method over the shorter of the related lease term or estimated useful lives of the improvements. We expense expenditures for maintenance and repairs as incurred.

Note 2—Summary of Significant Accounting Policies (continued)

The estimated useful lives of the respective classes of assets are as follows:



Land	N/A
Building	30 years
Computer equipment, furniture and office equipment	3-4 years
Computer software purchased	3 years
Capitalized internal-use software	2 years
Tenant improvements	Shorter of the useful life or the lease term

We capitalize certain internal and external costs incurred to develop internal-use software during the application development stage. We also capitalize the cost of specified upgrades and enhancements to internal-use software that result in additional functionality. Once a development project is substantially complete and the software is ready for its intended use, we begin depreciating these costs on a straight-line basis over the internal-use software’s estimated useful life.

Impairment of Long Lived Assets

We evaluate long-lived assets for impairment whenever events or changes in circumstances indicate that the carrying amount of an asset may not be recoverable. If the sum of expected undiscounted future cash flows from an asset is less than the carrying amount of the asset, we recognize an impairment loss. We measure the loss as the amount by which the carrying amount exceeds its fair value calculated using the present value of estimated net future cash flows. Included in other general and administrative expenses in our consolidated statements of operations for the years ended December 31, 2013, 2012 and 2011 were $5.2 million, $1.0 million and $0.4 million, respectively, of recognized impairment losses on internal-use software.

Goodwill and Intangible Assets

Goodwill is the purchase premium after adjusting for the fair value of net assets acquired. Goodwill is not amortized but is reviewed for potential impairment on an annual basis, or when events or circumstances indicate a potential impairment, at the reporting unit level. A reporting unit, as defined under applicable accounting guidance, is a business segment or one level below a business segment. We may in any given period bypass the qualitative assessment and proceed directly to a two step method to assess and measure impairment of the reporting units goodwill. We first assess qualitative factors to determine whether it is more likely-than-not (i.e., a likelihood of more than 50 percent) that the fair value of a reporting unit is less than its carrying value. This step serves as the basis for determining whether it is necessary to perform the two-step quantitative impairment test. The first step of the quantitative impairment test involves a comparison of the estimated fair value of each reporting unit to its carrying amount, including goodwill. If the estimated fair value of the reporting unit exceeds its carrying amount, goodwill of the reporting unit is not impaired; however, if the carrying amount of the reporting unit exceeds its estimated fair value, then the second step of the quantitative impairment test must be performed. The second step compares the implied fair value of the reporting unit’s goodwill with its carrying amount to measure the amount of impairment loss, if any. The implied fair value of goodwill is determined in the same manner as the amount of goodwill recognized in a business combination. If the carrying amount of the reporting unit’s goodwill exceeds the implied fair value of that goodwill, an impairment loss is recognized in an amount equal to that excess.

For intangible assets, we recognize an impairment loss if the carrying amount of the intangible asset is not recoverable and exceeds fair value. The carrying amount of the intangible asset is considered not recoverable if it exceeds the sum of the undiscounted cash flows expected to result from the use of the asset.

Intangible assets with finite lives are amortized on a straight-line basis over their estimated useful lives.

Amounts Due to Card Issuing Banks for Overdrawn Accounts

Our third-party card issuing banks fund overdrawn cardholder account balances on our behalf. Amounts funded are due from us to the card issuing banks based on terms specified in the agreements with the card issuing banks. Generally, we expect to settle these obligations within two months.

Note 2—Summary of Significant Accounting Policies (continued)

Fair Value

Under applicable accounting guidance, fair value is defined as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date.

We determine the fair values of our financial instruments based on the fair value hierarchy established under applicable accounting guidance which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The following describes the three-level hierarchy:

Level 1 – Unadjusted quoted prices in active markets for identical assets or liabilities. Level 1 assets and liabilities include debt and equity securities and derivative contracts that are traded in an active exchange market, as well as certain U.S. Treasury securities that are highly liquid and are actively traded in over-the-counter markets

Level 2 – Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities, quoted prices in markets that are not active, or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 2 assets and liabilities include fixed income securities with quoted prices that are traded less frequently than exchange-traded instruments. This category generally includes U.S. government and agency mortgage-backed fixed income securities and corporate fixed income securities

Level 3 – Unobservable inputs that are supported by little or no market activity and that are significant to the overall fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments for which the determination of fair value requires significant management judgment or estimation. The fair value for such assets and liabilities is generally determined using pricing models, market comparables, discounted cash flow methodologies or similar techniques that incorporate the assumptions a market participant would use in pricing the asset or liability. This category generally includes certain private equity investments and certain asset-backed securities.

Revenue Recognition

Our operating revenues consist of card revenues and other fees, cash transfer revenues and interchange revenues. We recognize revenue when the price is fixed or determinable, persuasive evidence of an arrangement exists, the product is sold or the service is performed, and collectability of the resulting receivable is reasonably assured.

Card revenues and other fees consist of monthly maintenance fees, ATM fees, new card fees and other revenues. We charge maintenance fees on a monthly basis pursuant to the terms and conditions in the applicable cardholder agreements. We recognize monthly maintenance fees ratably over the month for which they are assessed. We charge ATM fees to cardholders when they withdraw money at certain ATMs in accordance with the terms and conditions in our cardholder agreements. We recognize ATM fees when the withdrawal is made by the cardholder, which is the same time our service is completed and the fees are assessed. We charge new card fees when a consumer purchases a new card in a retail store. We defer and recognize new card fee revenues on a straight-line basis over our average card lifetime, which is currently seven months for our GPR cards and six months for our gift cards. We determine the average card lifetime based on our recent historical data for comparable products. We measure card lifetime for our GPR cards as the period of time, inclusive of reload activity, between sale (or activation) of the card and the date of the last positive balance. We measure the card lifetime for our gift cards as the redemption period during which cardholders perform the substantial majority of their transactions. We reassess average card lifetime quarterly. We report the unearned portion of new card fees as a component of deferred revenue in our consolidated balance sheets. Other revenues consist primarily of fees associated with optional products or services, which we generally offer to consumers during the card activation process. Optional products and services include providing a second card for an account, expediting delivery of the personalized debit card that replaces the temporary card obtained at the retail store, and upgrading a cardholder account to one of our upgrade programs. We generally recognize revenue related to optional products and services when the underlying services are completed, but we treat revenues related to our upgrade programs in a manner similar to new card fees and monthly maintenance fees.

We generate cash transfer revenues when consumers purchase our cash transfer products (reload services) in a retail store. We recognize these revenues when the cash transfer transactions are completed, generally within two business days from the time of sale of these products.

We earn interchange revenues from fees remitted by the merchant’s bank, which are based on rates established by the payment networks, such as Visa and MasterCard, when cardholders make purchase transactions using our cards. We recognize interchange revenues as these transactions occur.

Note 2—Summary of Significant Accounting Policies (continued)

We report our different types of revenues on a gross or net basis based on our assessment of whether we act as a principal or an agent in the transaction. To the extent we act as a principal in the transaction, we report revenues on a gross basis. In concluding whether or not we act as a principal or an agent, we evaluate whether we have the substantial risks and rewards under the terms of the revenue-generating arrangements, whether we are the party responsible for fulfillment of the services purchased by the cardholders, and other factors. For all of our significant revenue-generating arrangements, including GPR and gift cards, we record revenues on a gross basis.

Generally, customers have limited rights to a refund of a new card fee or a cash transfer fee. We have elected to recognize revenues prior to the expiration of the refund period, but reduce revenues by the amount of expected refunds, which we estimate based on actual historical refunds.

On occasion, we enter into incentive agreements with our retail distributors and offer incentives to customers designed to increase product acceptance and sales volume. We record incentive payments, including the issuance of equity instruments, as a reduction of revenues and recognize them over the period the related revenues are recognized or as services are rendered, as applicable.

Sales and Marketing Expenses

Sales and marketing expenses primarily consist of sales commissions, advertising and marketing expenses, and the costs of manufacturing and distributing card packages, placards, and promotional materials to our retail distributors’ locations and personalized GPR cards to consumers who have activated their cards.

We pay our retail distributors and brokers commissions based on sales of our prepaid debit cards and cash transfer products in their stores. We defer and expense commissions related to new cards sales ratably over the average card lifetime, which is currently seven months for our GPR cards and six months for our gift cards. Absent a new card fee, we expense the related commissions immediately. We expense commissions related to cash transfer products when the cash transfer transactions are completed. We expense costs for the production of advertising as incurred. The cost of media advertising is expensed when the advertising first takes place. We record the costs associated with card packages and placards as prepaid expenses, and we record the costs associated with personalized GPR cards as deferred expenses. We recognize the prepaid cost of card packages and placards over the related sales period, and we amortize the deferred cost of personalized GPR cards, when activated, over the average card lifetime.

Our sales commissions, advertising and marketing expenses and manufacturing and distributing costs were as follows:



	Year Ended December 31,
	2013		2012		2011
	(In thousands)
Sales commissions	$	161,859	$	145,462	$	121,430
Advertising and marketing expenses	10,369		21,765		14,673
Manufacturing and distributing costs	46,142		42,643		32,644
Sales and marketing expenses	$	218,370	$	209,870	$	168,747

Included in our manufacturing and distributing costs were shipping and handling costs of $4.0 million, $3.4 million and $3.4 million for the years ended December 31, 2013, 2012 and 2011. Also included in our manufacturing and distributing costs were liabilities that we incurred for use tax to various states related to purchases of materials since we do not charge sales tax to customers when new cards or cash transfer transactions are purchased.

Employee Stock-Based Compensation

We record employee stock-based compensation expense using the fair value method of accounting. For stock options and stock purchases under our employee stock purchase plan, or ESPP, we base compensation expense on fair values estimated at the grant date using the Black-Scholes Merton option-pricing model. For stock awards, including restricted stock units, we base compensation expense on the fair value of our common stock at the grant date. We recognize compensation expense for awards with only service conditions that have graded vesting schedules on a straight-line basis over the vesting period of the award. Vesting is based upon continued service to our company.

Note 2—Summary of Significant Accounting Policies (continued)

Income Taxes

Our income tax expense is comprised of current and deferred income tax expense. Current income tax expense approximates taxes to be paid or refunded for the current period. Deferred income tax expense results from the changes in deferred tax assets and liabilities during the periods. These gross deferred tax assets and liabilities represent decreases or increases in taxes expected to be paid in the future because of future reversals of temporary differences between the basis of assets and liabilities as measured by tax laws and their basis as reported in our consolidated financial statements. We also recognize deferred tax assets for tax attributes such as net operating loss carryforwards and tax credit carryforwards. We record valuation allowances to reduce deferred tax assets to the amounts we conclude are more likely-than-not to be realized in the foreseeable future.

We recognize and measure income tax benefits based upon a two-step model: 1) a tax position must be more likely-than-not to be sustained based solely on its technical merits in order to be recognized, and 2) the benefit is measured as the largest dollar amount of that position that is more likely-than-not to be sustained upon settlement. The difference between the benefit recognized for a position and the tax benefit claimed on a tax return is referred to as an unrecognized tax benefit. We accrue income tax related interest and penalties, if applicable, within income tax expense.

Earnings Per Common Share

We apply the two-class method in calculating earnings per common share, or EPS, because our preferred stockholders are entitled to participate with our common stockholders in the distributions of earnings through dividends. The two-class method requires net income, after deduction of any preferred stock dividends, deemed dividends on preferred stock redemptions, and accretions in the carrying value on preferred stock, to be allocated between each class or series of common and preferred stockholders based on their respective rights to receive dividends, whether or not declared. Basic EPS is then calculated by dividing net income allocated to each class of common stockholders by the respective weighted-average common shares issued and outstanding.

In addition, for diluted EPS, the conversion of Class B common stock will affect net income allocated to Class A common stockholders. Where the effect of this conversion is dilutive, we adjust net income allocated to Class A common stockholders by the associated allocated earnings of the convertible securities. We divide adjusted net income for each class of common stock by the respective weighted-average number of the common shares issued and outstanding for each period plus amounts representing the dilutive effect of outstanding stock options and restricted stock units and outstanding warrants, shares to be purchased under our employee stock purchase plan and the dilution resulting from the conversion of convertible securities, if applicable. We exclude the effects of convertible securities and outstanding warrants and stock options from the computation of diluted EPS in periods in which the effect would be anti-dilutive. We calculate dilutive potential common shares using the treasury stock method, if-converted method and the two-class method, as applicable.

Regulatory Matters and Capital Adequacy

We became a bank holding company on December 8, 2011. As a bank holding company, we are subject to comprehensive supervision and examination by the Federal Reserve Board and must comply with applicable regulations, including minimum capital and leverage requirements. If we fail to comply with any of these requirements, we may become subject to formal or informal enforcement actions, proceedings, or investigations, which could result in regulatory orders, restrictions on our business operations or requirements to take corrective actions, which may, individually or in the aggregate, affect our results of operations and restrict our ability to grow. If we fail to comply with the applicable capital and leverage requirements, or if our subsidiary bank fails to comply with its applicable capital and leverage requirements, the Federal Reserve Board may limit our or Green Dot Bank's ability to pay dividends. In addition, as a bank holding company and a financial holding company, we are generally prohibited from engaging, directly or indirectly, in any activities other than those permissible for bank holding companies and financial holding companies. This restriction might limit our ability to pursue future business opportunities which we might otherwise consider but which might fall outside the scope of permissible activities. We may also be required to serve as a “source of strength” to Green Dot Bank if it becomes less than adequately capitalized.

Note 2—Summary of Significant Accounting Policies (continued)

Recent Accounting Pronouncements

In July 2012, the FASB issued ASU 2012-02, Intangibles—Goodwill and Other, allowing an entity to perform a qualitative impairment assessment of indefinite-lived intangible assets before proceeding to the two-step impairment test. If the entity determines, on the basis of qualitative factors, that the fair value of the indefinite-lived intangible asset is not more likely than not (i.e., a likelihood of more than 50 percent) impaired, the entity would not need to calculate the fair value of the asset. In addition, the ASU does not amend the requirement to test these assets for impairment between annual tests if there is a change in events or circumstances; however, it does revise the examples of events and circumstances that an entity should consider in interim periods. ASU 2012-02 became effective for annual and interim impairment tests performed for fiscal years beginning after September 15, 2012, with early adoption being permitted. Our adoption of this ASU is did not have a material impact on our consolidated financial statements.

In February 2013, the Financial Accounting Standards Board, or FASB, issued Accounting Standards Update, or ASU, 2013-02, Comprehensive Income: Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income, which requires companies to report, in one place, information about significant reclassifications out of accumulated other comprehensive income, or AOCI, and disclose more information about changes in AOCI balances. We adopted this ASU in the first quarter of 2013. The adoption of this standard did not have a significant impact on our consolidated financial statements.

In July 2013, the FASB issued ASU 2013-11, Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists, which provides guidance for the financial statement presentation of an unrecognized tax benefit when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists. We will adopt the standard effective January 1, 2014. Our adoption of this ASU is not expected to have a material impact on our consolidated financial statements.

Investment Securities

12 Months Ended

Dec. 31, 2013

Investment Securities [Abstract]

Investment Securities

Our available-for-sale investment securities were as follows:



	Amortized cost		Gross unrealized gains		Gross unrealized losses			Fair value
	(In thousands)
December 31, 2013
Corporate bonds	$	70,965	$	45	$	(13	)	$	70,997
Commercial paper	49,307		15		(1		)	49,321
Negotiable certificate of deposit	4,400		3		—			4,403
U.S. Treasury notes	14,265		14		(1		)	14,278
Agency securities	14,946		13		—			14,959
Mortgage-backed securities	4,169		—		(168		)	4,001
Municipal bonds	19,017		28		(14		)	19,031
Asset-backed securities	21,750		9		(5		)	21,754
Total investment securities	$	198,819	$	127	$	(202	)	$	198,744

December 31, 2012
Corporate bonds	$	37,320	$	39	$	(2	)	$	37,357
Commercial paper	55,733		17		(2		)	55,748
Negotiable certificate of deposit	4,400		14		—			4,414
U.S. Treasury notes	22,258		9		—			22,267
Agency securities	25,845		23		(1		)	25,867
Municipal bonds	11,528		43		(3		)	11,568
Asset-backed securities	26,533		33		—			26,566
Total investment securities	$	183,617	$	178	$	(8	)	$	183,787

Note 3 — Investment Securities (continued)

As of December 31, 2013 and December 31, 2012, the gross unrealized losses and fair values of available-for-sale investment securities that were in unrealized loss positions were as follows:



	Less than 12 months					12 months or more				Total fair value		Total unrealized loss
	Fair value		Unrealized loss			Fair value		Unrealized loss		Total fair value		Total unrealized loss
	(In thousands)
December 31, 2013
Corporate bonds	$	24,104	$	(13	)	$	—	$	—	$	24,104	$	(13	)
Commercial paper	4,490		(1		)	—		—		4,490		(1		)
U.S. Treasury notes	5,212		(1		)	—		—		5,212		(1		)
Mortgage-backed securities	4,002		(168		)	—		—		4,002		(168		)
Municipal bonds	8,546		(14		)	—		—		8,546		(14		)
Asset-backed securities	11,797		(5		)	—		—		$	11,797	$	(5	)
Total investment securities	$	58,151	$	(202	)	$	—	$	—	$	58,151	$	(202	)

December 31, 2012
Corporate bonds	$	6,138	$	(2	)	$	—	$	—	$	6,138	$	(2	)
Commercial paper	6,390		(2		)	—		—		6,390		(2		)
Agency securities	6,302		(1		)	—		—		6,302		(1		)
Municipal bonds	1,602		(3		)	—		—		1,602		(3		)
Total investment securities	$	20,432	$	(8	)	$	—	$	—	$	20,432	$	(8	)

We did not record any other-than-temporary impairment losses during the years ended December 31, 2013 and 2012 on our available-for-sale investment securities. We do not intend to sell these investments or we have determined that it is more likely than not that we will not be required to sell these investments before recovery of their amortized cost bases, which may be at maturity.

As of December 31, 2013, the contractual maturities of our available-for-sale investment securities were as follows:



	Amortized cost		Fair value
	(In thousands)
Due in one year or less	$	115,166	$	116,159
Due after one year through five years	56,644		56,700
Due after five years through ten years	590		588
Due after ten years	500		496
Mortgage and asset-backed securities	25,919		24,801
Total investment securities	$	198,819	$	198,744

The expected payments on mortgage-backed and asset-backed securities may not coincide with their contractual maturities because the issuers have the right to call or prepay certain obligations.

Accounts Receivable

12 Months Ended

Dec. 31, 2013

Accounts Receivable, Net, Current [Abstract]

Accounts Receivable

Loans to Bank Customers

The following table presents total outstanding loans, gross of the related allowance for loan losses, and a summary of the related payment status:



	30-59 Days Past Due			60-89 Days Past Due			90 Days or More Past Due			Total Past Due			Total Current or Less Than 30 Days Past Due			Total Outstanding
	(In thousands)
December 31, 2013
Real estate	$	—		$	—		$	11		$	11		$	3,372		$	3,383
Commercial	—			—			—			—			1,474			1,474
Installment	—			—			3			3			2,506			2,509
Total loans	$	—		$	—		$	14		$	14		$	7,352		$	7,366

Percentage of outstanding	—		%	—		%	0.2		%	0.2		%	99.8		%	100.0		%

December 31, 2012
Real estate	$	91		$	—		$	—		$	91		$	3,465		$	3,556
Commercial	77			—			—			77			1,102			1,179
Installment	22			3			—			25			3,267			3,292
Total loans	$	190		$	3		$	—		$	193		$	7,834		$	8,027

Percentage of outstanding	2.4		%	—		%	—		%	2.4		%	97.6		%	100.0		%

Note 5—Loans to Bank Customers (continued)

Nonperforming Loans

The following table presents the carrying value, gross of the related allowance for loan losses, of our nonperforming loans, other than purchased credit impaired, or PCI loans. See Note 2–Summary of Significant Accounting Policies for further information on the criteria for classification as nonperforming.



	December 31, 2013		December 31, 2012
	(In thousands)
Real estate	$	117	$	96
Commercial	106		136
Installment	250		173
Total loans	$	473	$	405

Credit Quality Indicators

We closely monitor and assess the credit quality and credit risk of our loan portfolio on an ongoing basis. We continuously review and update loan risk classifications. We evaluate our loans using non-classified or classified as the primary credit quality indicator. Classified loans are those loans that have demonstrated credit weakness where we believe there is a heightened risk of principal loss, including all impaired loans. Classified loans are generally internally categorized as substandard, doubtful or loss, consistent with regulatory guidelines.

The table below presents the carrying value, gross of the related allowance for loan losses, of our loans within the primary credit quality indicators related to our loan portfolio:



	December 31, 2013				December 31, 2012
	Non-Classified		Classified		Non-Classified		Classified
	(In thousands)
Real estate	$	3,003	$	380	$	3,282	$	274
Commercial	1,323		151		978		201
Installment	2,058		451		2,963		329
Total loans	$	6,384	$	982	$	7,223	$	804

Impaired Loans and Troubled Debt Restructurings

When, for economic or legal reasons related to a borrower’s financial difficulties, we grant a concession for other than an insignificant period of time to a borrower that we would not otherwise consider, the related loan is classified as a Troubled Debt Restructuring, or TDR. Our TDR modifications related to extensions of the maturity dates at a stated interest rate lower than the current market rate for new debt with similar risk. The following table presents our impaired loans and loans that we modified in TDRs as of December 31, 2013 and December 31, 2012:



	December 31, 2013				December 31, 2012
	Unpaid Principal Balance		Carrying Value		Unpaid Principal Balance		Carrying Value
	(In thousands)
Real estate	$	194	$	117	$	194	$	96
Commercial	344		106		280		136
Installment	500		250		403		173

Note 5—Loans to Bank Customers (continued)

Allowance for Loan Losses

Activity in the allowance for loan losses consisted of the following:



	Year Ended December 31,
	2013			2012			2011
	(In thousands)
Balance, beginning of period	$	475		$	—		$	—
Provision for loans	—			698			—
Loans charged off	(25		)	(223		)	—
Recoveries of loans previously charged off	14			—			—
Balance, end of period	$	464		$	475		$	—

- Definition

The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 3
-URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5066-111524

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 210
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02.3,4)
-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11
-URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5162-111524

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 235
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.4-08.(k))
-URI http://asc.fasb.org/extlink&oid=6881521&loc=d3e23780-122690

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 4
-URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5074-111524

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher AICPA
-Name Statement of Position (SOP)
-Number 01-6
-Paragraph 13
-Subparagraph d
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 02
-Paragraph 3, 4
-Article 5

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 03
-Paragraph 7
-Article 9

Reference 9: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 08
-Paragraph k
-Article 4

+ Details

Loans to Bank Customers

12 Months Ended

Dec. 31, 2013

Loans and Leases Receivable Disclosure [Abstract]

Loans to Bank Customers

The following table presents total outstanding loans, gross of the related allowance for loan losses, and a summary of the related payment status:



	30-59 Days Past Due			60-89 Days Past Due			90 Days or More Past Due			Total Past Due			Total Current or Less Than 30 Days Past Due			Total Outstanding
	(In thousands)
December 31, 2013
Real estate	$	—		$	—		$	11		$	11		$	3,372		$	3,383
Commercial	—			—			—			—			1,474			1,474
Installment	—			—			3			3			2,506			2,509
Total loans	$	—		$	—		$	14		$	14		$	7,352		$	7,366

Percentage of outstanding	—		%	—		%	0.2		%	0.2		%	99.8		%	100.0		%

December 31, 2012
Real estate	$	91		$	—		$	—		$	91		$	3,465		$	3,556
Commercial	77			—			—			77			1,102			1,179
Installment	22			3			—			25			3,267			3,292
Total loans	$	190		$	3		$	—		$	193		$	7,834		$	8,027

Percentage of outstanding	2.4		%	—		%	—		%	2.4		%	97.6		%	100.0		%

Note 5—Loans to Bank Customers (continued)

Nonperforming Loans



	December 31, 2013		December 31, 2012
	(In thousands)
Real estate	$	117	$	96
Commercial	106		136
Installment	250		173
Total loans	$	473	$	405

Credit Quality Indicators

The table below presents the carrying value, gross of the related allowance for loan losses, of our loans within the primary credit quality indicators related to our loan portfolio:



	December 31, 2013				December 31, 2012
	Non-Classified		Classified		Non-Classified		Classified
	(In thousands)
Real estate	$	3,003	$	380	$	3,282	$	274
Commercial	1,323		151		978		201
Installment	2,058		451		2,963		329
Total loans	$	6,384	$	982	$	7,223	$	804

Impaired Loans and Troubled Debt Restructurings



	December 31, 2013				December 31, 2012
	Unpaid Principal Balance		Carrying Value		Unpaid Principal Balance		Carrying Value
	(In thousands)
Real estate	$	194	$	117	$	194	$	96
Commercial	344		106		280		136
Installment	500		250		403		173

Note 5—Loans to Bank Customers (continued)

Allowance for Loan Losses

Activity in the allowance for loan losses consisted of the following:



	Year Ended December 31,
	2013			2012			2011
	(In thousands)
Balance, beginning of period	$	475		$	—		$	—
Provision for loans	—			698			—
Loans charged off	(25		)	(223		)	—
Recoveries of loans previously charged off	14			—			—
Balance, end of period	$	464		$	475		$	—

- Definition

+ References

+ Details

Property & Equipment (Notes)

12 Months Ended

Dec. 31, 2013

Property and Equipment [Abstract]

Property, Plant and Equipment Disclosure [Text Block]

Property and Equipment

Property and equipment consisted of the following:



	December 31,
	2013			2012
	(In thousands)
Land	$	205		$	205
Building	461			543
Computer equipment, furniture, and office equipment	34,508			23,690
Computer software purchased	13,123			10,914
Capitalized internal-use software	62,871			52,501
Tenant improvements	7,482			7,076
	118,650			94,929
Less accumulated depreciation and amortization	(58,177		)	(36,553		)
Property and equipment, net	$	60,473		$	58,376

Depreciation and amortization expense was $27.1 million, $18.1 million and $12.3 million for the years ended December 31, 2013, 2012 and 2011, respectively. Included in those amounts are depreciation expense related to internal-use software of $15.0 million, $9.7 million and $6.0 million for the years ended December 31, 2013, 2012 and 2011, respectively. During the year ended December 31, 2013 we had impairments of $5.2 million associated with capitalized internal-use software we determined were no longer viable. The net carrying value of capitalized internal-use software was $28.1 million, and $30.3 million at December 31, 2013 and 2012, respectively.

- Definition

The entire disclosure for long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software. This disclosure may include property plant and equipment accounting policies and methodology, a schedule of property, plant and equipment gross, additions, deletions, transfers and other changes, depreciation, depletion and amortization expense, net, accumulated depreciation, depletion and amortization expense and useful lives, income statement disclosures, assets held for sale and public utility disclosures.

+ References + Details

Goodwill and Intangible Assets (Notes)

12 Months Ended

Dec. 31, 2013

Goodwill and Intangible Assets Disclosure [Abstract]

Goodwill and Intangible Assets Disclosure [Text Block]

Goodwill and Intangible Assets

Goodwill and intangible assets on our consolidated balance sheets consisted of the following:



	December 31,
	2013		2012
	(In thousands)
Goodwill	$	27,250	$	27,250
Intangible assets, net	3,426		3,554
Goodwill and intangible assets	30,676		30,804

Note 7—Goodwill and Intangible Assets (continued)

Goodwill

Changes in the carrying amount of goodwill were as follows:



	December 31,
	2013		2012
	(In thousands)
Balance, beginning of period	$	27,250	$	10,817
Acquisitions	—		16,350
Other changes	—		83
Balance, end of period	$	27,250	$	27,250

During the three months ended December 31, 2013, we completed our annual goodwill impairment test as of September 30, 2013 for all reporting units. Based on the results of step one of the annual goodwill impairment test, we determined that step two was not required for any of the reporting units as their fair value exceeded their carrying value indicating there was no impairment.

Intangible Assets

The gross carrying amounts and accumulated amortization related to intangibles assets were as follows:



	December 31, 2013					December 31, 2012
	Gross Carrying Value		Accumulated Amortization			Gross Carrying Value		Accumulated Amortization
	(In thousands)					(In thousands)
Finite-lived intangibles	$	926	$	(500	)	$	926	$	(372	)
Indefinite-lived intangibles	3,000		N/A			3,000		N/A
Total intangible assets	$	3,926	$	(500	)	$	3,926	$	(372	)

Amortization expense, a component of other general and administrative expenses, on finite-lived intangibles was $128,000, $130,000, and $100,000 for the years ended December 31, 2013, 2012, and 2011, respectively. None of the intangible assets were impaired as of December 31, 2013 or 2012.

- Definition

The entire disclosure for the aggregate amount of goodwill and a description of intangible assets, which may include (a) for amortizable intangible assets (also referred to as finite-lived intangible assets), the carrying amount, the amount of any significant residual value, and the weighted-average amortization period, (b) for intangible assets not subject to amortization (also referred to as indefinite-lived intangible assets), the carrying amount, and (c) the amount of research and development assets acquired and written off in the period, including the line item in the income statement in which the amounts written off are aggregated, if not readily apparent from the income statement. Also discloses (a) for amortizable intangibles assets in total and by major class, the gross carrying amount and accumulated amortization, the total amortization expense for the period, and the estimated aggregate amortization expense for each of the five succeeding fiscal years, (b) for intangible assets not subject to amortization the carrying amount in total and by major class, and (c) for goodwill, in total and for each reportable segment, the changes in the carrying amount of goodwill during the period (including the aggregate amount of goodwill acquired, the aggregate amount of impairment losses recognized, and the amount of goodwill included in the gain (loss) on disposal of a reporting unit). If any part of goodwill has not been allocated to a reportable segment, discloses the unallocated amount and the reasons for not allocating. For each impairment loss recognized related to an intangible asset (excluding goodwill), discloses: (a) a description of the impaired intangible asset and the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method for determining fair value, (c) the caption in the income statement or the statement of activities in which the impairment loss is aggregated, and (d) the segment in which the impaired intangible asset is reported. For each goodwill impairment loss recognized, discloses: (a) a description of the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method of determining the fair value of the associated reporting unit, and (c) if a recognized impairment loss is an estimate not finalized and the reasons why the estimate is not final. May also disclose the nature and amount of any significant adjustments made to a previous estimate of an impairment loss.

+ References + Details

Deposits (Notes)

12 Months Ended

Dec. 31, 2013

Deposits [Abstract]

Deposit Liabilities Disclosures [Text Block]

Deposits

In November 2012, we transitioned all outstanding customer deposits associated with our card issuing program with Synovus Bank to Green Dot Bank. These deposits are included as "GPR deposits" within non-interest bearing deposit accounts below. Deposits were categorized as non-interest and interest-bearing deposits as follows:



	December 31,
	2013		2012
Non-interest bearing deposit accounts	(In thousands)
GPR deposits	$	204,171	$	165,739
Other demand deposits	—		16,138
Total non-interest bearing deposit accounts	204,171		181,877
Interest-bearing deposit accounts
Negotiable order of withdrawal (NOW)	1,401		1,860
Savings	6,410		5,986
Time deposits, denominations greater than or equal to $100	5,310		6,417
Time deposits, denominations less than $100	2,288		2,311
Total interest-bearing deposit accounts	15,409		16,574
Total deposits	$	219,580	$	198,451

Note 8—Deposits (continued)

The scheduled contractual maturities for total time deposits are presented in the table below:



	December 31, 2013
	(In thousands)
Due in 2014	$	3,551
Due in 2015	2,207
Due in 2016	1,100
Due in 2017	694
Due in 2018	46
Thereafter	—
Total time deposits	$	7,598

- Definition

The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.

+ References + Details

Shareholders' Equity (Notes)	12 Months Ended
Shareholders' Equity (Notes)	Dec. 31, 2013
Stockholders' Equity Note [Abstract]
Stockholders' Equity Note Disclosure [Text Block]	Stockholders’ Equity Convertible Preferred Stock In December 2011, we filed a restated Certificate of Incorporation that authorized 10,085 shares of Series A Convertible Junior Participating Non-Cumulative Perpetual Preferred Stock, or Series A Preferred Stock. We then entered into and completed a share exchange with a significant shareholder, whereby 6,859,000 shares of our Class B common stock were exchanged for 6,859 shares of our newly created series of preferred stock. Our Certificate of Incorporation specified the following rights, preferences, and privileges for our Series A preferred stockholders. Voting Series A Preferred Stock is non-voting, subject to limited exceptions. Dividends Holders of shares of the Series A Preferred Stock are entitled to receive ratable dividends (on an as-converted basis, taking into account the conversion rate applicable to the Series A Preferred Stock at the time) only as, if and when any dividends are paid in respect of our Class A Common Stock. Liquidation In the event of any liquidation, dissolution or winding-up of the affairs of our company (excluding a Reorganization Event (defined below)), of the assets of our company or the proceeds thereof legally available for distribution to our stockholders are distributable ratably among the holders of our Class A Common Stock and any Series A Preferred Stock outstanding at that time after payment to the holders of shares of our Series A Preferred Stock of an amount per share equal to (i) $0.01 plus (ii) any dividends on our Series A Preferred Stock that have been declared but not paid prior to the date of payment of such distribution. In connection with any merger, sale of all or substantially all of the assets or other reorganization involving our company (a “Reorganization Event”) and in which our Class A Common Stock is converted into or exchanged for cash, securities or other consideration, holders of shares of our Series A Preferred Stock will be entitled to receive ratable amounts (on an as-converted basis, taking into account the conversion rate applicable to Series A Preferred Stock at the time) of the same consideration as is payable to holders of our Class A Common Stock pursuant to a Reorganization Event. Conversion Our Series A Preferred Stock is not convertible into any other security except that it converts into Class A Common Stock if it is transferred by a holder (i) in a widespread public distribution, (ii) in a private sale or transfer in which the transferee acquires no more than 2% of any class of voting shares of our company, (iii) to a transferee that owns or controls more than 50% of the voting shares of our company without regard to any transfer from the transferring shareholder or (iv) to our company. Each share of Series A Preferred Stock so transferred will automatically convert into 1,000 shares (subject to appropriate adjustment for any stock split, reverse stock split, stock dividend, recapitalization or other similar event) of our Class A Common Stock. Note 9—Stockholders’ Equity (continued) Common Stock In August 2013, the issued and outstanding shares of our Class B Common Stock declined to less than 10% of the aggregate number of issued and outstanding shares of our Class A Common Stock and Class B Common Stock. Pursuant to the terms of Article V of our Certificate of Incorporation, the issued and outstanding shares of our Class B common stock automatically converted into shares of our Class A common stock. Following this automatic conversion, there is now only a single class of our common stock outstanding. Our Certificate of Incorporation specifies the following rights, preferences, and privileges for our common stockholders. Voting Holders of our Class A common stock are entitled to one vote per share. We have not provided for cumulative voting for the election of directors in our restated Certificate of Incorporation. In addition, our Certificate of Incorporation provides that a holder, or group of affiliated holders, of more than 24.9% of our common stock may not vote shares representing more than 14.9% of the voting power represented by the outstanding shares of our Class A common stock. Dividends Subject to preferences that may apply to any shares of preferred stock outstanding at the time, the holders of outstanding shares of our Class A common stock are entitled to receive dividends out of funds legally available at the times and in the amounts that our board of directors may determine. In the event a dividend is paid in the form of shares of common stock or rights to acquire shares of common stock, the holders of Class A common stock will receive Class A common stock, or rights to acquire Class A common stock, as the case may be. Liquidation Upon our liquidation, dissolution or winding-up, the assets legally available for distribution to our stockholders would be distributable ratably among the holders of our Class A common stock and any participating preferred stock outstanding at that time after payment of liquidation preferences, if any, on any outstanding shares of our preferred stock and payment of other claims of creditors. Preemptive or Similar Rights Our Class A common stock is not entitled to preemptive rights or subject to redemption. Non-Employee Stock-Based Payments Shares Subject to Repurchase In May 2010, we amended our commercial agreement with Walmart, our largest retail distributor, and GE Money Bank. The amendment modifies the terms of our agreement related to our co-branded GPR MoneyCard, which significantly increased the sales commission rates we pay to Walmart for our products sold in their stores. The new agreement commenced on May 1, 2010 with a five-year term. As an incentive to amend our prepaid card program agreement, we issued Walmart 2,208,552 shares of our Class A common stock. These shares are subject to our right to repurchase them at $0.01 per share upon termination of our agreement with Walmart other than a termination arising out of our knowing, intentional and material breach of the agreement. Our right to repurchase the shares lapses with respect to 36,810 shares per month over the sixty months term of the agreement. The repurchase right will expire as to all shares of Class A common stock that remain subject to the repurchase right if we experience a “prohibited change of control,” as defined in the agreement, if we experience a “change of control,” as defined in the stock issuance agreement, or under certain other limited circumstances, which we currently believe are remote. As of December 31, 2013, 588,912 shares of Class A common stock issued to Walmart were subject to our repurchase right. Warrant On March 3, 2009, we entered into a sales and marketing agreement with a third party that contained a contingent warrant feature. The warrant provides the third party with an option to purchase 3,426,765 shares of our common stock at a per share price of $23.70 if certain sales volume or revenue targets are achieved. A further 856,691 shares become eligible for purchase under the warrant should either of these targets be achieved and additional specified marketing and promotional activities take place. Note 9—Stockholders’ Equity (continued) The shares become eligible for purchase under the warrant at any time the targets are achieved prior to the earlier of March 3, 2014 or the termination of the sales and marketing agreement. Once eligible for purchase, the purchase option expires on the earliest of: (1) the date at which the sales and marketing agreement with the third party is terminated; (2) the date of a change of control transaction of our company; or (3) March 3, 2017. The warrant is redeemable for cash by the holder if we fail to perform in accordance with the customary contractual terms of the sales and marketing agreement. Should the third party fail to perform in accordance with the terms of the sales and marketing agreement, we obtain an option to repurchase any shares previously issued under the warrant. As the option to purchase shares under the warrant is contingent upon the achievement of certain sales volume or revenue targets, there is a possibility that no shares will become eligible for purchase. Based on different possible outcomes, we developed a range of fair values for the warrant, and we measured the warrant at its current lowest aggregate fair value within that range. As none of the performance conditions have been met, the lowest aggregate fair value is zero. Accordingly, we have not assigned any value to the warrant in our consolidated financial statements as of December 31, 2013 or 2012. Registration Rights Agreement We are a party to a registration rights agreement with certain of our investors, pursuant to which we have granted those persons or entities the right to register shares of common stock held by them under the Securities Act of 1933, as amended, or the Securities Act. Holders of these rights are entitled to demand that we register their shares of common stock under the Securities Act so long as certain conditions are satisfied and require us to include their shares of common stock in future registration statements that may be filed, either for our own account or for the account of other security holders exercising registration rights. In addition, after an initial public offering, these holders have the right to request that their shares of common stock be registered on a Form S-3 registration statement so long as certain conditions are satisfied and the anticipated aggregate sales price of the registered shares as of the date of filing of the Form S-3 registration statement is at least $1.0 million. The foregoing registration rights are subject to various conditions and limitations, including the right of underwriters of an offering to limit the number of registrable securities that may be included in an offering. The registration rights terminate as to any particular shares on the date on which the holder sells such shares to the public in a registered offering or pursuant to Rule 144 under the Securities Act. We are generally required to bear all of the expenses of these registrations, except underwriting commissions, selling discounts and transfer taxes. We are not obligated under the registration rights agreement to transfer consideration, whether in cash, equity instruments, or adjustments to the terms of the financial instruments that are subject to the registration payment arrangement, to the investors, if the registration statement is not declared effective within the specified time or if effectiveness of the registration statement is not maintained. Comprehensive Income The tax impact on unrealized losses and gains on investment securities available-for-sale for the years ended December 31, 2013 and December 31, 2012 was approximately $(104,000) and $46,000, respectively.

- Definition

The entire disclosure for shareholders' equity, comprised of portions attributable to the parent entity and noncontrolling interest, if any, including other comprehensive income (as applicable). Including, but not limited to: (1) balances of common stock, preferred stock, additional paid-in capital, other capital and retained earnings; (2) accumulated balance for each classification of other comprehensive income and total amount of comprehensive income; (3) amount and nature of changes in separate accounts, including the number of shares authorized and outstanding, number of shares issued upon exercise and conversion, and for other comprehensive income, the adjustments for reclassifications to net income; (4) rights and privileges of each class of stock authorized; (5) basis of treasury stock, if other than cost, and amounts paid and accounting treatment for treasury stock purchased significantly in excess of market; (6) dividends paid or payable per share and in the aggregate for each class of stock for each period presented; (7) dividend restrictions and accumulated preferred dividends in arrears (in aggregate and per share amount); (8) retained earnings appropriations or restrictions, such as dividend restrictions; (9) impact of change in accounting principle, initial adoption of new accounting principle and correction of an error in previously issued financial statements; (10) shares held in trust for Employee Stock Ownership Plan (ESOP); (11) deferred compensation related to issuance of capital stock; (12) note received for issuance of stock; (13) unamortized discount on shares; (14) description, terms, and number of warrants or rights outstanding; (15) shares under subscription and subscription receivables, effective date of new retained earnings after quasi-reorganization and deficit eliminated by quasi-reorganization and, for a period of at least ten years after the effective date, the point in time from which the new retained dates; and (16) retroactive effective of subsequent change in capital structure.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 235
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.4-08.(d),(e))
-URI http://asc.fasb.org/extlink&oid=6881521&loc=d3e23780-122690

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 505
-SubTopic 10
-Section 50
-Paragraph 4
-URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21484-112644

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
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Reference 11: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
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-URI http://asc.fasb.org/extlink&oid=6521494

Reference 12: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 505
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-Name Accounting Standards Codification
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Reference 14: http://www.xbrl.org/2003/role/presentationRef
-Publisher AICPA
-Name Accounting Research Bulletin (ARB)
-Number 43
-Section B
-Paragraph 7, 11A
-Chapter 1
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 15: http://www.xbrl.org/2003/role/presentationRef
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-Name Accounting Principles Board Opinion (APB)
-Number 12
-Paragraph 10
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 16: http://www.xbrl.org/2003/role/presentationRef
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-Name Statement of Financial Accounting Standard (FAS)
-Number 5
-Paragraph 15
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

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-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 08
-Paragraph d
-Article 4

Reference 18: http://www.xbrl.org/2003/role/presentationRef
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-Name Regulation S-X (SX)
-Number 210
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-Paragraph 29, 30, 31
-Article 5

Reference 19: http://www.xbrl.org/2003/role/presentationRef
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-Name Staff Accounting Bulletin (SAB)
-Number Topic 4
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Reference 20: http://www.xbrl.org/2003/role/presentationRef
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-Name Regulation S-X (SX)
-Number 210
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Reference 21: http://www.xbrl.org/2003/role/presentationRef
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-Name Staff Accounting Bulletin (SAB)
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Reference 22: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 129
-Paragraph 2, 3, 4, 5, 6, 7, 8
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 23: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 04
-Article 3

+ Details

Employee Stock-Based Compensation

12 Months Ended

Dec. 31, 2013

Share-based Compensation [Abstract]

Employee Stock-Based Compensation

In January 2001, we adopted the 2001 Stock Plan. The 2001 Stock Plan provided for the granting of incentive stock options, nonqualified stock options and other stock awards. Options granted under the 2001 Stock Plan generally vest over four years and expire five years or ten years from the date of grant. This stock plan is no longer in effect with the automatic conversion of all Class B Common Stock to Class A Common Stock in August 2013 as noted within Note 9—Stockholders’ Equity.

In June 2010, our board of directors adopted, and in July 2010 our stockholders approved, the 2010 Equity Incentive Plan, which replaced our 2001 Stock Plan, and the 2010 Employee Stock Purchase Plan. The 2010 Equity Incentive Plan authorizes the award of stock options, restricted stock awards, stock appreciation rights, restricted stock units, performance shares and stock bonuses. Options granted under the 2010 Equity Incentive Plan generally vest over four years and expire five years or ten years from the date of grant. The 2010 Employee Stock Purchase Plan enables eligible employees to purchase shares of our Class A common stock periodically at a discount. Our 2010 Employee Stock Purchase Plan is intended to qualify as an employee stock purchase plan under Section 423 of the Internal Revenue Code.

Note 10—Employee Stock-Based Compensation (continued)

We reserved 2,000,000 shares and 200,000 shares of our Class A common stock for issuance under our 2010 Equity Incentive Plan and 2010 Employee Stock Purchase Plan, respectively. The number of shares reserved for issuance under our 2010 Equity Incentive Plan and our 2010 Employee Stock Purchase Plan automatically increase on the first day of January of each of 2011 through 2014 and 2011 through 2018, respectively, by up to a number of shares equal to 3% of the total outstanding shares our Class A common stock as of the immediately preceding December 31st. Our board of directors or its compensation committee may reduce the amount of the annual increase under the 2010 Equity Incentive Plan or 2010 Employee Stock Purchase Plan in any particular year. Options granted under the 2010 Equity Incentive Plan generally vest over four years and expire five or ten years from the date of grant.

Stock-based compensation for the years ended December 31, 2013, 2012, and 2011 includes expense related to awards of stock options and restricted stock units and purchases under the 2010 Employee Stock Purchase Plan. Total stock-based compensation expense and the related income tax benefit are as follows:



	Year Ended December 31,
	2013		2012		2011
	(In thousands)
Total stock-based compensation expense	$	14,703	$	12,734	$	9,524
Related income tax benefit	1,410		1,465		1,890

Options and restricted stock units granted on or after July 21, 2010 are issued under the 2010 Equity Incentive Plan and options granted prior to July 21, 2010 were issued under the 2001 Stock Plan, the predecessor to our 2010 Equity Incentive Plan. We have reserved shares of our Class A common stock common stock for issuance under the 2010 Equity Incentive Plan.

The following table summarizes stock options and restricted stock units granted:



	Year Ended December 31,
	2013		2012		2011
	(In thousands, except per share data)
Stock options granted	2,236		2,247		889
Weighted-average exercise price	$	18.88	$	19.35	$	38.70
Weighted-average grant-date fair value	$	7.20	$	8.92	$	18.62

Restricted stock units granted	1,272		613		111
Weighted-average grant-date fair value	$	22.16	$	14.14	$	33.46

We estimated the fair value of each stock option grant on the date of grant using the following weighted-average assumptions:



	Year Ended December 31,
	2013		2012		2011
Risk-free interest rate	1.2	%	1.0	%	2.1	%
Expected term (life) of options (in years)	5.86		6.07		6.06
Expected dividends	—		—		—
Expected volatility	43.4	%	47.5	%	48.3	%

Determining the fair value of stock-based awards at their respective grant dates requires considerable judgment, including estimating expected volatility and expected term (life). We based our expected volatility on the historical volatility of comparable public companies over the option’s expected term. We calculated our expected term based on the simplified method, which is the mid-point between the weighted-average graded-vesting term and the contractual term. The simplified method was chosen as a means to determine expected term as we have limited historical option exercise experience as a public company. We derived the risk-free rate from the average yield for the five-and seven-year zero-coupon U.S. Treasury Strips. We estimate forfeitures at the grant date based on our historical forfeiture rate and revise the estimate, if necessary, in subsequent periods if actual forfeitures differ from those estimates.

Note 10—Employee Stock-Based Compensation (continued)

Stock option activity for the year ended December 31, 2013 was as follows:



	Options		Weighted-Average Exercise Price		Weighted-Average Remaining Contractual Life (in Years)	Aggregate Intrinsic Value
	(In thousands, except per share data and years)
Outstanding at December 31, 2012	5,717		$	15.72
Options granted	2,236		18.88
Options exercised	(1,428	)	9.67
Options canceled	(1,313	)	24.36
Outstanding at December 31, 2013	5,212		$	16.62	6.73	$	48,290
Vested or expected to vest at December 31, 2013	4,956		16.48		6.61	$	46,690
Exercisable at December 31, 2013	2,456		14.03		4.26	$	29,555

The total intrinsic value of options exercised was $17.9 million, $8.5 million and $4.4 million for the years ended December 31, 2013, 2012, and 2011, respectively.

Restricted stock unit activity for the year ended December 31, 2013 was as follows:



	Shares		Weighted-Average Grant-Date Fair Value
	(In thousands)
Outstanding at December 31, 2012	616		$	15.10
Restricted stock units granted	1,272		$	22.16
Restricted stock units canceled	(238	)	$	17.54
Restricted stock units vested	(196	)	$	15.22
Outstanding at December 31, 2013	1,454		$	20.87

The total fair value of shares vested for the years ended December 31, 2013 and 2012 was $4.5 million and $0.4 million, respectively, based on the price of our Class A common stock on the vesting date. No restricted stock units vested prior to 2012.

At December 31, 2013, there was $19.3 million and $24.4 million of aggregate unrecognized compensation cost related to unvested stock options and restricted stock units, respectively, expected to be recognized in compensation expense in future periods, with a weighted-average period of 2.9 years and 3.4 years, respectively. Approximately 0.5 million shares are available for grant under the 2010 Equity Incentive Plan as of December 31, 2013.

Stock-Based Retailer Incentive Compensation

As discussed in Note 9 — Stockholders’ Equity, we issued Walmart 2,208,552 shares of our Class A common stock. We recognize the fair value of 36,810 shares each month over the 60-month term of the commercial agreement. An early expiration of our right to repurchase as described above would, however, result in the recognition of the fair value of all the shares still subject to repurchase on the date of the expiration. We currently assess an early expiration of our repurchase right to be remote. We record the fair value recognized as stock-based retailer incentive compensation, a contra-revenue component of our total operating revenues. We recognize monthly the fair value of the shares for which our right to repurchase has lapsed using the then-current fair market value of our Class A common stock. We recognized $8.7 million, $8.3 million and $17.3 million of stock-based retailer incentive compensation for the years ended December 31, 2013, 2012, and 2011, respectively.

- Definition

The entire disclosure for compensation-related costs for equity-based compensation, which may include disclosure of policies, compensation plan details, allocation of equity compensation, incentive distributions, equity-based arrangements to obtain goods and services, deferred compensation arrangements, employee stock ownership plan details and employee stock purchase plan details.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 505
-SubTopic 50
-Section 50
-Paragraph 1
-URI http://asc.fasb.org/extlink&oid=6406099&loc=d3e25284-112666

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 718
-SubTopic 40
-Section 50
-Paragraph 1
-URI http://asc.fasb.org/extlink&oid=6418621&loc=d3e17540-113929

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 718
-SubTopic 10
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-URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
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-URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5047-113901

Reference 5: http://www.xbrl.org/2003/role/presentationRef
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-Name Accounting Standards Codification
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-URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5444-113901

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Staff Accounting Bulletin (SAB)
-Number Topic 14

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 123R
-Paragraph 64, 65, A240
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher AICPA
-Name Statement of Position (SOP)
-Number 93-6
-Paragraph 53
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Income Taxes

12 Months Ended

Dec. 31, 2013

Income Tax Disclosure [Abstract]

Income Taxes

The components of income tax expense included in our consolidated statements of operations were as follows:



	Year Ended December 31,
	2013			2012			2011
	(In thousands)
Current:
Federal	$	11,880		$	21,322		$	29,583
State	1,116			1,805			2,096
Current income tax expense	12,996			23,127			31,679
Deferred:
Federal	$	6,776		5,931			251
State	(1,312		)	(139		)	—
Deferred income tax expense	5,464			5,792			251
Income tax expense	$	18,460		$	28,919		$	31,930

Income tax expense differs from the amount computed by applying the statutory federal income tax rate to income before income taxes. The sources and tax effects of the differences are as follows:



	Year Ended December 31,
	2013		2012		2011
U.S. federal statutory tax rate	35.0	%	35.0	%	35.0	%
State income taxes, net of federal benefit	(0.2	)	1.9		1.6
General business credits	(2.3	)	(0.4	)	—
Employee stock-based compensation	1.4		1.4		1.2
Other	1.2		0.3		0.2
Effective tax rate	35.1	%	38.2	%	38.0	%

The effective tax rate for the year ended December 31, 2013 was impacted by our recognition of federal and state general business credits related to 2012 and 2013 of $1.2 million.

Note 11—Income Taxes (continued)

The tax effects of temporary difference that give rise to significant portions of our deferred tax assets and liabilities were as follows:



	December 31,
	2013			2012
	(In thousands)
Deferred tax assets:
Net operating loss carryforwards	$	12,276		$	13,655
Stock-based compensation	6,397			7,057
Reserve for overdrawn accounts	4,088			6,130
Accrued liabilities	5,354			3,191
Tax credit carryforwards	2,298			—
Other	984			1,272
Gross deferred tax assets	31,397			31,305
Valuation allowance	(1,228		)	(1,262		)
Total deferred tax assets, net of valuation allowance	$	30,169		$	30,043

Deferred tax liabilities:
Internal-use software costs	$	10,587		$	9,986
Property and equipment, net	5,534			6,013
Deferred expenses	5,083			4,013
Intangible assets	1,156			1,386
Gift card revenue	6,637			1,063
Other	1,526			475
Total deferred tax liabilities	$	30,523		$	22,936

Net deferred tax (liabilities) assets	$	(354	)	$	7,107

Total net deferred tax assets and liabilities are included in our consolidated balance sheets as follows:



	December 31,
	2013			2012
	(In thousands)
Current net deferred tax (liabilities) assets	$	(3,716	)	$	2,478
Noncurrent net deferred tax assets	3,362			4,629
Net deferred tax (liabilities) assets	$	(354	)	$	7,107

We establish a valuation allowance when we consider it more-likely-than-not that some portion or all of the deferred tax assets will not be realized. We believe uncertainty exists regarding the realizability of certain operating losses and have, therefore, established a valuation allowance for this portion of the deferred tax asset. Future changes in the valuation allowance associated with these deferred tax assets will be recognized as a reduction or increase to income tax expense.

We are subject to examination by the Internal Revenue Service, or IRS, and various state tax authorities. Our consolidated federal income tax return for the year ended July 31, 2008 has been examined by the IRS, and there were no material changes in our tax liabilities for that year. Our consolidated federal income tax returns for the year ended July 31, 2009, the five-months ended December 31, 2009 and the years ended December 31, 2010 and 2011 are currently under examination by the IRS. We remain subject to examination of our federal income tax returns for the year ended December 31, 2012. We generally remain subject to examination of our various state income tax returns for a period of four to five years from the respective dates the returns were filed.

As of December 31, 2013, we have net operating loss carryforwards of approximately $29.7 million and $28.4 million for federal and state tax purposes, respectively, which will be available to offset future income. If not used, these carryforwards will expire between 2025 and 2031. In addition, we have state business tax credits of approximately $1.2 million that will expire between 2028 and 2033 and other state business tax credits of approximately $1.1 million that can be carried forward indefinitely.

Note 11—Income Taxes (continued)

Certain limitations may be placed on net operating loss carryforwards as a result of changes in control as defined in Section 382 of the Internal Revenue Code. In the event a change in control occurs, it will have the effect of limiting the annual usage of the operating loss carryforwards.

As of December 31, 2013 and 2012, we had a liability of $3.7 million and $1.5 million, respectively, for unrecognized tax benefits related to various federal and state income tax matters excluding interest, penalties and related tax benefits. The reconciliation of the beginning unrecognized tax benefits balance to the ending balance is as follows:



	Year Ended December 31,
	2013		2012		2011
	(In thousands)
Beginning balance	$	1,481	$	—	$	—
Increases related to positions taken during prior years	931		970		—
Increases related to positions taken during the current year	1,312		511		—
Ending balance	$	3,724	$	1,481	$	—

The total amount of unrecognized tax benefits that, if recognized, would affect the effective tax rate	$	3,724	$	1,481	$	—

We recognized accrued interest and penalties related to unrecognized tax benefits for the years ended December 31, 2013 and 2012, of approximately $338,000 and $0, respectively.

- Definition

The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.

+ References

+ Details

Earnings per Common Share

12 Months Ended

Dec. 31, 2013

Earnings Per Share [Abstract]

Earnings per Common Share

In August 2013, the issued and outstanding shares of our Class B Common Stock declined to less than 10% of the aggregate number of issued and outstanding shares of our Class A Common Stock and Class B Common Stock. Pursuant to the terms of Article V of our Certificate of Incorporation, the issued and outstanding shares of our Class B common stock automatically converted into shares of our Class A common stock. Following this automatic conversion, there is now only a single class of our common stock outstanding. As Class B common stock was outstanding for a portion of the year, we continue to disclose earnings per common share, or EPS, for both classes of common stock.

The calculation of basic and diluted EPS was as follows:



	Year Ended December 31,
	2013			2012			2011
	(In thousands, except per share data)
Basic earnings per Class A common share
Net income	$	34,040		$	47,219		$	52,083
Income attributable to preferred stock	(5,360		)	(7,599		)	(558		)
Income attributable to other classes of common stock	(2,677		)	(6,719		)	(24,022		)
Net income allocated to Class A common stockholders	$	26,003		$	32,901		$	27,503
Weighted-average Class A shares issued and outstanding	33,272			29,698			22,238
Basic earnings per Class A common share	$	0.78		$	1.11		$	1.24

Diluted earnings per Class A common share
Net income allocated to Class A common stockholders	$	26,003		$	32,901		$	27,503
Re-allocated earnings	2,207			5,612			22,549
Diluted net income allocated to Class A common stockholders	28,210			38,513			50,052
Weighted-average Class A shares issued and outstanding	33,272			29,698			22,238
Dilutive potential common shares:
Class B common stock	2,603			6,150			19,822
Stock options	1,078			20			—
Restricted stock units	203			43			3
Employee stock purchase plan	—			22			2
Diluted weighted-average Class A shares issued and outstanding	37,156			35,933			42,065
Diluted earnings per Class A common share	$	0.76		$	1.07		$	1.19

Note 12—Earnings per Common Share (continued)



	Year Ended December 31,
	2013			2012			2011
	(In thousands, except per share data)
Basic earnings per Class B common share
Net income	$	34,040		$	47,219		$	52,083
Income attributable to preferred stock	(5,360		)	(7,599		)	(558		)
Income attributable to other classes of common stock	(26,645		)	(34,301		)	(29,613		)
Net income allocated to Class B common stockholders	$	2,035		$	5,319		$	21,912
Weighted-average Class B shares issued and outstanding	2,603			4,801			17,718
Basic earnings per Class B common share	$	0.78		$	1.11		$	1.24

Diluted earnings per Class B common share
Net income allocated to Class B common stockholders	$	2,035		$	5,319		$	21,912
Re-allocated earnings	(58		)	1,273			1,673
Diluted net income allocated to Class B common stockholders	$	1,977		$	6,592		$	23,585
Weighted-average Class B shares issued and outstanding	2,603			4,801			17,718
Dilutive potential common shares:
Stock options	—			1,349			2,104
Diluted weighted-average Class B shares issued and outstanding	2,603			6,150			19,822
Diluted earnings per Class B common share	$	0.76		$	1.07		$	1.19

As of December 31, 2013, 588,912 shares of Class A common stock issued to Walmart were subject to our repurchase right. Basic and diluted EPS for these shares were the same as basic and diluted EPS for our Class A common stock for the years ended December 31, 2013 and 2012.

We excluded from the computation of basic EPS all shares issuable under an unvested warrant to purchase 4,283,456 shares of our Class A common stock, as the related performance conditions had not been satisfied.

For the periods presented, we excluded all shares of convertible preferred stock and certain stock options outstanding, which could potentially dilute basic EPS in the future, from the computation of diluted EPS as their effect was anti-dilutive. The following table shows the weighted-average number of anti-dilutive shares excluded from the diluted EPS calculation:



	Year Ended December 31,
	2013	2012	2011
	(In thousands, except per share data)
Class A common stock
Options to purchase Class A common stock	994	1,408	258
Restricted stock units	39	26	—
Conversion of convertible preferred stock	6,859	6,859	451
Total options, restricted stock units and convertible preferred stock	7,892	8,293	709
Class B common stock
Options to purchase Class B common stock	—	122	5
Total options	—	122	5

Fair Value Measurements

12 Months Ended

Dec. 31, 2013

Fair Value Disclosures [Abstract]

Fair Value Measurements

Note 13—Fair Value Measurements (continued)

For more information regarding the fair value hierarchy and how we measure fair value, see Note 2–Summary of Significant Accounting Policies.

As of December 31, 2013 and December 31, 2012, our assets carried at fair value on a recurring basis were as follows:



	Level 1		Level 2		Level 3		Total Fair Value
December 31, 2013	(In thousands)
Corporate bonds	$	—	$	70,997	$	—	$	70,997
Commercial paper	—		49,321		—		49,321
Negotiable certificate of deposit	—		4,403		—		4,403
U.S. Treasury notes	—		14,278		—		14,278
Agency securities	—		14,959		—		14,959
Mortgage-backed securities	—		4,001		—		4,001
Municipal bonds	—		19,031		—		19,031
Asset-backed securities	—		21,754		—		21,754
Total	$	—	$	198,744	$	—	$	198,744

December 31, 2012
Corporate bonds	$	—	$	37,357	$	—	$	37,357
Commercial paper	—		55,748		—		55,748
Negotiable certificate of deposit	—		4,414		—		4,414
U.S. treasury notes	—		22,267		—		22,267
Agency securities	—		25,867		—		25,867
Municipal bonds	—		11,568		—		11,568
Asset-backed securities	—		26,566		—		26,566
Total	$	—	$	183,787	$	—	$	183,787

We based the fair value of our fixed income securities held as of December 31, 2013 and December 31, 2012 on quoted prices in active markets for similar assets. We had no transfers between Level 1, Level 2 or Level 3 assets during the years ended December 31, 2013 or 2012.

- Definition

The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 820
-SubTopic 10
-Section 50
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=7578670&loc=d3e19207-110258

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-Name Accounting Standards Codification
-Topic 825
-SubTopic 10
-Section 50
-Paragraph 30
-URI http://asc.fasb.org/extlink&oid=6957238&loc=d3e14172-108612

Reference 3: http://www.xbrl.org/2003/role/presentationRef
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-Name Accounting Standards Codification
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-Section 50
-Paragraph 21
-URI http://asc.fasb.org/extlink&oid=7491637&loc=d3e13537-108611

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-Name Accounting Standards Codification
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-Section 50
-Paragraph 28
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Reference 6: http://www.xbrl.org/2003/role/presentationRef
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-Section 50
-Paragraph 10
-URI http://asc.fasb.org/extlink&oid=7491637&loc=d3e13433-108611

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 107
-Paragraph 15B
-Subparagraph a, b
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 8: http://www.xbrl.org/2003/role/presentationRef
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-Name Statement of Financial Accounting Standard (FAS)
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-Paragraph 44A, 44B
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 9: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 159
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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 10: http://www.xbrl.org/2003/role/presentationRef
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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 11: http://www.xbrl.org/2003/role/presentationRef
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Reference 12: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 157
-Paragraph 32, 33, 34
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 13: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 107
-Paragraph 3, 10, 14, 15
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Fair Value of Financial Instruments

12 Months Ended

Dec. 31, 2013

Fair Value Disclosures [Abstract]

Fair Value of Financial Instruments

The following describes the valuation technique for determining the fair value of financial instruments, whether or not such instruments are carried at fair value on our consolidated balance sheets.

Short-term Financial Instruments

Our short-term financial instruments consist principally of unrestricted and restricted cash and cash equivalents, federal funds sold, settlement assets and obligations, and obligations to customers. These financial instruments are short-term in nature, and, accordingly, we believe their carrying amounts approximate their fair values. Under the fair value hierarchy, these instruments are classified as Level 1.

Investment Securities

The fair values of investment securities have been derived using methodologies referenced in Note 2–Summary of Significant Accounting Policies. Under the fair value hierarchy, our investment securities are classified as Level 2.

Loans

We determined the fair values of loans by discounting both principal and interest cash flows expected to be collected using a discount rate commensurate with the risk that we believe a market participant would consider in determining fair value. Under the fair value hierarchy, our loans are classified as Level 3.

Note 14—Fair Value of Financial Instruments (continued)

Deposits

The fair value of demand and interest checking deposits and savings deposits is the amount payable on demand at the reporting date. We determined the fair value of time deposits by discounting expected future cash flows using market-derived rates based on our market yields on certificates of deposit, by maturity, at the measurement date. Under the fair value hierarchy, our deposits are classified as Level 2.

Fair Value of Financial Instruments

The carrying values and fair values of certain financial instruments that were not carried at fair value, excluding short-term financial instruments for which the carrying value approximates fair value, at December 31, 2013 and December 31, 2012 are presented in the table below.



	December 31, 2013				December 31, 2012
	Carrying Value		Fair Value		Carrying Value		Fair Value
	(In thousands)
Financial Assets
Loans to bank customers, net of allowance	$	6,902	$	5,926	$	7,552	$	5,719

Financial Liabilities
Deposits	$	219,580	$	219,534	$	198,451	$	198,369

Borrowing Agreements Level 1 (Notes)

12 Months Ended

Dec. 31, 2013

Line of Credit Facility [Line Items]

Debt Disclosure [Text Block]

Borrowing Agreements

In connection with the transition of all outstanding customer deposits associated with our card issuing program with Synovus Bank to our subsidiary bank, in November 2012, our line of credit with Columbus Bank and Trust Company was terminated. Prior to the termination, we used the line of credit to fund timing differences between funds remitted by our retail distributors to the banks that issue our cards and funds utilized by our cardholders. For the periods presented below, our line of credit had the following terms:



	Line of Credit		Interest Rate	Cash Collateral Requirements
	(In millions, except interest rates)
March 2012 - November 2012	$	10.0	LIBOR + 2.00%	$	10.0
March 2011 - March 2012	$	10.0	LIBOR + 2.00%	$	10.0

We present our cash collateral requirements on our consolidated balance sheets as restricted cash. There were no outstanding borrowings at December 31, 2013.

- Definition

The entire disclosure for information about short-term and long-term debt arrangements, which includes amounts of borrowings under each line of credit, note payable, commercial paper issue, bonds indenture, debenture issue, own-share lending arrangements and any other contractual agreement to repay funds, and about the underlying arrangements, rationale for a classification as long-term, including repayment terms, interest rates, collateral provided, restrictions on use of assets and activities, whether or not in compliance with debt covenants, and other matters important to users of the financial statements, such as the effects of refinancing and noncompliance with debt covenants.

+ References + Details

Concentrations of Credit Risk Level 1(Notes)

12 Months Ended

Dec. 31, 2013

Concentrations of Credit Risk [Abstract]

Concentration Risk Disclosure [Text Block]

Concentrations of Credit Risk

Financial instruments that subject us to concentration of credit risk consist primarily of unrestricted cash and cash equivalents, restricted cash, investment securities, accounts receivable, loans and settlement assets. We deposit our unrestricted cash and cash equivalents and our restricted cash with regional and national banking institutions that we periodically monitor and evaluate for creditworthiness. Credit risk for our investment securities is mitigated by the types of investment securities in our portfolio, which must comply with strict investment guidelines that we believe appropriately ensures the preservation of invested capital. Credit risk for our accounts receivable is concentrated with card issuing banks and our customers, and this risk is mitigated by the relatively short collection period and our large customer base. We do not require or maintain collateral for accounts receivable. We maintain reserves for uncollectible overdrawn accounts and uncollectible trade receivables. Approximately 94.1% of our borrowers reside in the state of Utah and approximately 41.0% in the city of Provo. Consequently, we are susceptible to any adverse market or environmental conditions that may impact this specific geographic region. Credit risk for our settlement assets is concentrated with our retail distributors, which we periodically monitor.

Significant Customer Concentration

A credit concentration may exist if customers are involved in similar industries, economic sectors, and geographic regions. Our retail distributors operate in similar economic sectors but diverse domestic geographic regions. The loss of a significant retail distributor could have a material adverse effect upon our card sales, profitability, and revenue growth.

Revenues derived from our products sold at our four largest retail distributors represented the following percentages of our total operating revenues:



	Year Ended December 31,
	2013	2012	2011
Walmart	64%	64%	61%
Three other largest retail distributors, as a group	22%	20%	20%

Excluding stock-based retailer incentive compensation of $8.7 million, $8.3 million, $17.3 million and for the years ended December 31, 2013, 2012, and 2011, respectively, revenues derived from our products sold at our four largest retail distributors represented the following percentages of our total operating revenues:



	Year Ended December 31,
	2013	2012	2011
Walmart	65%	65%	62%
Three other largest retail distributors, as a group	21%	20%	19%

The concentration of GPR cards activated (in units) and the concentration of sales of cash transfer products (in units) derived from our products sold at our four largest retail distributors was as follows:



	Year Ended December 31,
	2013	2012	2011
Concentration of GPR cards activated (in units)	82%	87%	80%
Concentration of sales of cash transfer products (in units)	87%	88%	90%

Settlement assets derived from our products sold at our four largest retail distributors comprised the following percentages of the settlement assets recorded on our consolidated balance sheet:



	December 31, 2013	December 31, 2012
Walmart	34%	35%
Three other largest retail distributors, as a group	39%	38%

Note 19—Significant Customer Concentration (continued)

At December 31, 2013 and December 31, 2012, the customer funds underlying the Walmart co-branded GPR cards were held by GE Capital Retail Bank. These funds are held in trust for the benefit of the customers, and we have no legal rights to the customer funds. Additionally, we have receivables due from GE Capital Retail Bank that are included in accounts receivable, net, on our consolidated balance sheets. Refer to Note 22 — Subsequent Events for additional information regarding our relationship with GE Capital Retail Bank.

- Definition

The entire disclosure for any concentrations existing at the date of the financial statements that make an entity vulnerable to a reasonably possible, near-term, severe impact. This disclosure informs financial statement users about the general nature of the risk associated with the concentration, and may indicate the percentage of concentration risk as of the balance sheet date.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
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-SubTopic 10
-Section 50
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-URI http://asc.fasb.org/extlink&oid=6927468&loc=d3e6327-108592

Reference 2: http://www.xbrl.org/2003/role/presentationRef
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Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher AICPA
-Name Statement of Position (SOP)
-Number 94-6
-Paragraph 21, 22, 24
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 107
-Paragraph 15A
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Defined Contribution Plan (Notes)	12 Months Ended
Defined Contribution Plan (Notes)	Dec. 31, 2013
Defined Contribution Plan [Abstract]
Pension and Other Postretirement Benefits Disclosure [Text Block]	Defined Contribution Plan On January 1, 2004, we established a defined contribution savings plan under Section 401(k) of the Internal Revenue Code. Employees who have attained at least 21 years of age are generally eligible to participate in the plan on the first day of the calendar month following the month in which they commence service with us. Participants may make pre-tax contributions to the plan from their eligible earnings up to the statutorily prescribed annual limit on pre-tax contributions under the code. We may contribute to the plan at the discretion of our board of directors. Effective January 1, 2010, our board elected to include a discretionary employer matching contribution equal to 50% of the first 6% of the participant’s eligible compensation as defined by the Plan. Effective January 1, 2013, our board elected to cancel the discretionary employer matching contributions. Our contributions are allocated in the same manner as that of the participant’s elective contributions. We made contributions to the plan of $0.1 million, $1.2 million, and $0.9 million for the years ended December 31, 2013, 2012 and 2011, respectively. Amounts contributed in the year ended December 31, 2013 were related to matching contributions on employee contributions during the year ended December 31, 2012 which were not received until 2013.

- Definition

The entire disclosure for pension and other postretirement benefits.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 715
-URI http://asc.fasb.org/topic&trid=2235017

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Implementation Guide (Q and A)
-Number FAS88
-Paragraph 63
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef
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-Name Statement of Financial Accounting Standard (FAS)
-Number 132R
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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef
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-Name Statement of Financial Accounting Standard (FAS)
-Number 106
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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef
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Reference 6: http://www.xbrl.org/2003/role/presentationRef
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-Name Emerging Issues Task Force (EITF)
-Number 03-2
-Paragraph 8
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
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Reference 8: http://www.xbrl.org/2003/role/presentationRef
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-Number 132R
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Reference 9: http://www.xbrl.org/2003/role/presentationRef
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Reference 12: http://www.xbrl.org/2003/role/presentationRef
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Reference 13: http://www.xbrl.org/2003/role/presentationRef
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Reference 14: http://www.xbrl.org/2003/role/presentationRef
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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Commitments and Contingencies

12 Months Ended

Dec. 31, 2013

Commitments and Contingencies Disclosure [Abstract]

Commitments and Contingencies

In December 2011, we entered into a ten-year office lease for 140,000 square feet of office space in Pasadena, California. This facility serves as our corporate headquarters. The initial term of the lease is ten years and is scheduled to expire on October 31, 2022. We are also bound to a property sub-lease agreement of approximately 5,000 square feet that expired in December 2013 and maintain smaller administrative or project offices. Our total rental expense for these and former leases amounted to $5.3 million, $6.4 million and $2.6 million for the years ended December 31, 2013, 2012 and 2011, respectively.

At December 31, 2013, the future minimum aggregate rental commitment under all operating leases and minimum annual payments through various agreements with vendors and retail distributors was:



	Operating Leases		Vendor/Retail Distributor Commitments
Year ending December 31,	(In thousands)
2014	$	4,187	$	9,558
2015	4,596		1,910
2016	4,726		6,550
2017	4,186		1,625
2018	4,156		12,600
Thereafter	17,108		3,150
Total of future commitments	$	38,959	$	35,393

In the event we terminate our processing services agreement for convenience, we are required to pay a single lump sum equal to any minimum payments remaining on the date of termination.

We monitor the laws of all 50 states to identify state laws or regulations that apply to prepaid debit cards and other stored value products. Many state laws do not specifically address stored value products and what, if any, legal or regulatory requirements (including licensing) apply to the sale of these products. We have obtained money transmitter licenses (or similar such licenses) where applicable, based on advice of counsel or when we have been requested to do so. If we were found to be in violation of any laws and regulations governing banking, money transmitters, electronic fund transfers, or money laundering in the United States or abroad, we could be subject to penalties or could be forced to change our business practices.

In the ordinary course of business, we are a party to various legal proceedings. We review these actions on an ongoing basis to determine whether it is probable that a loss has occurred and use that information when making accrual and disclosure decisions. We have not established reserves or possible ranges of losses related to these proceedings because, at this time in the proceedings, the matters do not relate to a probable loss and/or the amounts are not reasonably estimable.

Note 18—Commitments and Contingencies (continued)

From time to time we enter into contracts containing provisions that contingently require us to indemnify various parties against claims from third parties. These contracts primarily relate to: (i) contracts with our card issuing banks, under which we are responsible to them for any unrecovered overdrafts on cardholders’ accounts; (ii) certain real estate leases, under which we may be required to indemnify property owners for environmental and other liabilities, and other claims arising from our use of the premises; (iii) certain agreements with our officers, directors, and employees, under which we may be required to indemnify these persons for liabilities arising out of their relationship with us; and (iv) contracts under which we may be required to indemnify our retail distributors, suppliers, vendors and other parties with whom we have contracts against third-party claims that our products infringe a patent, copyright, or other intellectual property right claims arising from our acts, omissions, or violation of law.

Generally, a maximum obligation under these contracts is not explicitly stated. Because the obligated amounts associated with these types of agreements are not explicitly stated, the overall maximum amount of the obligation cannot be reasonably estimated. With the exception of overdrafts on cardholders’ accounts, historically, we have not been required to make payments under these and similar contingent obligations, and no liabilities have been recorded for these obligations in our consolidated balance sheets.

For additional information regarding overdrafts on cardholders’ accounts, refer to Note 4 — Accounts Receivable.

- Definition

The entire disclosure for commitments and contingencies.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 825
-SubTopic 20
-Section 50
-Paragraph 1
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-Publisher FASB
-Name FASB Interpretation (FIN)
-Number 14
-Paragraph 3
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Reference 7: http://www.xbrl.org/2003/role/presentationRef
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-Name Statement of Financial Accounting Standard (FAS)
-Number 5
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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Significant Customer Concentrations

12 Months Ended

Dec. 31, 2013

Significant Customer Concentrations [Abstract]

Significant Customer Concentrations

Concentrations of Credit Risk

Significant Customer Concentration

Revenues derived from our products sold at our four largest retail distributors represented the following percentages of our total operating revenues:



	Year Ended December 31,
	2013	2012	2011
Walmart	64%	64%	61%
Three other largest retail distributors, as a group	22%	20%	20%



	Year Ended December 31,
	2013	2012	2011
Walmart	65%	65%	62%
Three other largest retail distributors, as a group	21%	20%	19%



	Year Ended December 31,
	2013	2012	2011
Concentration of GPR cards activated (in units)	82%	87%	80%
Concentration of sales of cash transfer products (in units)	87%	88%	90%

Settlement assets derived from our products sold at our four largest retail distributors comprised the following percentages of the settlement assets recorded on our consolidated balance sheet:



	December 31, 2013	December 31, 2012
Walmart	34%	35%
Three other largest retail distributors, as a group	39%	38%

Note 19—Significant Customer Concentration (continued)

- Definition

+ References

+ Details

Regulatory Requirements (Notes)

12 Months Ended

Dec. 31, 2013

Regulatory Requirements [Abstract]

Regulatory Capital Requirements under Banking Regulations [Text Block]

Regulatory Matters and Capital Adequacy

Regulatory Requirements

Our subsidiary bank, Green Dot Bank, is a member bank of the Federal Reserve System and our primary regulator is the Federal Reserve Board. We are subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can initiate certain mandatory actions by regulators that, if undertaken, could have a direct material effect on our financial statements. Under capital adequacy guidelines, we must meet specific capital guidelines that involve quantitative measures of the assets, liabilities and certain off-balance sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors.

As of December 31, 2013, we were categorized as well capitalized under the regulatory framework for prompt corrective action. To be categorized as well capitalized, we must maintain specific total risk-based, Tier I risk-based, and Tier I leverage ratios as set forth in the table below. There are no conditions or events since December 31, 2013 which management believes would have changed our category as well capitalized.

The actual amounts and ratios, and required minimum capital amounts and ratios by which we exceed these minimum ratios at December 31, 2013 and 2012 were as follows:



	Actual			Regulatory "well capitalized" minimum
	Amount	Ratio		Amount	Ratio
December 31, 2013	(In thousands, except ratios)
Tier 1 leverage	370,476	45.8	%	40,418	5.0	%
Tier 1 risk-based capital	370,476	100.8		22,057	6.0
Total risk-based capital	370,476	100.8		36,762	10.0

December 31, 2012
Tier 1 leverage	289,323	47.8	%	30,266	5.0	%
Tier 1 risk-based capital	289,323	84.3		20,591	6.0
Total risk-based capital	289,323	84.3		34,318	10.0

- Definition

The entire disclosure for banks, savings institutions, and credit unions, for regulatory capital requirements imposed by the Federal Reserve System (FRB), the Federal Deposit Insurance Corporation (FDIC), the Office of Thrift Supervision (OTS) or for any state imposed capital requirements, as applicable. The disclosure may include (1) a description of regulatory capital requirements (a) for capital adequacy purposes and (b) established by the prompt corrective action provisions of Section 38 of the Federal Depository Insurance Act; (2) the actual or possible material effects of noncompliance with such requirements; (3) whether the entity is in compliance with the regulatory capital requirements including (a) required and actual ratios and amounts of Tier 1 leverage, Tier 1 risk-based, and total risk-based capital, tangible capital (for savings institutions), and Tier 3 capital for market risk (for certain banks and bank holding companies), (b) factors that may significantly affect capital adequacy; (4) the prompt corrective action category in which the entity was classified as of its most recent notification; (5) whether management believes any conditions or events since notification have changed the entity's category. Also may include additional information that might be disclosed in situations where substantial doubt about the entity's ability to continue as a going concern for a reasonable period of time.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1G
-URI http://asc.fasb.org/extlink&oid=7881181&loc=SL5958577-112826

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1C
-URI http://asc.fasb.org/extlink&oid=7881181&loc=SL5958572-112826

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1H
-URI http://asc.fasb.org/extlink&oid=7881181&loc=d3e65071-112826

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1E
-URI http://asc.fasb.org/extlink&oid=7881181&loc=SL5958574-112826

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1A
-URI http://asc.fasb.org/extlink&oid=7881181&loc=SL5958569-112826

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1B
-URI http://asc.fasb.org/extlink&oid=7881181&loc=SL5958570-112826

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1D
-URI http://asc.fasb.org/extlink&oid=7881181&loc=SL5958573-112826

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1
-URI http://asc.fasb.org/extlink&oid=7881181&loc=SL5958568-112826

Reference 9: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1F
-URI http://asc.fasb.org/extlink&oid=7881181&loc=SL5958575-112826

Reference 10: http://www.xbrl.org/2003/role/presentationRef
-Publisher AICPA
-Name Audit and Accounting Guide (AAG)
-Number AAG-DEP
-Paragraph 15, 16, 17
-IssueDate 2006-05-01
-Chapter 17
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Selected Quarterly Financial Information (Notes)

12 Months Ended

Dec. 31, 2013

Condensed Financial Statements, Captions [Line Items]

Quarterly Financial Information [Text Block]

Selected Unaudited Quarterly Financial Information

The following tables set forth a summary of our quarterly financial information for each of the four quarters in 2013 and 2012:



	2013
	Q4		Q3		Q2		Q1
	(In thousands, except per share data)
Total operating revenues	$	142,320	$	136,544	$	140,608	$	154,149
Total operating expenses	141,856		128,570		123,253		130,810
Operating income	464		7,974		17,355		23,339
Interest income, net	949		778		839		802
Income before income taxes	1,413		8,752		18,194		24,141
Income tax expense	377		2,638		6,890		8,555
Net income	$	1,036	$	6,114	$	11,304	$	15,586
Earnings per common share
Basic
Class A common stock	$	0.02	$	0.14	$	0.26	$	0.36
Class B common stock	$	0.02	$	0.14	$	0.26	$	0.36
Diluted
Class A common stock	$	0.02	$	0.13	$	0.25	$	0.35
Class B common stock	$	0.02	$	0.13	$	0.25	$	0.35



	2012
	Q4		Q3		Q2		Q1
	(In thousands, except per share data)
Total operating revenues	$	137,302	$	132,759	$	135,043	$	141,181
Total operating expenses	122,812		117,882		117,908		115,543
Operating income	14,490		14,877		17,135		25,638
Interest income, net	933		962		1,168		935
Income before income taxes	15,423		15,839		18,303		26,573
Income tax expense	5,053		6,227		7,434		10,205
Net income	$	10,370	$	9,612	$	10,869	$	16,368
Earnings per common share
Basic
Class A common stock	$	0.24	$	0.23	$	0.26	$	0.39
Class B common stock	$	0.24	$	0.23	$	0.26	$	0.39
Diluted
Class A common stock	$	0.24	$	0.22	$	0.25	$	0.37
Class B common stock	$	0.24	$	0.22	$	0.25	$	0.37

- Definition

The entire disclosure for the quarterly financial data in the annual financial statements. The disclosure may include a tabular presentation of financial information for each fiscal quarter for the current and previous year, including revenues, gross profit, income or loss before extraordinary items and earnings per share data. It also includes an indication if the information in the note is unaudited, comments on the aggregate effect of year-end adjustments, and an explanation of matters or transactions that affect comparability or are pertinent to an understanding of the information furnished.

+ References + Details

Subsequent Events (Notes)	12 Months Ended
Subsequent Events (Notes)	Dec. 31, 2013
Subsequent Events [Abstract]
Subsequent Events [Text Block]	Subsequent Event In February 2014, we completed the transition of all outstanding customer deposits associated with our GPR card program with GE Capital Retail Bank to Green Dot Bank. The total funds transferred to Green Dot Bank was approximately $260.0 million and will be classified as deposits on our consolidated balance sheet. In conjunction with this transition, we made a payment of approximately $50.0 million to GE Capital Retail Bank to settle our liability associated with overdrawn cardholder account balances, which is included in our consolidated balance sheet as "amounts due to card issuing banks for overdrawn accounts." Additionally, we contributed approximately $50.0 million to Green Dot Bank to maintain its capital, leverage and other financial commitments at levels we have agreed to with our regulators.

Summary of Significant Accounting Policies Level 2 (Policies)

12 Months Ended

Dec. 31, 2013

Accounting Policies [Abstract]

Basis of Presentation and Significant Accounting Policies

Principles of Consolidation and Basis of Presentation

Use of Estimates, Policy [Policy Text Block]

Use of Estimates and Assumptions

Cash and Cash Equivalents, Policy [Policy Text Block]

Unrestricted Cash and Cash Equivalents and Federal Funds Sold

Investment, Policy [Policy Text Block]

Investment Securities

Note 2—Summary of Significant Accounting Policies (continued)

Interest on fixed income securities, including amortization of premiums and accretion of discounts, is included in interest income.

Settlement Assets and Obligations Policy [Policy Text Block]

Obligations to Customers and Settlement Assets and Obligations

Trade and Other Accounts Receivable, Policy [Policy Text Block]

Accounts Receivable, Net

Overdrawn Account Balances Due from Cardholders and Reserve for Uncollectible Overdrawn Accounts

Cash and Cash Equivalents, Restricted Cash and Cash Equivalents, Policy [Policy Text Block]

Restricted Cash

Finance, Loans and Leases Receivable, Policy [Policy Text Block]

Loans to Bank Customers

Note 2—Summary of Significant Accounting Policies (continued)

Purchased Credit-Impaired Loans

Nonperforming Loans

Allowance for Loan Losses

Property, Plant and Equipment, Policy [Policy Text Block]

Property and Equipment

Note 2—Summary of Significant Accounting Policies (continued)

The estimated useful lives of the respective classes of assets are as follows:



Land	N/A
Building	30 years
Computer equipment, furniture and office equipment	3-4 years
Computer software purchased	3 years
Capitalized internal-use software	2 years
Tenant improvements	Shorter of the useful life or the lease term

Impairment or Disposal of Long-Lived Assets, Policy [Policy Text Block]

Impairment of Long Lived Assets

Goodwill and Intangible Assets, Intangible Assets, Indefinite-Lived, Policy [Policy Text Block]

Goodwill and Intangible Assets

Intangible assets with finite lives are amortized on a straight-line basis over their estimated useful lives.

Amounts Due to Card Issuing Banks for Overdrawn Accounts [Policy Text Block]

Amounts Due to Card Issuing Banks for Overdrawn Accounts

Fair Value Measurement, Policy [Policy Text Block]

Fair Value

Revenue Recognition, Policy [Policy Text Block]

Revenue Recognition

Note 2—Summary of Significant Accounting Policies (continued)

Share-based Compensation, Option and Incentive Plans Policy [Policy Text Block]

Employee Stock-Based Compensation

Income Tax, Policy [Policy Text Block]

Income Taxes

Earnings Per Share, Policy [Policy Text Block]

Earnings Per Common Share

Regulatory Capital Requirements under Banking Regulations [Text Block]

Regulatory Matters and Capital Adequacy

Regulatory Requirements

The actual amounts and ratios, and required minimum capital amounts and ratios by which we exceed these minimum ratios at December 31, 2013 and 2012 were as follows:



	Actual			Regulatory "well capitalized" minimum
	Amount	Ratio		Amount	Ratio
December 31, 2013	(In thousands, except ratios)
Tier 1 leverage	370,476	45.8	%	40,418	5.0	%
Tier 1 risk-based capital	370,476	100.8		22,057	6.0
Total risk-based capital	370,476	100.8		36,762	10.0

December 31, 2012
Tier 1 leverage	289,323	47.8	%	30,266	5.0	%
Tier 1 risk-based capital	289,323	84.3		20,591	6.0
Total risk-based capital	289,323	84.3		34,318	10.0

New Accounting Pronouncements, Policy [Policy Text Block]

Recent Accounting Pronouncements

Recent Accounting Pronouncements, Policy

Summary of Significant Accounting Policies Estimate Useful Lives (Tables)

12 Months Ended

Dec. 31, 2013

Property, Plant and Equipment [Line Items]

Property, Plant and Equipment [Table Text Block]

The estimated useful lives of the respective classes of assets are as follows:



Land	N/A
Building	30 years
Computer equipment, furniture and office equipment	3-4 years
Computer software purchased	3 years
Capitalized internal-use software	2 years
Tenant improvements	Shorter of the useful life or the lease term

Property and equipment consisted of the following:



	December 31,
	2013			2012
	(In thousands)
Land	$	205		$	205
Building	461			543
Computer equipment, furniture, and office equipment	34,508			23,690
Computer software purchased	13,123			10,914
Capitalized internal-use software	62,871			52,501
Tenant improvements	7,482			7,076
	118,650			94,929
Less accumulated depreciation and amortization	(58,177		)	(36,553		)
Property and equipment, net	$	60,473		$	58,376

Investment Securities (Tables)

12 Months Ended

Dec. 31, 2013

Investment Securities [Abstract]

Investment securities, available-for-sale

As of December 31, 2013 and December 31, 2012, the gross unrealized losses and fair values of available-for-sale investment securities that were in unrealized loss positions were as follows:



	Less than 12 months					12 months or more				Total fair value		Total unrealized loss
	Fair value		Unrealized loss			Fair value		Unrealized loss		Total fair value		Total unrealized loss
	(In thousands)
December 31, 2013
Corporate bonds	$	24,104	$	(13	)	$	—	$	—	$	24,104	$	(13	)
Commercial paper	4,490		(1		)	—		—		4,490		(1		)
U.S. Treasury notes	5,212		(1		)	—		—		5,212		(1		)
Mortgage-backed securities	4,002		(168		)	—		—		4,002		(168		)
Municipal bonds	8,546		(14		)	—		—		8,546		(14		)
Asset-backed securities	11,797		(5		)	—		—		$	11,797	$	(5	)
Total investment securities	$	58,151	$	(202	)	$	—	$	—	$	58,151	$	(202	)

December 31, 2012
Corporate bonds	$	6,138	$	(2	)	$	—	$	—	$	6,138	$	(2	)
Commercial paper	6,390		(2		)	—		—		6,390		(2		)
Agency securities	6,302		(1		)	—		—		6,302		(1		)
Municipal bonds	1,602		(3		)	—		—		1,602		(3		)
Total investment securities	$	20,432	$	(8	)	$	—	$	—	$	20,432	$	(8	)

Our available-for-sale investment securities were as follows:



	Amortized cost		Gross unrealized gains		Gross unrealized losses			Fair value
	(In thousands)
December 31, 2013
Corporate bonds	$	70,965	$	45	$	(13	)	$	70,997
Commercial paper	49,307		15		(1		)	49,321
Negotiable certificate of deposit	4,400		3		—			4,403
U.S. Treasury notes	14,265		14		(1		)	14,278
Agency securities	14,946		13		—			14,959
Mortgage-backed securities	4,169		—		(168		)	4,001
Municipal bonds	19,017		28		(14		)	19,031
Asset-backed securities	21,750		9		(5		)	21,754
Total investment securities	$	198,819	$	127	$	(202	)	$	198,744

December 31, 2012
Corporate bonds	$	37,320	$	39	$	(2	)	$	37,357
Commercial paper	55,733		17		(2		)	55,748
Negotiable certificate of deposit	4,400		14		—			4,414
U.S. Treasury notes	22,258		9		—			22,267
Agency securities	25,845		23		(1		)	25,867
Municipal bonds	11,528		43		(3		)	11,568
Asset-backed securities	26,533		33		—			26,566
Total investment securities	$	183,617	$	178	$	(8	)	$	183,787

Investments Classified by Contractual Maturity Date

As of December 31, 2013, the contractual maturities of our available-for-sale investment securities were as follows:



	Amortized cost		Fair value
	(In thousands)
Due in one year or less	$	115,166	$	116,159
Due after one year through five years	56,644		56,700
Due after five years through ten years	590		588
Due after ten years	500		496
Mortgage and asset-backed securities	25,919		24,801
Total investment securities	$	198,819	$	198,744

The expected payments on mortgage-backed and asset-backed securities may not coincide with their contractual maturities because the issuers have the right to call or prepay certain obligations.

- Definition

Tabular disclosure of available-for-sale securities which includes, but is not limited to, changes in the cost basis and fair value, fair value and gross unrealized gain (loss), fair values by type of security, contractual maturity and classification, amortized cost basis, contracts to acquire securities to be accounted for as available-for-sale, debt maturities, transfers to trading, change in net unrealized holding gain (loss) net of tax, continuous unrealized loss position fair value, aggregate losses qualitative disclosures, other than temporary impairment (OTTI) losses or other disclosures related to available for sale securities.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 320
-Section 50
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=6957658&loc=d3e62557-112803

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 320
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=6872113&loc=d3e27337-111563

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 320
-SubTopic 10
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-Paragraph 3
-URI http://asc.fasb.org/extlink&oid=6872113&loc=d3e27198-111563

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 320
-Section 50
-Paragraph 3
-URI http://asc.fasb.org/extlink&oid=6957658&loc=d3e62586-112803

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 320
-SubTopic 10
-Section 50
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=6872113&loc=d3e27161-111563

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 320
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-Paragraph 9
-URI http://asc.fasb.org/extlink&oid=6872113&loc=d3e27357-111563

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 320
-SubTopic 10
-Section 50
-Paragraph 6
-URI http://asc.fasb.org/extlink&oid=6872113&loc=d3e27290-111563

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 115
-Paragraph 19, 20, 21
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 9: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name FASB Staff Position (FSP)
-Number FAS115-1/124-1
-Paragraph 17
-Subparagraph a, b
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 10: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Emerging Issues Task Force (EITF)
-Number 03-1
-Paragraph 21
-Subparagraph a, b
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Accounts Receivable (Tables)

12 Months Ended

Dec. 31, 2013

Accounts, Notes, Loans and Financing Receivable [Line Items]

Accounts Receivable

Accounts receivable, net consisted of the following:



	December 31, 2013			December 31, 2012
	(In thousands)
Overdrawn account balances due from cardholders	$	14,749		$	24,328
Reserve for uncollectible overdrawn accounts	(10,363		)	(15,677		)
Net overdrawn account balances due from cardholders	4,386			8,651

Trade receivables	4,302			5,686
Reserve for uncollectible trade receivables	(42		)	(69		)
Net trade receivables	4,260			5,617

Receivables due from card issuing banks	42,137			33,729
Other receivables	1,514			3,375
Accounts receivable, net	$	52,297		$	51,372

Activity in the reserve for uncollectible overdrawn accounts consisted of the following:



	Year Ended December 31,
	2013			2012			2011
	(In thousands)
Balance, beginning of period	$	15,677		$	15,309		$	11,823
Provision for uncollectible overdrawn accounts:
Fees	45,048			59,445			55,048
Purchase transactions	2,225			2,900			5,514
Charge-offs	(52,587		)	(61,977		)	(57,076		)
Balance, end of period	$	10,363		$	15,677		$	15,309

Accounts receivable, net consisted of the following:



	December 31, 2013			December 31, 2012
	(In thousands)
Overdrawn account balances due from cardholders	$	14,749		$	24,328
Reserve for uncollectible overdrawn accounts	(10,363		)	(15,677		)
Net overdrawn account balances due from cardholders	4,386			8,651

Trade receivables	4,302			5,686
Reserve for uncollectible trade receivables	(42		)	(69		)
Net trade receivables	4,260			5,617

Receivables due from card issuing banks	42,137			33,729
Other receivables	1,514			3,375
Accounts receivable, net	$	52,297		$	51,372

Loans to Bank Customers (Tables)

12 Months Ended

Dec. 31, 2013

Loans and Leases Receivable Disclosure [Abstract]

Past Due Financing Receivables

The following table presents total outstanding loans, gross of the related allowance for loan losses, and a summary of the related payment status:



	30-59 Days Past Due			60-89 Days Past Due			90 Days or More Past Due			Total Past Due			Total Current or Less Than 30 Days Past Due			Total Outstanding
	(In thousands)
December 31, 2013
Real estate	$	—		$	—		$	11		$	11		$	3,372		$	3,383
Commercial	—			—			—			—			1,474			1,474
Installment	—			—			3			3			2,506			2,509
Total loans	$	—		$	—		$	14		$	14		$	7,352		$	7,366

Percentage of outstanding	—		%	—		%	0.2		%	0.2		%	99.8		%	100.0		%

December 31, 2012
Real estate	$	91		$	—		$	—		$	91		$	3,465		$	3,556
Commercial	77			—			—			77			1,102			1,179
Installment	22			3			—			25			3,267			3,292
Total loans	$	190		$	3		$	—		$	193		$	7,834		$	8,027

Percentage of outstanding	2.4		%	—		%	—		%	2.4		%	97.6		%	100.0		%

Nonperforming Loans



	December 31, 2013		December 31, 2012
	(In thousands)
Real estate	$	117	$	96
Commercial	106		136
Installment	250		173
Total loans	$	473	$	405

Financing Receivable Credit Quality Indicators

The table below presents the carrying value, gross of the related allowance for loan losses, of our loans within the primary credit quality indicators related to our loan portfolio:



	December 31, 2013				December 31, 2012
	Non-Classified		Classified		Non-Classified		Classified
	(In thousands)
Real estate	$	3,003	$	380	$	3,282	$	274
Commercial	1,323		151		978		201
Installment	2,058		451		2,963		329
Total loans	$	6,384	$	982	$	7,223	$	804

Troubled Debt Restructurings

The following table presents our impaired loans and loans that we modified in TDRs as of December 31, 2013 and December 31, 2012:



	December 31, 2013				December 31, 2012
	Unpaid Principal Balance		Carrying Value		Unpaid Principal Balance		Carrying Value
	(In thousands)
Real estate	$	194	$	117	$	194	$	96
Commercial	344		106		280		136
Installment	500		250		403		173

Allowance for Loan Losses

Activity in the allowance for loan losses consisted of the following:



	Year Ended December 31,
	2013			2012			2011
	(In thousands)
Balance, beginning of period	$	475		$	—		$	—
Provision for loans	—			698			—
Loans charged off	(25		)	(223		)	—
Recoveries of loans previously charged off	14			—			—
Balance, end of period	$	464		$	475		$	—

Property & Equipment (Tables)

12 Months Ended

Dec. 31, 2013

Property and Equipment [Abstract]

Property, Plant and Equipment [Table Text Block]

The estimated useful lives of the respective classes of assets are as follows:



Land	N/A
Building	30 years
Computer equipment, furniture and office equipment	3-4 years
Computer software purchased	3 years
Capitalized internal-use software	2 years
Tenant improvements	Shorter of the useful life or the lease term

Property and equipment consisted of the following:



	December 31,
	2013			2012
	(In thousands)
Land	$	205		$	205
Building	461			543
Computer equipment, furniture, and office equipment	34,508			23,690
Computer software purchased	13,123			10,914
Capitalized internal-use software	62,871			52,501
Tenant improvements	7,482			7,076
	118,650			94,929
Less accumulated depreciation and amortization	(58,177		)	(36,553		)
Property and equipment, net	$	60,473		$	58,376

Goodwill and Intangible Assets (Tables)

12 Months Ended

Dec. 31, 2013

Goodwill and Intangible Assets Disclosure [Abstract]

Schedule of Intangible Assets and Goodwill [Table Text Block]

Goodwill and intangible assets on our consolidated balance sheets consisted of the following:



	December 31,
	2013		2012
	(In thousands)
Goodwill	$	27,250	$	27,250
Intangible assets, net	3,426		3,554
Goodwill and intangible assets	30,676		30,804

Schedule of Goodwill [Table Text Block]

Changes in the carrying amount of goodwill were as follows:



	December 31,
	2013		2012
	(In thousands)
Balance, beginning of period	$	27,250	$	10,817
Acquisitions	—		16,350
Other changes	—		83
Balance, end of period	$	27,250	$	27,250

Schedule of Finite-Lived Intangible Assets [Table Text Block]

The gross carrying amounts and accumulated amortization related to intangibles assets were as follows:



	December 31, 2013					December 31, 2012
	Gross Carrying Value		Accumulated Amortization			Gross Carrying Value		Accumulated Amortization
	(In thousands)					(In thousands)
Finite-lived intangibles	$	926	$	(500	)	$	926	$	(372	)
Indefinite-lived intangibles	3,000		N/A			3,000		N/A
Total intangible assets	$	3,926	$	(500	)	$	3,926	$	(372	)

- Definition

Tabular disclosure of goodwill by reportable segment and in total which includes a rollforward schedule.

+ References + Details

Deposits (Tables)

12 Months Ended

Dec. 31, 2013

Contractual Maturities [Abstract]

Summary of Deposits [Table Text Block]

Deposits were categorized as non-interest and interest-bearing deposits as follows:



	December 31,
	2013		2012
Non-interest bearing deposit accounts	(In thousands)
GPR deposits	$	204,171	$	165,739
Other demand deposits	—		16,138
Total non-interest bearing deposit accounts	204,171		181,877
Interest-bearing deposit accounts
Negotiable order of withdrawal (NOW)	1,401		1,860
Savings	6,410		5,986
Time deposits, denominations greater than or equal to $100	5,310		6,417
Time deposits, denominations less than $100	2,288		2,311
Total interest-bearing deposit accounts	15,409		16,574
Total deposits	$	219,580	$	198,451

Contractual Maturities For Total Time Deposits [Table Text Block]

The scheduled contractual maturities for total time deposits are presented in the table below:



	December 31, 2013
	(In thousands)
Due in 2014	$	3,551
Due in 2015	2,207
Due in 2016	1,100
Due in 2017	694
Due in 2018	46
Thereafter	—
Total time deposits	$	7,598

The scheduled contractual maturities for total time deposits are presented in the table below:



	December 31, 2013
	(In thousands)
Due in 2014	$	3,551
Due in 2015	2,207
Due in 2016	1,100
Due in 2017	694
Due in 2018	46
Thereafter	—
Total time deposits	$	7,598

Employee Stock-Based Compensation (Tables)

12 Months Ended

Dec. 31, 2013

Share-based Compensation [Abstract]

Stock-based Compensation Expense



	Year Ended December 31,
	2013		2012		2011
	(In thousands)
Total stock-based compensation expense	$	14,703	$	12,734	$	9,524
Related income tax benefit	1,410		1,465		1,890

Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value [Table Text Block]

The following table summarizes stock options and restricted stock units granted:



	Year Ended December 31,
	2013		2012		2011
	(In thousands, except per share data)
Stock options granted	2,236		2,247		889
Weighted-average exercise price	$	18.88	$	19.35	$	38.70
Weighted-average grant-date fair value	$	7.20	$	8.92	$	18.62

Restricted stock units granted	1,272		613		111
Weighted-average grant-date fair value	$	22.16	$	14.14	$	33.46

Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]

We estimated the fair value of each stock option grant on the date of grant using the following weighted-average assumptions:



	Year Ended December 31,
	2013		2012		2011
Risk-free interest rate	1.2	%	1.0	%	2.1	%
Expected term (life) of options (in years)	5.86		6.07		6.06
Expected dividends	—		—		—
Expected volatility	43.4	%	47.5	%	48.3	%

Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block]

Stock option activity for the year ended December 31, 2013 was as follows:



	Options		Weighted-Average Exercise Price		Weighted-Average Remaining Contractual Life (in Years)	Aggregate Intrinsic Value
	(In thousands, except per share data and years)
Outstanding at December 31, 2012	5,717		$	15.72
Options granted	2,236		18.88
Options exercised	(1,428	)	9.67
Options canceled	(1,313	)	24.36
Outstanding at December 31, 2013	5,212		$	16.62	6.73	$	48,290
Vested or expected to vest at December 31, 2013	4,956		16.48		6.61	$	46,690
Exercisable at December 31, 2013	2,456		14.03		4.26	$	29,555

The total intrinsic value of options exercised was $17.9 million, $8.5 million and $4.4 million for the years ended December 31, 2013, 2012, and 2011, respectively.

Schedule of Share-based Compensation, Restricted Stock and Restricted Stock Units Activity [Table Text Block]

Restricted stock unit activity for the year ended December 31, 2013 was as follows:



	Shares		Weighted-Average Grant-Date Fair Value
	(In thousands)
Outstanding at December 31, 2012	616		$	15.10
Restricted stock units granted	1,272		$	22.16
Restricted stock units canceled	(238	)	$	17.54
Restricted stock units vested	(196	)	$	15.22
Outstanding at December 31, 2013	1,454		$	20.87

Income Taxes (Tables)

12 Months Ended

Dec. 31, 2013

Income Tax Disclosure [Abstract]

Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]

The components of income tax expense included in our consolidated statements of operations were as follows:



	Year Ended December 31,
	2013			2012			2011
	(In thousands)
Current:
Federal	$	11,880		$	21,322		$	29,583
State	1,116			1,805			2,096
Current income tax expense	12,996			23,127			31,679
Deferred:
Federal	$	6,776		5,931			251
State	(1,312		)	(139		)	—
Deferred income tax expense	5,464			5,792			251
Income tax expense	$	18,460		$	28,919		$	31,930

Recon of fed tax rate and actual income tax expense



	Year Ended December 31,
	2013		2012		2011
U.S. federal statutory tax rate	35.0	%	35.0	%	35.0	%
State income taxes, net of federal benefit	(0.2	)	1.9		1.6
General business credits	(2.3	)	(0.4	)	—
Employee stock-based compensation	1.4		1.4		1.2
Other	1.2		0.3		0.2
Effective tax rate	35.1	%	38.2	%	38.0	%

Schedule of Deferred Tax Assets and Liabilities [Table Text Block]

The tax effects of temporary difference that give rise to significant portions of our deferred tax assets and liabilities were as follows:



	December 31,
	2013			2012
	(In thousands)
Deferred tax assets:
Net operating loss carryforwards	$	12,276		$	13,655
Stock-based compensation	6,397			7,057
Reserve for overdrawn accounts	4,088			6,130
Accrued liabilities	5,354			3,191
Tax credit carryforwards	2,298			—
Other	984			1,272
Gross deferred tax assets	31,397			31,305
Valuation allowance	(1,228		)	(1,262		)
Total deferred tax assets, net of valuation allowance	$	30,169		$	30,043

Deferred tax liabilities:
Internal-use software costs	$	10,587		$	9,986
Property and equipment, net	5,534			6,013
Deferred expenses	5,083			4,013
Intangible assets	1,156			1,386
Gift card revenue	6,637			1,063
Other	1,526			475
Total deferred tax liabilities	$	30,523		$	22,936

Net deferred tax (liabilities) assets	$	(354	)	$	7,107

Total net deferred tax assets and liabilities are included in our consolidated balance sheets as follows:



	December 31,
	2013			2012
	(In thousands)
Current net deferred tax (liabilities) assets	$	(3,716	)	$	2,478
Noncurrent net deferred tax assets	3,362			4,629
Net deferred tax (liabilities) assets	$	(354	)	$	7,107

Summary of Income Tax Contingencies



	Year Ended December 31,
	2013		2012		2011
	(In thousands)
Beginning balance	$	1,481	$	—	$	—
Increases related to positions taken during prior years	931		970		—
Increases related to positions taken during the current year	1,312		511		—
Ending balance	$	3,724	$	1,481	$	—

The total amount of unrecognized tax benefits that, if recognized, would affect the effective tax rate	$	3,724	$	1,481	$	—

- Definition

Tabular disclosure of tax positions taken in the tax returns filed or to be filed for which it is more likely than not that the tax position will not be sustained upon examination by taxing authorities (i.e., uncertain tax positions) and other types of income tax contingencies, including: (1) the policy on classification of interest and penalties; (2) a tabular reconciliation of the total amounts of unrecognized tax benefits at the beginning and end of the period; the total amount(s) of: (3) unrecognized tax benefits that, if recognized, would affect the effective tax rate, and (4) interest and penalties recognized in each of the income statement and balance sheet; (5) for positions for which it is reasonably possible that the total amounts unrecognized will significantly change within 12 months of the reporting date the: (i) nature of the uncertainty, (ii) nature of the event that could occur that would cause the change, and (iii) an estimate of the range of the reasonably possible change or a statement that an estimate of the range cannot be made; and (6) a description of tax years that remain subject to examination by major tax jurisdictions.

+ References + Details

Earnings per Common Share (Tables)

12 Months Ended

Dec. 31, 2013

Earnings Per Share [Abstract]

Earnings Per Common Share



	Year Ended December 31,
	2013			2012			2011
	(In thousands, except per share data)
Basic earnings per Class A common share
Net income	$	34,040		$	47,219		$	52,083
Income attributable to preferred stock	(5,360		)	(7,599		)	(558		)
Income attributable to other classes of common stock	(2,677		)	(6,719		)	(24,022		)
Net income allocated to Class A common stockholders	$	26,003		$	32,901		$	27,503
Weighted-average Class A shares issued and outstanding	33,272			29,698			22,238
Basic earnings per Class A common share	$	0.78		$	1.11		$	1.24

Diluted earnings per Class A common share
Net income allocated to Class A common stockholders	$	26,003		$	32,901		$	27,503
Re-allocated earnings	2,207			5,612			22,549
Diluted net income allocated to Class A common stockholders	28,210			38,513			50,052
Weighted-average Class A shares issued and outstanding	33,272			29,698			22,238
Dilutive potential common shares:
Class B common stock	2,603			6,150			19,822
Stock options	1,078			20			—
Restricted stock units	203			43			3
Employee stock purchase plan	—			22			2
Diluted weighted-average Class A shares issued and outstanding	37,156			35,933			42,065
Diluted earnings per Class A common share	$	0.76		$	1.07		$	1.19

Note 12—Earnings per Common Share (continued)



	Year Ended December 31,
	2013			2012			2011
	(In thousands, except per share data)
Basic earnings per Class B common share
Net income	$	34,040		$	47,219		$	52,083
Income attributable to preferred stock	(5,360		)	(7,599		)	(558		)
Income attributable to other classes of common stock	(26,645		)	(34,301		)	(29,613		)
Net income allocated to Class B common stockholders	$	2,035		$	5,319		$	21,912
Weighted-average Class B shares issued and outstanding	2,603			4,801			17,718
Basic earnings per Class B common share	$	0.78		$	1.11		$	1.24

Diluted earnings per Class B common share
Net income allocated to Class B common stockholders	$	2,035		$	5,319		$	21,912
Re-allocated earnings	(58		)	1,273			1,673
Diluted net income allocated to Class B common stockholders	$	1,977		$	6,592		$	23,585
Weighted-average Class B shares issued and outstanding	2,603			4,801			17,718
Dilutive potential common shares:
Stock options	—			1,349			2,104
Diluted weighted-average Class B shares issued and outstanding	2,603			6,150			19,822
Diluted earnings per Class B common share	$	0.76		$	1.07		$	1.19

Antidilutive Shares

The following table shows the weighted-average number of anti-dilutive shares excluded from the diluted EPS calculation:



	Year Ended December 31,
	2013	2012	2011
	(In thousands, except per share data)
Class A common stock
Options to purchase Class A common stock	994	1,408	258
Restricted stock units	39	26	—
Conversion of convertible preferred stock	6,859	6,859	451
Total options, restricted stock units and convertible preferred stock	7,892	8,293	709
Class B common stock
Options to purchase Class B common stock	—	122	5
Total options	—	122	5

Fair Value Measurements (Tables)

12 Months Ended

Dec. 31, 2013

Fair Value Disclosures [Abstract]

Assets Carried at Fair Value on a Recurring Basis

As of December 31, 2013 and December 31, 2012, our assets carried at fair value on a recurring basis were as follows:



	Level 1		Level 2		Level 3		Total Fair Value
December 31, 2013	(In thousands)
Corporate bonds	$	—	$	70,997	$	—	$	70,997
Commercial paper	—		49,321		—		49,321
Negotiable certificate of deposit	—		4,403		—		4,403
U.S. Treasury notes	—		14,278		—		14,278
Agency securities	—		14,959		—		14,959
Mortgage-backed securities	—		4,001		—		4,001
Municipal bonds	—		19,031		—		19,031
Asset-backed securities	—		21,754		—		21,754
Total	$	—	$	198,744	$	—	$	198,744

December 31, 2012
Corporate bonds	$	—	$	37,357	$	—	$	37,357
Commercial paper	—		55,748		—		55,748
Negotiable certificate of deposit	—		4,414		—		4,414
U.S. treasury notes	—		22,267		—		22,267
Agency securities	—		25,867		—		25,867
Municipal bonds	—		11,568		—		11,568
Asset-backed securities	—		26,566		—		26,566
Total	$	—	$	183,787	$	—	$	183,787

- Definition

Tabular disclosure of assets, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, by class that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).

+ References + Details

Fair Value of Financial Instruments (Tables)

12 Months Ended

Dec. 31, 2013

Fair Value Disclosures [Abstract]

Fair Value of Assets Not Carried at Fair Value



	December 31, 2013				December 31, 2012
	Carrying Value		Fair Value		Carrying Value		Fair Value
	(In thousands)
Financial Assets
Loans to bank customers, net of allowance	$	6,902	$	5,926	$	7,552	$	5,719

Financial Liabilities
Deposits	$	219,580	$	219,534	$	198,451	$	198,369

- Definition

Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments, assets, and liabilities. Such certain disclosures about the financial instruments, assets, and liabilities include: (1) the fair value of the required items together with their carrying amounts (as appropriate) and (2) the methodology and assumptions used in developing such estimates of fair value.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 825
-SubTopic 10
-Section 50
-Paragraph 12
-URI http://asc.fasb.org/extlink&oid=7491637&loc=d3e13476-108611

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 820
-SubTopic 10
-Section 50
-Paragraph 2
-Subparagraph (a)
-URI http://asc.fasb.org/extlink&oid=7578670&loc=d3e19207-110258

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 825
-SubTopic 10
-Section 50
-Paragraph 11
-URI http://asc.fasb.org/extlink&oid=7491637&loc=d3e13467-108611

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 825
-SubTopic 10
-Section 45
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=6447952&loc=d3e13220-108610

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 825
-SubTopic 10
-Section 50
-Paragraph 30
-Subparagraph (a)
-URI http://asc.fasb.org/extlink&oid=6957238&loc=d3e14172-108612

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 825
-SubTopic 10
-Section 50
-Paragraph 10
-Subparagraph (a)
-URI http://asc.fasb.org/extlink&oid=7491637&loc=d3e13433-108611

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 159
-Paragraph 19
-Subparagraph a, b, c(1), d(1)
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 107
-Paragraph 14
-Subparagraph a
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 9: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 107
-Paragraph 15
-Subparagraph b-d
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 10: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 159
-Paragraph 18
-Subparagraph c(2), d, e, f
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 11: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 157
-Paragraph 32
-Subparagraph a, c(1), c(2), c(3), d
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 12: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 107
-Paragraph 10
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Borrowing Agreements (Tables)

12 Months Ended

Dec. 31, 2012

Borrowing Agreements [Abstract]

Schedule of Line of Credit Facilities [Table Text Block]

For the periods presented below, our line of credit had the following terms:



	Line of Credit		Interest Rate	Cash Collateral Requirements
	(In millions, except interest rates)
March 2012 - November 2012	$	10.0	LIBOR + 2.00%	$	10.0
March 2011 - March 2012	$	10.0	LIBOR + 2.00%	$	10.0

Commitments and Contingencies Commitments and Contingencies (Tables)

12 Months Ended

Dec. 31, 2013

Long-term Purchase Commitment [Line Items]

Long-term Purchase Commitment [Table Text Block]

At December 31, 2013, the future minimum aggregate rental commitment under all operating leases and minimum annual payments through various agreements with vendors and retail distributors was:



	Operating Leases		Vendor/Retail Distributor Commitments
Year ending December 31,	(In thousands)
2014	$	4,187	$	9,558
2015	4,596		1,910
2016	4,726		6,550
2017	4,186		1,625
2018	4,156		12,600
Thereafter	17,108		3,150
Total of future commitments	$	38,959	$	35,393

Schedule of Future Minimum Rental Payments for Operating Leases [Table Text Block]

Significant Customer Concentrations (Tables)

12 Months Ended

Dec. 31, 2013

Significant Customer Concentrations [Abstract]

Customer Concentrations

Revenues derived from our products sold at our four largest retail distributors represented the following percentages of our total operating revenues:



	Year Ended December 31,
	2013	2012	2011
Walmart	64%	64%	61%
Three other largest retail distributors, as a group	22%	20%	20%



	Year Ended December 31,
	2013	2012	2011
Walmart	65%	65%	62%
Three other largest retail distributors, as a group	21%	20%	19%



	Year Ended December 31,
	2013	2012	2011
Concentration of GPR cards activated (in units)	82%	87%	80%
Concentration of sales of cash transfer products (in units)	87%	88%	90%

Settlement assets derived from our products sold at our four largest retail distributors comprised the following percentages of the settlement assets recorded on our consolidated balance sheet:



	December 31, 2013	December 31, 2012
Walmart	34%	35%
Three other largest retail distributors, as a group	39%	38%

- Definition

Tabular disclosure of the nature of a concentration, a benchmark to which it is compared, and the percentage that the risk is to the benchmark.

+ References + Details

Regulatory Requirements (Tables)

12 Months Ended

Dec. 31, 2013

Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

The actual amounts and ratios, and required minimum capital amounts and ratios by which we exceed these minimum ratios at December 31, 2013 and 2012 were as follows:



	Actual			Regulatory "well capitalized" minimum
	Amount	Ratio		Amount	Ratio
December 31, 2013	(In thousands, except ratios)
Tier 1 leverage	370,476	45.8	%	40,418	5.0	%
Tier 1 risk-based capital	370,476	100.8		22,057	6.0
Total risk-based capital	370,476	100.8		36,762	10.0

December 31, 2012
Tier 1 leverage	289,323	47.8	%	30,266	5.0	%
Tier 1 risk-based capital	289,323	84.3		20,591	6.0
Total risk-based capital	289,323	84.3		34,318	10.0

Selected Quarterly Financial Information (Tables)

12 Months Ended

Dec. 31, 2013

Condensed Financial Information [Abstract]

Schedule of Quarterly Financial Information [Table Text Block]

The following tables set forth a summary of our quarterly financial information for each of the four quarters in 2013 and 2012:



	2013
	Q4		Q3		Q2		Q1
	(In thousands, except per share data)
Total operating revenues	$	142,320	$	136,544	$	140,608	$	154,149
Total operating expenses	141,856		128,570		123,253		130,810
Operating income	464		7,974		17,355		23,339
Interest income, net	949		778		839		802
Income before income taxes	1,413		8,752		18,194		24,141
Income tax expense	377		2,638		6,890		8,555
Net income	$	1,036	$	6,114	$	11,304	$	15,586
Earnings per common share
Basic
Class A common stock	$	0.02	$	0.14	$	0.26	$	0.36
Class B common stock	$	0.02	$	0.14	$	0.26	$	0.36
Diluted
Class A common stock	$	0.02	$	0.13	$	0.25	$	0.35
Class B common stock	$	0.02	$	0.13	$	0.25	$	0.35



	2012
	Q4		Q3		Q2		Q1
	(In thousands, except per share data)
Total operating revenues	$	137,302	$	132,759	$	135,043	$	141,181
Total operating expenses	122,812		117,882		117,908		115,543
Operating income	14,490		14,877		17,135		25,638
Interest income, net	933		962		1,168		935
Income before income taxes	15,423		15,839		18,303		26,573
Income tax expense	5,053		6,227		7,434		10,205
Net income	$	10,370	$	9,612	$	10,869	$	16,368
Earnings per common share
Basic
Class A common stock	$	0.24	$	0.23	$	0.26	$	0.39
Class B common stock	$	0.24	$	0.23	$	0.26	$	0.39
Diluted
Class A common stock	$	0.24	$	0.22	$	0.25	$	0.37
Class B common stock	$	0.24	$	0.22	$	0.25	$	0.37

Organization Acquisitions (Details) - Loopt, Inc. [Member] $ in Millions	Mar. 31, 2012 USD ($)
Business Acquisition [Line Items]
Cash paid for acquisitions	$ 33.6
Retention-based incentives	$ 9.8

Summary of Significant Accounting Policies Supporting Policies (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2013 USD ($) d mo	Dec. 31, 2012 USD ($)	Dec. 31, 2011 USD ($)
Impairment of capitalized software	$ 5,216	$ 1,029	$ 397
GPR Average Card Lifetime	7 months	7 months
Months to Settle Overdrawn Accounts \| mo	2
Variable Interest Entity, Qualitative or Quantitative Information, Ownership Percentage	50.00%
Nonaccrual Status Threshold \| d	90
Gift Card Average Card Lifetime	6 months
Days to Recognize Cash Transfer Transactions	2 days
Sales Commissions and Fees	$ 161,859	$ 145,462	121,430
Advertising Expense	10,369	21,765	14,673
Manufacturing Costs	46,142	42,643	32,644
Selling and Marketing Expense	218,370	209,870	168,747
Shipping, Handling and Transportation Costs	$ 4,000	$ 3,400	$ 3,400
Maximum [Member]
GPR Average Card Lifetime Analysis Period	30 months	30 months

Investment Securities Gross Gains and Losses (Details) - USD ($) $ in Thousands	Dec. 31, 2013	Dec. 31, 2012
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost Basis	$ 198,819	$ 183,617
Gross Unrealized Gains	127	178
Gross unrealized losses	(202)	(8)
Total Fixed Income Secutities, Fair Value	198,744	183,787
Corporate Bonds
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost Basis	70,965	37,320
Gross Unrealized Gains	45	39
Gross unrealized losses	(13)	(2)
Total Fixed Income Secutities, Fair Value	70,997	37,357
Commercial Paper
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost Basis	49,307	55,733
Gross Unrealized Gains	15	17
Gross unrealized losses	(1)	(2)
Total Fixed Income Secutities, Fair Value	49,321	55,748
Negotiable Certificates of Deposit
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost Basis	4,400	4,400
Gross Unrealized Gains	3	14
Gross unrealized losses	0	0
Total Fixed Income Secutities, Fair Value	4,403	4,414
US Treasury Notes
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost Basis	14,265	22,258
Gross Unrealized Gains	14	9
Gross unrealized losses	(1)	0
Total Fixed Income Secutities, Fair Value	14,278	22,267
Agencies Securities
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost Basis	14,946	25,845
Gross Unrealized Gains	13	23
Gross unrealized losses	0	(1)
Total Fixed Income Secutities, Fair Value	14,959	25,867
Mortgage-backed Securities
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost Basis	4,169
Gross Unrealized Gains	0
Gross unrealized losses	(168)
Total Fixed Income Secutities, Fair Value	4,001
Municipal Bonds
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost Basis	19,017	11,528
Gross Unrealized Gains	28	43
Gross unrealized losses	(14)	(3)
Total Fixed Income Secutities, Fair Value	19,031	11,568
Asset-backed Securities
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost Basis	21,750	26,533
Gross Unrealized Gains	9	33
Gross unrealized losses	(5)	0
Total Fixed Income Secutities, Fair Value	$ 21,754	$ 26,566

Investment Securities Continuous Unrealized Loss (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Schedule of Available-for-sale Securities [Line Items]
Other than Temporary Impairment Losses, Investments	$ 0	$ 0
Corporate Bonds
Schedule of Available-for-sale Securities [Line Items]
Fair value, less than 12 months	24,104	6,138
Unrealized losses, less than 12 months	(13)	(2)
Fair value, 12 months or more	0	0
Unrealized losses, 12 months or more	0	0
Total fair value	24,104	6,138
Total unrealized losses	(13)	(2)
Commercial Paper
Schedule of Available-for-sale Securities [Line Items]
Fair value, less than 12 months	4,490	6,390
Unrealized losses, less than 12 months	(1)	(2)
Fair value, 12 months or more	0	0
Unrealized losses, 12 months or more	0	0
Total fair value	4,490	6,390
Total unrealized losses	(1)	(2)
US Treasury Notes
Schedule of Available-for-sale Securities [Line Items]
Fair value, less than 12 months	5,212
Unrealized losses, less than 12 months	(1)
Fair value, 12 months or more	0
Unrealized losses, 12 months or more	0
Total fair value	5,212
Total unrealized losses	(1)
Agencies Securities
Schedule of Available-for-sale Securities [Line Items]
Fair value, less than 12 months		6,302
Unrealized losses, less than 12 months		(1)
Fair value, 12 months or more		0
Unrealized losses, 12 months or more		0
Total fair value		6,302
Total unrealized losses		(1)
Mortgage-backed Securities
Schedule of Available-for-sale Securities [Line Items]
Fair value, less than 12 months	4,002
Unrealized losses, less than 12 months	(168)
Fair value, 12 months or more	0
Unrealized losses, 12 months or more	0
Total fair value	4,002
Total unrealized losses	(168)
Municipal Bonds
Schedule of Available-for-sale Securities [Line Items]
Fair value, less than 12 months	8,546	1,602
Unrealized losses, less than 12 months	(14)	(3)
Fair value, 12 months or more	0	0
Unrealized losses, 12 months or more	0	0
Total fair value	8,546	1,602
Total unrealized losses	(14)	(3)
Asset-backed Securities
Schedule of Available-for-sale Securities [Line Items]
Fair value, less than 12 months	11,797
Unrealized losses, less than 12 months	(5)
Fair value, 12 months or more	0
Unrealized losses, 12 months or more	0
Total fair value	11,797
Total unrealized losses	(5)
Total fixed income securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair value, less than 12 months	58,151	20,432
Unrealized losses, less than 12 months	(202)	(8)
Fair value, 12 months or more	0	0
Unrealized losses, 12 months or more	0	0
Total fair value	58,151	20,432
Total unrealized losses	$ (202)	$ (8)

Investment Securities Maturities (Details) - USD ($) $ in Thousands	Dec. 31, 2013	Dec. 31, 2012
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]
Due in One Year or Less, Amortized Cost Basis	$ 115,166
Due After One Year Through Five, Amortized Cost Basis	56,644
Due After Five Years Through Ten Years, Amortized Cost Basis	590
Due After Ten Years, Amortized Cost Basis	500
Asset-backed Securities, Amortized Cost Basis	25,919
Total Fixed Income Secutities, Amortized Cost Basis	198,819
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]
Due in One Year or Less, Fair Value	116,159
Due After One Year Through Five, Fair Value	56,700
Due After One Year Through Five, Fair Value	588
Due After Ten Years, Fair Value	496
Asset-backed Securities, Fair Value	24,801
Total Fixed Income Secutities, Fair Value	$ 198,744	$ 183,787

Accounts Receivable Accounts receivable (Details) - USD ($) $ in Thousands	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accounts Receivable, Net	$ 52,297	$ 51,372
Overdrawn Account Balances due from Cardholders [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accounts Receivable, Gross	14,749	24,328
Allowance for Doubtful Accounts Receivable	(10,363)	(15,677)	$ (15,309)	$ (11,823)
Accounts Receivable, Net	4,386	8,651
Trade receivables [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accounts Receivable, Gross	4,302	5,686
Allowance for Doubtful Accounts Receivable	(42)	(69)
Accounts Receivable, Net	4,260	5,617
Other receivables [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accounts Receivable, Gross	1,514	3,375
Receivables due from card issuing banks [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Accounts Receivable, Gross	$ 42,137	$ 33,729

Accounts Receivable Reserve for uncollectible overdrawn accounts activity (Details) - Reserve for uncollectible overdrawn accounts [Member] - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Uncollectible Overdrawn Accounts [Roll Forward]
Balance, beginning of period	$ 15,677	$ 15,309	$ 11,823
Fees	45,048	59,445	55,048
Purchase transactions	2,225	2,900	5,514
Charge-offs	(52,587)	(61,977)	(57,076)
Balance, end of period	$ 10,363	$ 15,677	$ 15,309

Loans to Bank Customers Loan Summary (Details) - USD ($) $ in Thousands	Dec. 31, 2013	Dec. 31, 2012
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Outstanding Loans to Bank Customers	$ 6,902	$ 7,552
Percentage outstanding, 30-59 days past due	0.00%	2.37%
Percentage outstanding, 60-89 days past due	0.00%	0.04%
Percentage outstanding, 90 days or more past due	0.19%	0.00%
Loans, Percentage Outstanding, Total Past Due 30 Days or More	0.19%	2.40%
Percentage outstanding, current or less than 30 days past due	99.81%	97.60%
Percentage outstanding	100.00%	100.00%
Real Estate Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 days past due	$ 0	$ 91
60-89 days past due	0	0
90 days or more past due	11	0
Past due 30 days or more	11	91
Total Current or Less Than 30 Days Past Due	3,372	3,465
Total Outstanding Loans to Bank Customers	3,383	3,556
Commercial Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 days past due	0	77
60-89 days past due	0	0
90 days or more past due	0	0
Past due 30 days or more	0	77
Total Current or Less Than 30 Days Past Due	1,474	1,102
Total Outstanding Loans to Bank Customers	1,474	1,179
Installment Loans
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 days past due	0	22
60-89 days past due	0	3
90 days or more past due	3	0
Past due 30 days or more	3	25
Total Current or Less Than 30 Days Past Due	2,506	3,267
Total Outstanding Loans to Bank Customers	2,509	3,292
Loans Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 days past due	0	190
60-89 days past due	0	3
90 days or more past due	14	0
Past due 30 days or more	14	193
Total Current or Less Than 30 Days Past Due	7,352	7,834
Total Outstanding Loans to Bank Customers	$ 7,366	$ 8,027

Loans to Bank Customers Nonperforming Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2013	Dec. 31, 2012
Real Estate Loans
Nonperforming Loans [Line Items]
Nonperforming loans	$ 117	$ 96
Commercial Loans
Nonperforming Loans [Line Items]
Nonperforming loans	106	136
Installment Loans
Nonperforming Loans [Line Items]
Nonperforming loans	250	173
Nonperforming Financing Receivable [Member]
Nonperforming Loans [Line Items]
Nonperforming loans	$ 473	$ 405

Loans to Bank Customers Credit Quality Indicators (Details) - USD ($) $ in Thousands	Dec. 31, 2013	Dec. 31, 2012
Outstanding Loans [Line Items]
Loans to Bank Customers, Carrying Amount	$ 6,902	$ 7,552
Non-Classified [Member]
Outstanding Loans [Line Items]
Loans to Bank Customers, Carrying Amount	6,384	7,223
Nonperforming Financing Receivable [Member]
Outstanding Loans [Line Items]
Loans to Bank Customers, Carrying Amount	982	804
Real Estate Loans
Outstanding Loans [Line Items]
Loans to Bank Customers, Carrying Amount	3,383	3,556
Real Estate Loans \| Non-Classified [Member]
Outstanding Loans [Line Items]
Loans to Bank Customers, Carrying Amount	3,003	3,282
Real Estate Loans \| Nonperforming Financing Receivable [Member]
Outstanding Loans [Line Items]
Loans to Bank Customers, Carrying Amount	380	274
Commercial Loans
Outstanding Loans [Line Items]
Loans to Bank Customers, Carrying Amount	1,474	1,179
Commercial Loans \| Non-Classified [Member]
Outstanding Loans [Line Items]
Loans to Bank Customers, Carrying Amount	1,323	978
Commercial Loans \| Nonperforming Financing Receivable [Member]
Outstanding Loans [Line Items]
Loans to Bank Customers, Carrying Amount	151	201
Installment Loans
Outstanding Loans [Line Items]
Loans to Bank Customers, Carrying Amount	2,509	3,292
Installment Loans \| Non-Classified [Member]
Outstanding Loans [Line Items]
Loans to Bank Customers, Carrying Amount	2,058	2,963
Installment Loans \| Nonperforming Financing Receivable [Member]
Outstanding Loans [Line Items]
Loans to Bank Customers, Carrying Amount	$ 451	$ 329

Loans to Bank Customers Troubled Debt Restructurings (Details) - USD ($) $ in Thousands	Dec. 31, 2013	Dec. 31, 2012
Real Estate Loans
Loan Modifications [Line Items]
Unpaid principal balance	$ 194	$ 194
Carrying value	117	96
Commercial Loans
Loan Modifications [Line Items]
Unpaid principal balance	344	280
Carrying value	106	136
Installment Loans
Loan Modifications [Line Items]
Unpaid principal balance	500	403
Carrying value	$ 250	$ 173

Loans to Bank Customers Allowance for Loan Losses (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Financing Receivable, Allowance for Credit Losses [Line Items]
Loans and Leases Receivable, Allowance	$ 464	$ 475
Allowance for Loan Losses [Roll Forward]
Allowance for loan losses, beginning of period	475	0	$ 0
Provision for loans	0	698	0
Financing Receivable, Allowance for Credit Losses, Write-downs	(25)	(223)	0
Allowance for Loan and Lease Losses, Recoveries of Bad Debts	14	0	0
Allowance for loan losses, end of period	$ 464	$ 475	$ 0

- Definition

Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 210
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-03.7(d))
-URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878

Reference 2: http://www.xbrl.org/2003/role/presentationRef
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-Name Accounting Standards Codification
-Topic 310
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-Section 50
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Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher OTS
-Name Federal Regulation (FR)
-Number Title 12
-Section 563c.102
-Paragraph 8
-Subparagraph a(ii)
-Chapter V
-Subsection I
-LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy. It will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 5
-Paragraph 8, 9
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 03
-Paragraph 7
-Subparagraph d
-Article 9

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 114
-Paragraph 20
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Staff Accounting Bulletin (SAB)
-Number Topic 6
-Section L
-Subsection 1

+ Details

- Definition

The sum of the periodic provision charged to earnings, based on an assessment of uncollectibility from the counterparty on account of loan, lease or other credit losses, to reduce these accounts to the amount that approximates their net realizable value.

+ References + Details

Property & Equipment Property and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2013	Dec. 31, 2012
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	$ 118,650	$ 94,929
Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment	(58,177)	(36,553)
Property, Plant and Equipment, Net	60,473	58,376
Land [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	205	205
Building [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	461	543
Computer equipment, furniture, and office equipment [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	34,508	23,690
Software [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	13,123	10,914
Software Development [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	62,871	52,501
Leasehold Improvements [Member]
Property, Plant and Equipment [Line Items]
Property, Plant and Equipment, Gross	$ 7,482	$ 7,076

Property & Equipment Property and Equipment (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Property, Plant and Equipment [Line Items]
Depreciation and Amortization	$ 27,099	$ 18,131	$ 12,330
Impairment of capitalized software	5,216	1,029	397
Capitalized Computer Software, Net	28,145	30,286
Software Development [Member]
Property, Plant and Equipment [Line Items]
Depreciation and Amortization	$ 14,976	$ 9,655	$ 6,047

- Definition

The aggregate amount of write-downs for impairments recognized during the period for long lived assets held for use (including those held for disposal by means other than sale).

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 958
-SubTopic 225
-Section 45
-Paragraph 11
-Subparagraph (a)
-URI http://asc.fasb.org/extlink&oid=6743430&loc=d3e92212-112881

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Glossary Impairment
-URI http://asc.fasb.org/extlink&oid=6515133

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-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 144
-Paragraph 26
-Subparagraph b
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 144
-Paragraph 7, 25
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Goodwill and Intangible Assets Goodwill and Intangible Assets (Narrative)(Details) - USD ($)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Goodwill [Line Items]
Goodwill, Acquired During Period	$ 0	$ 16,350,000
Intangible Assets, Net (Excluding Goodwill)	3,426,000	3,554,000
Amortization of Intangible Assets	128,000	130,000	$ 100,000
Goodwill	27,250,000	27,250,000	$ 10,817,000
Goodwill and intangible assets	30,676,000	$ 30,804,000
Long Lived Assets Held-for-sale, Impairment Charge	$ 0

- Definition

Carrying amount as of the balance sheet date, which is the cumulative amount paid and (if applicable) the fair value of any noncontrolling interest in the acquiree, adjusted for any amortization recognized prior to the adoption of any changes in generally accepted accounting principles (as applicable) and for any impairment charges, in excess of the fair value of net assets acquired in one or more business combination transactions.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 350
-SubTopic 20
-Section 50
-Paragraph 1
-URI http://asc.fasb.org/extlink&oid=14024403&loc=d3e13816-109267

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-Name Statement of Financial Accounting Standard (FAS)
-Number 142
-Paragraph 45
-Subparagraph e
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 142
-Paragraph 43
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
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-Paragraph 72
-Subparagraph d
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 142
-Paragraph 45
-Subparagraph e
-Clause 1
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 141R
-Paragraph 68
-Subparagraph l
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 141R
-Paragraph 34
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Goodwill and Intangible Assets Goodwill Rollforward (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Goodwill [Line Items]
Goodwill	$ 27,250	$ 27,250	$ 10,817
Goodwill, Acquired During Period	0	16,350
Goodwill, Other Changes	$ 0	$ 83

- Definition

+ References

+ Details

Goodwill and Intangible Assets Intangible Assets (Details) - USD ($) $ in Thousands	Dec. 31, 2013	Dec. 31, 2012
Finite-Lived Intangible Assets [Line Items]
Finite-Lived Intangible Assets, Gross	$ 926	$ 926
Finite-Lived Intangible Assets, Accumulated Amortization	500	372
Indefinite-Lived Intangible Assets (Excluding Goodwill)	3,000	3,000
Intangible Assets, Gross Carrying Value	$ 3,926	$ 3,926

Deposits Summary of Deposits (Details) - USD ($) $ in Thousands	Dec. 31, 2013	Dec. 31, 2012
Summary of Deposits [Line Items]
Noninterest-bearing GRP Deposits	$ 204,171	$ 165,739
Noninterest-bearing Domestic Deposit, Demand	0	16,138
Noninterest-bearing Deposit Liabilities	204,171	181,877
Deposits, Negotiable Order of Withdrawal (NOW)	1,401	1,860
Deposits, Savings Deposits	6,410	5,986
Time Deposits, $100,000 or More	5,310	6,417
Time Deposits, Less than $100,000	2,288	2,311
Interest-bearing Deposit Liabilities	15,409	16,574
Deposits	$ 219,580	$ 198,451

Deposits Contractual Maturities (Details) $ in Thousands	Dec. 31, 2013 USD ($)
Contractual Maturities for Total Time Deposits [Line Items]
Time Deposit Maturities, Next Twelve Months	$ 3,551
Time Deposit Maturities, Year Two	2,207
Time Deposit Maturities, Year Three	1,100
Time Deposit Maturities, Year Four	694
Time Deposit Maturities, Year Five	46
Time Deposit Maturities, after Year Five	0
Time Deposits	$ 7,598

Shareholders' Equity Stockholders' Equity (Narrative) (Details) - USD ($)	12 Months Ended		48 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Apr. 30, 2014	Dec. 31, 2011	May 02, 2010	Mar. 03, 2009
Convertible Series A Preferred Stock, shares authorized				10,085
Series A Conversion, Criteria 3	50.00%
Minimum Anticipated Sales Price To Request Form S-3 Registration	$ 1,000,000
Other Comprehensive Income (Loss), Available-for-sale Securities, Tax	$ (104,000)	$ 46,000
Common Class A [Member]
Voting Threshold	24.90%
Reduced Voting Power	14.90%
Common Stock, Shares, Issued	37,729,000	31,798,000
Common Class B [Member]
Conversion of Stock, Shares Converted Class B to Series A Preferred				6,859,000
Common Stock, Shares, Issued	0	4,197,000
Nonredeemable Convertible Preferred Stock [Member]
Convertible Series A Preferred Stock, Shares Issued				6,859
Preferred Stock, Redemption Price Per Share	$ 0.01
Series A Conversion, Criteria 2	2.00%
Convertible Preferred Stock, Shares Issued upon Conversion	1,000
Walmart [Member] \| Common Class A [Member]
Common Stock, Shares, Issued	2,208,552				2,208,552
Walmart Repurchase Price					$ 0.01
Shares, Monthly Vesting, Amount	36,810				36,810
Walmart Contract Agreement Period			60 months
Unvested Walmart Shares						3,426,765
Sales Volume or Revenue Based Warrant [Member]
Exercise Price per Share, Warrant						$ 23.70
Warrants and Rights Outstanding	$ 0
Additional Warrant [Member]
Class of Warrant or Right, Number of Securities Called by Warrants or Rights						856,691

Employee Stock-Based Compensation Stock-Based Compensation (Narrative) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	May 02, 2010
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period, Total Intrinsic Value	$ 17,900	$ 8,500	$ 4,400
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Total Fair Value	4,500	400	0
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Stock Options	$ 19,300	24,400
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Period for Recognition	2 years 321 days
Employee Service Share Based Compensation Nonvested Awards Total Compensation Cost Not Yet Recognized Period For Recognition, Restricted Stock	3 years 157 days
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant	500,000
Stock-based retailer incentive compensation (Amount)	$ 8,722	$ 8,251	$ 17,337
Common Class A [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Common Stock, Shares, Issued	37,729,000	31,798,000
2001 Stock Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	4 years
2001 Stock Plan [Member] \| Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation, Award Expiration Period	5 years
2001 Stock Plan [Member] \| Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation, Award Expiration Period	10 years
2010 Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period	4 years
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized	2,000,000
Share-based Compensation Arrangement by Share-based Payment Award, Evergreen Percentage	3.00%
2010 Equity Incentive Plan [Member] \| Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation, Award Expiration Period	5 years
2010 Equity Incentive Plan [Member] \| Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation, Award Expiration Period	10 years
2010 Employee Stock Purchase Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized	200,000
Walmart [Member] \| Common Class A [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Common Stock, Shares, Issued	2,208,552			2,208,552
Shares, Monthly Vesting, Amount	36,810			36,810

Employee Stock-Based Compensation Stock-based Compensation Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Share-based Compensation Expense [Abstract]
Stock-based compensation (Amount)	$ 14,703	$ 12,734	$ 9,524
Allocated Share-based Compensation Expense	$ 1,410	$ 1,465	$ 1,890

Employee Stock-Based Compensation Share-based Compensation Equity Granted (Details) - $ / shares shares in Thousands	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangements by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price	$ 18.88
Stock Options [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	2,236	2,247	889
Share-based Compensation Arrangements by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price	$ 18.88	$ 19.35	$ 38.70
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value	7.20	8.92	18.62
Restricted Stock Units (RSUs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value	$ 22.16	$ 14.14	$ 33.46
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period	1,272	613	111

Employee Stock-Based Compensation Granted Equity Assumptions (Details) - 2010 Equity Incentive Plan [Member]	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate	1.17%	0.97%	2.06%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Term	5 years 314 days	6 years 26 days	6 years 22 days
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Dividend Rate	0.00%	0.00%	0.00%
Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Volatility Rate	43.40%	47.51%	48.32%

Employee Stock-Based Compensation Restricted Stock Units Granted Roll (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Millions	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Restricted Stock Units Granted Roll [Abstract]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Total Fair Value	$ 4.5	$ 0.4	$ 0.0
Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Outstanding, Number	1,454	616
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value	$ 20.87	$ 15.10
Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Granted	1,272
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value	$ 22.16
Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Forfeitures and Expirations	(238)
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeitures, Weighted Average Grant Date Fair Value	$ 17.54
Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Exercised	(196)
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value	$ 15.22

Employee Stock-Based Compensation Stock-based Compensation Option Activity (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number	5,212	5,717
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price	$ 16.62	$ 15.72
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Net of Forfeitures	2,236
Share-based Compensation Arrangements by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price	$ 18.88
Common stock issued under stock plans and related tax effects (Shares)	1,428
Share-based Compensation Arrangements by Share-based Payment Award, Options, Exercises in Period, Weighted Average Exercise Price	$ 9.67
Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures and Expirations in Period	1,313
Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures and Expirations in Period, Weighted Average Exercise Price	$ 24.36
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term	6 years 266 days
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Intrinsic Value	$ 48,290
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Number	4,956
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Weighted Average Exercise Price	$ 16.48
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Weighted Average Remaining Contractual Term	6 years 223 days
Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Aggregate Intrinsic Value	$ 46,690
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Number	2,456
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Exercise Price	$ 14.03
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Weighted Average Remaining Contractual Term	4 years 95 days
Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercisable, Intrinsic Value	$ 29,555

Income Taxes Income Taxes (Narrative) (Details) - USD ($) $ in Thousands	Dec. 31, 2013	Dec. 31, 2012
Operating Loss Carryforwards [Line Items]
Deferred Tax Assets, Valuation Allowance	$ 1,228	$ 1,262
Domestic Tax Authority [Member]
Operating Loss Carryforwards [Line Items]
Operating Loss Carryforwards	29,700
State and Local Jurisdiction [Member]
Operating Loss Carryforwards [Line Items]
Operating Loss Carryforwards	$ 28,400

Income Taxes Schedule of Income Taxes (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Current Federal Tax Expense (Benefit)	$ 11,880	$ 21,322	$ 29,583
Current State and Local Tax Expense (Benefit)	1,116	1,805	2,096
Current Income Tax Expense (Benefit)	12,996	23,127	31,679
Deferred Federal Income Tax Expense (Benefit)	6,776	5,931	251
Deferred State and Local Income Tax Expense (Benefit)	(1,312)	(139)	0
Deferred income tax expense	5,464	5,792	251
Income Tax Expense (Benefit), Continuing Operations	$ 18,460	$ 28,919	$ 31,930

- Definition

The component of income tax expense for the period representing amounts paid or payable (or refundable) as determined by applying the provisions of enacted federal tax law to the domestic taxable Income or Loss from continuing operations.

+ References

+ Details

- Definition

The component of income tax expense for the period representing amounts of income taxes paid or payable (or refundable) for the period for all income tax obligations as determined by applying the provisions of relevant enacted tax laws to relevant amounts of taxable Income or Loss from continuing operations.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 740
-SubTopic 10
-Section 50
-Paragraph 9
-Subparagraph (a)
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Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Glossary Current Tax Expense (or Benefit)
-URI http://asc.fasb.org/extlink&oid=6509736

Reference 4: http://www.xbrl.org/2003/role/presentationRef
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-Name Accounting Standards Codification
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-Name Statement of Financial Accounting Standard (FAS)
-Number 109
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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 08
-Paragraph h
-Article 4

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Staff Accounting Bulletin (SAB)
-Number Topic 6
-Section I
-Subsection 7

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 109
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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

- Definition

The component of income tax expense for the period representing amounts paid or payable (or refundable) as determined by applying the provisions of enacted state and local tax law to relevant amounts of taxable Income or Loss from continuing operations.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
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-Name Accounting Standards Codification
-Topic 740
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-Subparagraph (SAB TOPIC 6.I.7)
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-Publisher FASB
-Name Accounting Standards Codification
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-URI http://asc.fasb.org/extlink&oid=6509736

Reference 3: http://www.xbrl.org/2003/role/presentationRef
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-Name Accounting Standards Codification
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Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 08
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Reference 7: http://www.xbrl.org/2003/role/presentationRef
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+ Details

- Definition

The component of total income tax expense for the period comprised of the increase (decrease) during the period in the entity's domestic deferred tax assets and liabilities attributable to continuing operations as determined by applying the provisions of the federally enacted tax law.

+ References

+ Details

- Definition

The component of income tax expense for the period representing the increase (decrease) in the entity's deferred tax assets and liabilities pertaining to continuing operations.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
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-Name Accounting Standards Codification
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-Publisher FASB
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Reference 9: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Staff Accounting Bulletin (SAB)
-Number Topic 6
-Section I
-Subsection 7

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-Publisher FASB
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+ Details

- Definition

The component of total income tax expense for the period comprised of the increase (decrease) in the entity's state and local deferred tax assets and liabilities attributable to continuing operations as determined by applying the provisions of the applicable enacted tax laws.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Glossary Deferred Tax Expense (or Benefit)
-URI http://asc.fasb.org/extlink&oid=6510177

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-Name Accounting Standards Codification
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-Publisher FASB
-Name Accounting Standards Codification
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-SubTopic 10
-Section 50
-Paragraph 9
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Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
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-Paragraph 8, 16, 17, 289
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Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Staff Accounting Bulletin (SAB)
-Number Topic 6
-Section I
-Subsection 7

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 08
-Paragraph h
-Article 4

+ Details

- Definition

The sum of the current income tax expense or benefit and the deferred income tax expense or benefit pertaining to pretax Income or Loss from continuing operations; income tax expense or benefit may include interest and penalties on tax uncertainties based on the entity's accounting policy.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 740
-SubTopic 10
-Section 50
-Paragraph 9
-Subparagraph (a),(b)
-URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32639-109319

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 740
-SubTopic 10
-Section 45
-Paragraph 25
-URI http://asc.fasb.org/extlink&oid=21917399&loc=d3e32247-109318

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 235
-SubTopic 10
-Section S99
-Paragraph 1
-Subparagraph (SX 210.4-08.(h))
-URI http://asc.fasb.org/extlink&oid=6881521&loc=d3e23780-122690

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 740
-SubTopic 10
-Section 50
-Paragraph 10
-URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32672-109319

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 109
-Paragraph 45, 46
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Section 08
-Paragraph h
-Article 4

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name FASB Interpretation (FIN)
-Number 48
-Paragraph 15, 16, 19
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Income Taxes Effective Tax Rate Reconciliation (Details)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Effective Income Tax Rate, Continuing Operations, Tax Rate Reconciliation [Abstract]
Effective Income Tax Rate Reconciliation, Tax Credits, Other	120000000.00%
U.S. Federal Statutory Tax Rate	35.00%	35.00%	35.00%
State Income Taxes, Net of Federal Benefit	(0.20%)	1.90%	1.60%
Effective Income Tax Rate Reconciliation, General Business Credits	(2.30%)	(0.40%)	0.00%
Employee Stock-based Compensation	1.40%	1.40%	1.20%
Effective Income Tax Rate Reconciliation, Other Adjustments	1.20%	0.30%	0.20%
Effective Income Tax Rate	35.10%	38.20%	38.00%

Income Taxes Schedule of Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2013	Dec. 31, 2012
Deferred tax liabilities, current	$ 3,716	$ 0
Net deferred tax assets, current	0	2,478
Net deferred tax assets, noncurrent	3,362	4,629
Deferred Tax Assets, Operating Loss Carryforwards	12,276	13,655
Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits, Share-based Compensation Cost	6,397	7,057
Deferred Tax Assets, Reserve for Overdrawn Accounts	4,088	6,130
Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Accrued Liabilities	5,354	3,191
Deferred Tax Assets, Tax Credit Carryforwards	2,298	0
Deferred Tax Assets, Other	984	1,272
Deferred Tax Assets, Gross	31,397	31,305
Deferred Tax Assets, Valuation Allowance	(1,228)	(1,262)
Deferred Tax Assets, Net of Valuation Allowance	30,169	30,043
Deferred Tax Liabilities, Deferred Expense, Capitalized Software	10,587	9,986
Deferred Tax Liabilities, Property, Plant and Equipment	5,534	6,013
Deferred Tax Liabilities, Deferred Expense	5,083	4,013
Deferred Tax Liabilities, Intangible Assets	1,156	1,386
deferred tax liability gift card revenue	6,637	1,063
Deferred Tax Liabilities, Other	1,526	475
Deferred Tax Liabilities, Net	30,523	22,936
Deferred Tax Assets, Net	$ (354)	$ 7,107

Income Taxes Rollforward of Unrecognized Tax Benefits (Details) - USD ($)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Income Tax Contingency [Line Items]
Unrecognized Tax Benefits, Income Tax Penalties and Interest Accrued	$ 338,000	$ 0
Domestic Tax Authority [Member]
Income Tax Contingency [Line Items]
Unrecognized Tax Benefits	3,724,000	1,481,000	$ 0	$ 0
Increases Related to Positions Taken During Prior Years	931,000	970,000	0
Increases Related to Positions Taken During the Current Year	1,312,000	511,000	0
Total Unrecognized Tax Benefits that Would Impact Effective Tax Rate	$ 3,724,000	$ 1,481,000	$ 0

Earnings per Common Share Basic Earnings Per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Net Income	$ 1,036				$ 10,370				$ 34,040	$ 47,219	$ 52,083
Preferred Stock Dividends and Other Adjustments									5,360	7,599	558
Common Class B [Member]
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Undistributed Earnings, Basic									$ 2,035	$ 5,319	$ 21,912
Weighted Average Number of Shares Outstanding, Basic									2,603	4,801	17,718
Basic earnings per common share	$ 0.02	$ 0.14	$ 0.26	$ 0.36	$ 0.24	$ 0.23	$ 0.26	$ 0.39	$ 0.78	$ 1.11	$ 1.24
Common Class A [Member]
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Undistributed Earnings, Basic									$ 26,003	$ 32,901	$ 27,503
Weighted Average Number of Shares Outstanding, Basic									33,272	29,698	22,238
Basic earnings per common share	$ 0.02				$ 0.24				$ 0.78	$ 1.11	$ 1.24
Common Class A [Member] \| Common Class B [Member]
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Undistributed Earnings Allocated to Participating Securities									$ (26,645)	$ (34,301)	$ (29,613)
Common Class B [Member] \| Common Class A [Member]
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Undistributed Earnings Allocated to Participating Securities									$ (2,677)	$ (6,719)	$ (24,022)

Earnings per Common Share Antidilutive Shares (Details) - shares shares in Thousands	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Common Class A [Member]
Antidilutive Shares [Line Items]
Antidilutive shares	7,892	8,293	709
Common Class A [Member] \| Stock Options [Member]
Antidilutive Shares [Line Items]
Antidilutive shares	994	1,408	258
Common Class A [Member] \| Restricted Stock Units (RSUs) [Member]
Antidilutive Shares [Line Items]
Antidilutive shares	39	26	0
Common Class A [Member] \| Convertible preferred stock [Member]
Antidilutive Shares [Line Items]
Antidilutive shares	6,859	6,859	451
Common Class B [Member]
Antidilutive Shares [Line Items]
Antidilutive shares	0	122	5
Common Class B [Member] \| Stock Options [Member]
Antidilutive Shares [Line Items]
Antidilutive shares	0	122	5

- Definition

Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Glossary Antidilution
-URI http://asc.fasb.org/extlink&oid=6505113

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Glossary Diluted Earnings Per Share
-URI http://asc.fasb.org/extlink&oid=6510752

Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Glossary Contingent Stock Agreement
-URI http://asc.fasb.org/extlink&oid=6508534

Reference 4: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 260
-SubTopic 10
-Section 50
-Paragraph 1
-Subparagraph (c)
-URI http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 128
-Paragraph 40
-Subparagraph c
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 6: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 128
-Paragraph 13, 14
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Emerging Issues Task Force (EITF)
-Number 07-4
-Paragraph 4
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 8: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Statement of Financial Accounting Standard (FAS)
-Number 128
-Paragraph 171
-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Earnings per Common Share Other (Details) - shares	Dec. 31, 2013	Mar. 03, 2009
Diluted earnings per common share [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number	4,283,456
Walmart [Member] \| Common Class A [Member]
Diluted earnings per common share [Line Items]
Unvested Walmart Shares		3,426,765
Walmart [Member] \| Stock Options [Member] \| Common Class A [Member]
Diluted earnings per common share [Line Items]
Unvested Walmart Shares	588,912

Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Dec. 31, 2013	Dec. 31, 2012
Fair Value Disclosures [Abstract]
Loans to Bank Customers, Carrying Amount	$ 6,902	$ 7,552
Loans to Bank Customers, Fair Value	5,926	5,719
Deposits	219,580	198,451
Deposits, Fair Value	$ 219,534	$ 198,369

Borrowing Agreements (Details) - USD ($) $ in Thousands	8 Months Ended	12 Months Ended
Borrowing Agreements (Details) - USD ($) $ in Thousands	Nov. 30, 2012	Mar. 31, 2012	Dec. 31, 2013
Borrowing Agreements [Abstract]
Line of Credit Facility, Amount Outstanding			$ 0
Line of Credit Facility, Maximum Borrowing Capacity	$ 10,000	$ 10,000
Debt Instrument, Description of Variable Rate Basis	LIBOR + 2.00%	LIBOR + 2.00%
Line of Credit, Cash Collateral	$ 10,000	$ 10,000

Concentrations of Credit Risk Concentrations of Credit Risk (Narrative) (Details)	12 Months Ended
	Dec. 31, 2013
Utah [Member]
Concentration Risk [Line Items]
Concentration Risk, Percentage	94.10%
Provo, Utah [Member]
Concentration Risk [Line Items]
Concentration Risk, Percentage	41.00%

Defined Contribution Plan (Details) $ in Millions	12 Months Ended
Defined Contribution Plan (Details) $ in Millions	Dec. 31, 2013 USD ($) Age	Dec. 31, 2012 USD ($)	Dec. 31, 2011 USD ($)
Defined Benefit Plan Disclosure [Line Items]
Minimum Age \| Age	21
Defined Contribution Plan, Maximum Annual Contribution Per Employee, Percent	50.00%
Defined Contribution Plan, Cost Recognized \| $	$ 0.1	$ 1.2	$ 0.9
Maximum [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Contribution Plan, Maximum Annual Contribution Per Employee, Percent	6.00%

Commitments and Contingencies Commitments and Contingencies (Narrative) (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Commitments and Contingencies [Abstract]
Operating Leases, Rent Expense, Net	$ 5.3	$ 6.4	$ 2.6

Commitments and Contingencies Purchase Commitments (Details) $ in Thousands	Dec. 31, 2013 USD ($)
Long-term Purchase Commitment [Line Items]
Operating Leases, Future Minimum Payments Due, Next Twelve Months	$ 4,187
Purchase Obligation, Due in Next Twelve Months	9,558
Capital Leases, Future Minimum Payments Due in Two Years	4,596
Purchase Obligation, Due in Second Year	1,910
Capital Leases, Future Minimum Payments Due in Three Years	4,726
Purchase Obligation, Due in Third Year	6,550
Capital Leases, Future Minimum Payments Due in Four Years	4,186
Purchase Obligation, Due in Fourth Year	1,625
Operating Leases, Future Minimum Payments, Due in Five Years	4,156
Purchase Obligation, Due in Fifth Year	12,600
Capital Leases, Future Minimum Payments Due Thereafter	17,108
Purchase Obligation, Due after Fifth Year	3,150
Operating Leases, Future Minimum Payments Due	38,959
Purchase Obligation	$ 35,393

Significant Customer Concentrations Significant Customer Concentrations (Details) - Customer Concentration Risk [Member]	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Total Operating Revenues [Member] \| Walmart [Member]
Concentration Risk [Line Items]
Concentration Risk, Percentage	64.00%	64.00%	61.00%
Total Operating Revenues [Member] \| Three Other Largest Retailer Distributors, as a Group [Member]
Concentration Risk [Line Items]
Concentration Risk, Percentage	22.00%	20.00%	20.00%
Total Operating Revenues, Excluding Stock-Based Retailer Incentive Compensation [Member] \| Walmart [Member]
Concentration Risk [Line Items]
Concentration Risk, Percentage	65.00%	65.00%	62.00%
Total Operating Revenues, Excluding Stock-Based Retailer Incentive Compensation [Member] \| Three Other Largest Retailer Distributors, as a Group [Member]
Concentration Risk [Line Items]
Concentration Risk, Percentage	21.00%	20.00%	19.00%
GPR Cards Activated (in units) [Member] \| Four Largest Retailers Distributors [Member]
Concentration Risk [Line Items]
Concentration Risk, Percentage	82.00%	87.00%	80.00%
Sales of Cash Transfer Products (in units) [Member] \| Four Largest Retailers Distributors [Member]
Concentration Risk [Line Items]
Concentration Risk, Percentage	87.00%	88.00%	90.00%
Settlement Assets [Member] \| Walmart [Member]
Concentration Risk [Line Items]
Concentration risk, percentage	34.00%	35.00%
Settlement Assets [Member] \| Three Other Largest Retailer Distributors, as a Group [Member]
Concentration Risk [Line Items]
Concentration risk, percentage	39.00%	38.00%

Significant Customer Concentrations Stock-Based Retailer Incentive Compensation (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Concentration Risk [Line Items]
Stock-based retailer incentive compensation (Amount)	$ 8,722	$ 8,251	$ 17,337

Regulatory Requirements (Details) - USD ($) $ in Thousands	Dec. 31, 2013	Dec. 31, 2012
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier One Leverage Capital	$ 370,476	$ 289,323
Tier One Leverage Capital to Average Assets	45.80%	47.80%
Tier One Leverage Capital Required to be Well Capitalized	$ 40,418	$ 30,266
Tier One Leverage Capital Required to be Well Capitalized to Average Assets	5.00%	5.00%
Tier One Risk Based Capital	$ 370,476	$ 289,323
Tier One Risk Based Capital to Risk Weighted Assets	100.80%	84.30%
Tier One Risk Based Capital Required to be Well Capitalized	$ 22,057	$ 20,591
Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets	6.00%	6.00%
Capital	$ 370,476	$ 289,323
Capital to Risk Weighted Assets	100.80%	84.30%
Capital Required to be Well Capitalized	$ 36,762	$ 34,318
Capital Required to be Well Capitalized to Risk Weighted Assets	10.00%	10.00%

Selected Quarterly Financial Information (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Condensed Financial Statements, Captions [Line Items]
Revenue, Net	$ 142,320	$ 136,544	$ 140,608	$ 154,149	$ 137,302	$ 132,759	$ 135,043	$ 141,181
Operating Expenses	141,856	128,570	123,253	130,810	122,812	117,882	117,908	115,543	$ 524,489	$ 474,145	$ 383,949
Operating Income (Loss)	464	7,974	17,355	23,339	14,490	14,877	17,135	25,638	49,132	72,140	83,449
Interest Income (Expense), Net	949	778	839	802	933	962	1,168	935
Income before income taxes	1,413	8,752	18,194	24,141	15,423	15,839	18,303	26,573	52,500	76,138	84,013
Income Tax Expense (Benefit)	377				5,053				18,460	28,919	31,930
Net Income	$ 1,036				$ 10,370				$ 34,040	$ 47,219	$ 52,083
Restatement Adjustment [Member]
Condensed Financial Statements, Captions [Line Items]
Income Tax Expense (Benefit)		2,638	6,890	8,555		6,227	7,434	10,205
Net Income		$ 6,114	$ 11,304	$ 15,586		$ 9,612	$ 10,869	$ 16,368
Common Class B [Member]
Condensed Financial Statements, Captions [Line Items]
Basic earnings per common share	$ 0.02	$ 0.14	$ 0.26	$ 0.36	$ 0.24	$ 0.23	$ 0.26	$ 0.39	$ 0.78	$ 1.11	$ 1.24
Diluted Earnings Per Share	0.02	0.13	0.25	0.35	0.24	0.22	0.25	0.37	0.76	1.07	1.19
Common Class A [Member]
Condensed Financial Statements, Captions [Line Items]
Basic earnings per common share	0.02				0.24				0.78	1.11	1.24
Diluted Earnings Per Share	$ 0.02		0.25		$ 0.24		0.25		$ 0.76	$ 1.07	$ 1.19
Common Class A [Member] \| Restatement Adjustment [Member]
Condensed Financial Statements, Captions [Line Items]
Basic earnings per common share		0.14	$ 0.26	0.36		0.23	$ 0.26	0.39
Diluted Earnings Per Share		$ 0.13		$ 0.35		$ 0.22		$ 0.37

Subsequent Events Subsequent Events (Narrative) (Details) $ in Thousands	Feb. 11, 2014 USD ($)
Subsequent Event [Line Items]
Customer Funds Transfer	$ 260,000
Settled Settlement Liability	50,000
Capital Contribution For Capital Adequacy	$ 50,000

Label	Element	Value
Common Class B [Member]
Undistributed Earnings, Diluted	us-gaap_UndistributedEarningsDiluted	$ 23,585,000
Undistributed Earnings, Diluted	us-gaap_UndistributedEarningsDiluted	1,977,000
Undistributed Earnings, Diluted	us-gaap_UndistributedEarningsDiluted	6,592,000
Re-Allocated Earnings	gdot_ReAllocatedEarnings	1,673,000
Re-Allocated Earnings	gdot_ReAllocatedEarnings	1,273,000
Re-Allocated Earnings	gdot_ReAllocatedEarnings	(58,000)
Common Class A [Member]
Undistributed Earnings, Diluted	us-gaap_UndistributedEarningsDiluted	38,513,000
Undistributed Earnings, Diluted	us-gaap_UndistributedEarningsDiluted	28,210,000
Undistributed Earnings, Diluted	us-gaap_UndistributedEarningsDiluted	$ 50,052,000
Incremental Common Shares Attributable to Conversions of Other Classes of Common Stock	gdot_IncrementalCommonSharesAttributableToConversionsOfOtherClassesOfCommonStock	19,822,000
Incremental Common Shares Attributable to Conversions of Other Classes of Common Stock	gdot_IncrementalCommonSharesAttributableToConversionsOfOtherClassesOfCommonStock	6,150,000
Incremental Common Shares Attributable to Conversions of Other Classes of Common Stock	gdot_IncrementalCommonSharesAttributableToConversionsOfOtherClassesOfCommonStock	2,603,000
Re-Allocated Earnings	gdot_ReAllocatedEarnings	$ 22,549,000
Re-Allocated Earnings	gdot_ReAllocatedEarnings	2,207,000
Re-Allocated Earnings	gdot_ReAllocatedEarnings	$ 5,612,000
Employee Stock Option [Member] \| Common Class B [Member]
Incremental Common Shares Attributable to Share-based Payment Arrangements	us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements	0
Incremental Common Shares Attributable to Share-based Payment Arrangements	us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements	1,349,000
Incremental Common Shares Attributable to Share-based Payment Arrangements	us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements	2,104,000
Employee Stock Option [Member] \| Common Class A [Member]
Incremental Common Shares Attributable to Share-based Payment Arrangements	us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements	1,078,000
Incremental Common Shares Attributable to Share-based Payment Arrangements	us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements	20,000
Incremental Common Shares Attributable to Share-based Payment Arrangements	us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements	0
Employee Stock [Member] \| Common Class A [Member]
Incremental Common Shares Attributable to Share-based Payment Arrangements	us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements	2,000
Incremental Common Shares Attributable to Share-based Payment Arrangements	us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements	0
Incremental Common Shares Attributable to Share-based Payment Arrangements	us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements	22,000
Restricted Stock Units (RSUs) [Member] \| Common Class A [Member]
Incremental Common Shares Attributable to Share-based Payment Arrangements	us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements	203,000
Incremental Common Shares Attributable to Share-based Payment Arrangements	us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements	3,000
Incremental Common Shares Attributable to Share-based Payment Arrangements	us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements	43,000

Fair Value Measurements Fair Value Hierarchy (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2013 USD ($)	Dec. 31, 2012 USD ($)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Equity Level Transfer	0
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	$ 0	$ 0
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	198,744	183,787
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Fair value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	198,744	183,787
Corporate Bonds \| Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Corporate Bonds \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	70,997	37,357
Corporate Bonds \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Corporate Bonds \| Fair value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	70,997	37,357
Commercial Paper \| Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Commercial Paper \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	49,321	55,748
Commercial Paper \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Commercial Paper \| Fair value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	49,321	55,748
Negotiable Certificates of Deposit \| Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Negotiable Certificates of Deposit \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	4,403	4,414
Negotiable Certificates of Deposit \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Negotiable Certificates of Deposit \| Fair value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	4,403	4,414
US Treasury Notes \| Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
US Treasury Notes \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	14,278	22,267
US Treasury Notes \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
US Treasury Notes \| Fair value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	14,278	22,267
Agencies Securities \| Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Agencies Securities \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	14,959	25,867
Agencies Securities \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Agencies Securities \| Fair value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	14,959	25,867
Collateralized Mortgage Backed Securities [Member] \| Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0
Collateralized Mortgage Backed Securities [Member] \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	4,001
Collateralized Mortgage Backed Securities [Member] \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0
Collateralized Mortgage Backed Securities [Member] \| Fair value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	4,001
Municipal Bonds \| Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Municipal Bonds \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	19,031	11,568
Municipal Bonds \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Municipal Bonds \| Fair value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	19,031	11,568
Asset-backed Securities \| Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Asset-backed Securities \| Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	21,754	26,566
Asset-backed Securities \| Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	0	0
Asset-backed Securities \| Fair value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-sale Securities, Fair Value Disclosure	$ 21,754	$ 26,566